Is it time to ditch the traditional piggy bank? In this episode of the Perfect Cents Podcast, host Alex Becerra sits down with parent and banking expert Marcie Johnson to explore how to build financial confidence in children early. In an increasingly digital world where physical cash is disappearing, teaching kids how to manage money online is more important than ever.

Marcie shares her personal experience opening a checking account and getting a debit card for her child, highlighting how moving away from cash allowances helps prevent instant gratification. They discuss the major shift in family banking, including how credit unions like SAFE lowered the account age requirement to 6 years old, so kids can learn financial responsibility by doing. From navigating ATMs to checking online banking logs , discover how you can actively coach your kids toward smart budgeting, saving habits, and lifelong financial literacy.

SAFE is federally insured by NCUA and is an equal housing opportunity lender.

Community & Local Favorites:

Rocklin Community Theatre

Broadway Sacramento

SAFE Credit Union Performing Arts Center

To check out the resources highlighted in this episode visit the links below.

To learn more about SAFE Credit Union products and services visit: https://www.safecu.org/

To register for an upcoming Financial Wellness webinar visit: https://www.safecu.org/community/events

To read the latest edition of SAFE's Beyond Everyday Banking blog visit: https://blog.safecu.org/

To contact the podcast team, email Podcast@safecu.org

To watch this episode in video-format and access more financial education tips, subscribe to the SAFE Credit Union YouTube channel: https://www.youtube.com/@SAFECreditUnionCA