What would you do if you woke up tomorrow and couldn’t earn an income anymore? How long would it be before your safety net ran out? In the forth episode in our Summer Starter Series, the conversation tackles the foundation most people skip, even though it’s just as important as budgeting, saving, or managing debt. Because every money plan relies on one thing first. Your ability to earn money. In this episode, Victoria breaks down why protecting your income is non-negotiable if you actually want your financial progress to hold up in real life. We walk through the types of personal insurance that matter, what income protection really does, and why default cover through super often isn’t enough.This isn’t about worst-case fear or scare tactics. It’s about smart risk management, so one unexpected health event doesn’t undo everything you’ve worked so hard to build.

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LISTEN TO EP 1: Budgeting and Cash Flow
LISTEN TO EP 2: Managing Debt
LISTEN TO EP 3: Making Saving Easier

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Do you ever worry your parents are making bad money decisions… or heading toward retirement totally unprepared? This week’s Friday Drinks starts with the situation where you love your parents, they’re adults, and you’re still lying awake wondering whether someone is taking them for a ride. We talk about how to raise money concerns without lecturing or burying your head in the sand. And how to live with the reality that sometimes, even when you say everything right, the decision still isn’t yours. Then there ain't no drama like a wedding money drama, and this one is no ecception. A bridal party agreed to pay for $1k for hens and bucks accommodation, and now the story is we can’t afford to pay you back. We get into where responsibility sits, how resentment builds when you absorb costs you didn’t agree to carry, and when being “understanding” just means being out of pocket. Plus we've got money wins, broke tips, and community chaos to finish the week properly.

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Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

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This is the episode every woman needs to hear. Because most of us think money in relationships will just sort itself out, or that breaking up is something that happens to other people. Sorry to burst that love bubble, but today is here to show you this mindset can cost you everything… and how to protect yourself (while still building a life together). To do that, we’re joined by special guest Claire Walczak, a family law expert who sees the reality of this every day. She walks us through the early money decisions most people barely think about and how those choices shape power, security, and options over time. You’ll leave this episode knowing what actually protects you financially in a relationship, which conversations are worth having sooner rather than later, and how to set yourself up without turning love into a legal strategy.

In this ep:
💸Where financial power actually shows up in relationships, even when everything feels equal
💸Why avoiding money conversations to keep the peace just means more drama later
💸The assumptions couples make about shared money that don’t hold up legally
💸What “setting yourself up” really looks like inside a loving, healthy relationship
💸The #1 thing people wish they knew earlier (when it's already too late)

CLAIRE'S LINKS: Claire Walczak is an accredited family law specialist and a partner in the Melbourne family and relationship law office at Lander & Rogers, you can find out more about her here.

FREE DOWNLOAD MENTIONED IN THIS EP: How to prepare for divorce and seperation

EVEN MORE MONEY AND RELATIONSHIPS EPISODES: How to Combine Finances playlist

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Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

See omnystudio.com/listener for privacy information.