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Ripple Effect

Ripple Effect

De : The Wharton School
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 Every day, business scholars answer pressing questions in their research — but what do their insights mean for you? In this podcast, Wharton faculty dive into what inspired their studies and how their findings resonate with the world today. Learn how research insights translate into knowledge you can use, with host Dan Loney.

Hosted on Acast. See acast.com/privacy for more information.

The Wharton School of the University of Pennsylvania Economie
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  • The Gaps in Financial Literacy and Why They Matter

    The Gaps in Financial Literacy and Why They Matter
    Apr 28 2026

    Olivia S. Mitchell, Professor of Business Economics and Public Policy at the Wharton School, joins The Ripple Effect to discuss the current state of financial literacy in the

    United States. While more states are introducing financial education requirements, progress remains uneven across schools and communities. Mitchell explains why starting earlier is critical, how parents and educators can better prepare students, and the key areas where financial education still falls short.

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    15 min
  • How to Break into the Workforce in an AI-Driven Job Market

    How to Break into the Workforce in an AI-Driven Job Market
    Apr 14 2026

    Matthew Bidwell, Professor of Management at the Wharton School, explores how the job search process is evolving for today’s graduates and what it takes to break into the

    workforce. As hiring has slowed across traditional pipelines like consulting and tech, the path to a first role has become more competitive and fragmented.


    In this episode, Bidwell explains how AI is transforming applications, making it easier to apply at scale while increasing competition, and shares how candidates can still stand out by leveraging networking, personal connections, and targeted outreach.


    The conversation also highlights the importance of internships and viewing early careers as a period of exploration, where individuals build skills and refine their long-term direction.

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    13 min
  • Rethinking Tax Refunds and Financial Decision Making

    Rethinking Tax Refunds and Financial Decision Making
    Mar 31 2026
    Wendy De La Rosa, Assistant Professor of Marketing at the Wharton School, explores how people think about tax refunds and why those decisions often don’t align with their financial goals. She explains why many treat refunds as “extra money,” leading to overspending and missed opportunities to save or pay down debt. The conversation also highlights inefficiencies in the tax system, where 20 to 30 percent of refunded dollars are lost to preparation costs, and shares practical strategies like pre-commitment and automation to improve financial outcomes.

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    15 min
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