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Most financial plans don’t fail because of markets—they fail because of unplanned life events. In this episode of the Smarter Vet Financial Podcast, CJ Burnett and Tom Seeko explain why risk is the silent plan killer for veterinarians and practice owners. They break down the real-world risks that can derail a plan, including disability, lawsuits, outdated legal documents, insurance gaps, and business-owner exposure.

This conversation reframes risk management as resilience planning and challenges listeners to decide who they want absorbing the risk when life happens.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances:
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment:
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice:
Schedule a time-https://flveterinaryadvisors.com/contact-us

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If your finances feel more like a junk drawer than neatly folded laundry, this episode is for you. Tom and We kick off a five-part series by focusing on Step 1: getting financially organized so you can reduce stress, decision fatigue, and the “head-in-the-sand” feeling. You’ll hear a simple way to build a snapshot of your money—assets, debts, protection items, and cash flow—plus ideas for storing everything in one secure, easy-to-find place.

Check the show notes for a downloadable checklist to help you gather the key documents and start building your system.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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Going into a new year can bring a lot of financial stress—especially when you’re trying to control things you simply can’t. In this episode, we break down the big categories you can’t control (markets, inflation/interest rates, and unexpected life events) and the areas you can control (savings rate, spending decisions, risk/insurance, debt strategy, and your investing approach). You’ll hear practical ways to reduce anxiety, avoid lifestyle creep, and build a financial “wall” that helps you absorb life’s curveballs. Pick one action step to start today—like increasing savings by 1%, tracking spending for 24 hours, or reviewing your insurance coverage.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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In this episode of the Smarter Vet Financial Podcast, Tom sits down with Dr. Jennifer Bruns, Senior Director of Veterinary Relationships at PetSmart Veterinary Services, to explore the many paths a veterinary career can take.

Dr. Bruns shares her journey from cleaning kennels and chasing E. coli and salmonella as an epidemiologist to mentoring independent owners inside PetSmart locations. Together, they dive into strategic thinking, financial literacy, and the people skills veterinarians need to thrive as leaders and owners—plus how PetSmart’s model helps doctors own a practice without carrying the full weight of real estate and marketing.

Whether you’re a student, associate, or aspiring owner, this conversation will challenge your assumptions about what’s possible and remind you that your DVM can open more doors than you think.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

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In this episode of the Smarter Vet Financial Podcast, Tom sits down with Baxtr founder Mark Hines to talk about how subscription-based wellness plans can transform access to care, client loyalty, and practice revenue.

Mark shares his unconventional journey from audio geek and home theater entrepreneur to building simple, powerful membership tools for dental and veterinary practices.

They dig into why practices tend to overcomplicate wellness plans, how Baxtr removes the “73 clicks” from the process, and why monthly payments and a member mindset are so valuable for both clients and clinics.

If you’ve been thinking about wellness plans but feel stuck on the logistics, this conversation will give you a practical, low-friction way to finally “just do it.”

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Send us a text

In this episode of the Smarter Vet Financial Podcast, Tom sits down with Dr. Bob Murtaugh—founding dean of Rocky Vista University College of Veterinary Medicine, boarded internist and criticalist, and long-time leader in both academia and corporate practice.

Dr. Murtaugh shares how saying “yes” to unexpected opportunities—from running a teaching hospital in his 20s to helping scale a hospital group from 15 to 350 locations—shaped his career and impact on vet med. They dive into what it really takes to scale without losing culture, how to navigate consolidation with an open mind, and why the best corporate or independent fit comes down to values, leadership, and communication.

You’ll also hear his perspective on “preferment” instead of retirement, why veterinarians are spelled L-E-A-D-E-R, and the soft skills that matter most if you want a fulfilling, financially strong career in veterinary medicine.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Send us a text

The Smarter Vet Financial Podcast welcomes Dr. Brent Mayabb, Global Chief Medical Officer at Royal Canin, for a candid conversation on purpose, communication, and leading across cultures. Brent shares how transparency and psychological safety help teams navigate hard cases, rising client expectations, and burnout risk. He offers a hopeful outlook for a new wave of private practice ownership and the leadership habits that make it work. Listen for practical takeaways and resources you can use with your team today.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Send us a text

In this episode of the Smarter Vet Financial Podcast, hosts Tom Seeko and guest Eric Benke dive into the financial side of veterinary practice ownership, focusing on the power of key performance indicators (KPIs) to drive profitability and growth. They explore metrics like client retention, revenue per DVM, and net profit margin—explaining how tracking the right numbers can reveal hidden gaps, improve compliance, and guide smarter business decisions. Eric also shares how implementing wellness plans can boost visit frequency and strengthen client relationships. Whether you're just starting to track metrics or looking to optimize your operations, this episode delivers actionable strategies for long-term success.

If you’d like to contact Eric about Kanter Consulting Group’s services or if you have any questions, visit their website here or call 813-855-5433.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/

Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/

Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us

Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ