Most people watch their account balances closely, but very few know the number that matters most in retirement: how much they will actually owe in taxes. That number can change everything about what you can spend, how long your money lasts, and the choices you get to make in the years ahead.

In this episode, Ryan Thacker and Tyson Thacker walk through the real tax challenges facing retirees and why so many families are caught off guard. They explain why taxes often rise in retirement, how different income streams are taxed, and why understanding your tax buckets can help you avoid unnecessary surprises.

Ryan and Tyson discuss:

• The three tax buckets and how each one affects your retirement income
• Why most retirees underestimate their future tax bill
• How RMDs, Social Security, pensions, and investment income interact
• The power of tax bracket management and Roth strategies
• The long-term impact of delaying tax planning
• How forward-looking tax analysis can help families keep more of what they saved
• And more

Resources:

• The B.O.S.S. Retirement Blueprint
• Download our free Social Security Decisions Report

Get your FREE B.O.S.S. Retirement Blueprint:

3 Ways to Respond:

• Text BLUEPRINT to (435) 500-0665
• Call: (800) 769-7550
• or Click Here

Connect with Tyson Thacker:

• LinkedIn: Tyson Thacker
• BOSSRetirement.com

Connect with Ryan Thacker:

• LinkedIn: Ryan Thacker
• BOSSRetirement.com

As the year ends, many retirees review their financial decisions in light of changing tax rules, market movement, and ongoing cost pressures.

In this episode, Ryan Thacker and Tyson Thacker outline five Smart Money Moves that can help retirees prepare for 2026. Their discussion focuses on practical steps that influence taxes, income, Social Security, investment allocation, and healthcare planning.

Ryan and Tyson cover:

• How tax planning can affect long-term retirement outcomes
• Ways to create income that is steady and structured
• Why Social Security decisions should integrate with the rest of a retirement plan
• How portfolio drift occurs after long market runs, and when rebalancing may be useful
• Considerations for managing rising healthcare costs
• And more!

Book your complimentary retirement planning consultation and get answers to your most pressing questions.

Resources:

• The B.O.S.S. Retirement Blueprint

Get your FREE B.O.S.S. Retirement Blueprint:

3 Ways to Respond:

• Text BLUEPRINT to (435) 500-0665
• Call: (800) 769-7550
• or Click Here

Connect with Tyson Thacker:

• LinkedIn: Tyson Thacker
• BOSSRetirement.com

Connect with Ryan Thacker:

• LinkedIn: Ryan Thacker
• BOSSRetirement.com

Most retirees focus on how much they have saved, but the biggest threat to their future is often the cost they never planned for. Taxes, inflation, healthcare, and longevity can quietly increase year after year until they place real pressure on your retirement income.

In this episode, Ryan Thacker and Tyson Thacker explain how hidden retirement expenses can erode even the strongest nest eggs and what you can do right now to protect yourself.

Ryan and Tyson discuss:

• Why do many retirees end up in a higher tax bracket than expected
• How “stealth taxes” like capital gains and lost deductions impact your income
• Why inflation makes everyday expenses harder to manage over a 20 or 30-year retirement
• The rising cost of healthcare and long-term care
• How longer lifespans amplify every other financial risk
• The difference between tax preparation and true tax planning
• Practical steps to help keep more of your savings working for you
• And more!

Resources:

• The B.O.S.S. Retirement Blueprint
• Find your risk number with our RiskAnalyzer to help you gauge your financial freedom.

Get your FREE B.O.S.S. Retirement Blueprint:

3 Ways to Respond:

• Text BLUEPRINT to (435) 500-0665
• Call: (800) 769-7550
• or Click Here

Connect with Tyson Thacker:

• LinkedIn: Tyson Thacker
• BOSSRetirement.com

Connect with Ryan Thacker:

• LinkedIn: Ryan Thacker
• BOSSRetirement.com