Retirees face serious financial temptations that can jeopardize their future, but there are smart ways to avoid them. In this episode, we’ll reveal the most dangerous temptations the average retiree faces and share strategies to help you avoid them, or correct your current course, to keep retirement on track.

Here’s some of what we cover in this episode:

0:00 – Intro

1:46 – Carrying too much debt

5:26 – The challenges with changing the spending mindset

10:13 – Deferring taxes

14:36 – Starting Social Security at 62

Contact Desmond:

Visit https://www.clcfinancial.com/ or call 910-323-5700

Imagine you could read your financial advisor’s mind before you even walked through the door for the first time. What would they want you to know? In this episode, we bring you the game-changing insights financial pros wish every saver and investor understood.

Here’s some of what we cover in this episode:

• Why most people don’t know the real risk in their portfolio because they’re focused on upside potential.
• What’s the motivation behind the information you’re reading and hearing about finances?
• Well-known national companies aren’t automatically a better option to help you plan.
• Financial planning goes well beyond picking investments.
• You don’t need to be uber wealthy to need a retirement plan.

Contact Desmond:

Visit https://www.clcfinancial.com/ or call 910-323-5700.

Once you reach retirement, how do you know whether you’re doing everything you can to succeed? There are specific questions you can ask and we will address some of those key topics in this episode.

We explore things like annuities, tax efficiency, Social Security, inflation protection, and estate planning to make sure you know you’re in the best position for retirement.

Here’s some of what we cover in this episode:

• How do you know if you should buy an annuity for retirement income?
• How do you know how to balance saving for retirement and other financial goals?
• How do you know if your retirement plan is tax-efficient?
• How do you know how to protect your retirement savings from inflation?
• How do you know if you need a trust or an estate plan?

Contact Desmond:

Visit https://www.clcfinancial.com/ or call 910-323-5700