It’s the Christmas edition of Insurance Gone Wild, which means Dennis and Stephanie are festive, tired, and absolutely done with “quick questions” that are definitely claims.From a brutally accurate insurance-themed Christmas poem to breaking down the absurd amount of coverage Santa would actually need to operate the North Pole, this episode hits all the holiday chaos agents know too well. Frozen pipes, last-minute coverage regrets, RV winterization fails, uninsured December gambles, and why nobody should ever say “hypothetically” to an insurance agent.It’s funny, painfully real, slightly unhinged, and exactly what happens when holiday cheer meets deductibles, exclusions, and reality. Merry Christmas… now what are your limits again?⏱️ Chapters00:00:00 – Christmas at the Agency (Yes, We’re Still Working)00:01:26 – ’Twas the Night Before Christmas… Insurance Edition00:04:04 – “Just a Quick Question” (It’s Never Quick)00:06:31 – What Insurance Does Santa Actually Need?00:09:28 – Naughty vs. Nice: HR Problems at the North Pole00:11:19 – Liquor Liability, Eggnog & Bad Decisions00:12:16 – Holiday Claims: Fire, Water & Theft Season00:14:10 – Why Winter Damage Hits the South Differently00:16:08 – RV Winterization Mistakes You’ll Regret00:20:04 – One Freeze Is All It Takes00:24:26 – Traveling for the Holidays? Protect Your House00:26:13 – December & January: The Worst Months to Be Uninsured00:29:08 – Health Insurance While Traveling (Read the Fine Print)00:31:08 – Final Holiday Advice & Reality CheckEmail: Contact@IGWpodcast.comFacebook: https://www.facebook.com/InsuranceGoneWildGet a Quote!Panatela Group: https://panatelagroup.com/Call: 817-753-0093