Do you think estate planning is only for the wealthy? Think again! This week on the show Kelly talks with Bo Moore about the importance of planning for your estate to pass on to the next generation. Proper planning will go a long way in maintaining the peace and harmony in your family and protecting your family legacy.
Kelly is the agency owner of Hometown Retirement Specialists, LLC. She specializes in working with retirees and those who are approaching retirement age. Kelly has a deep understanding of the unique challenges and opportunities that retirees are facing. Her expertise focuses on retirement income planning, asset protection, estate strategies and Medicare.
If you’d like to learn more about Kelly and Hometown Retirement Specialists check out
www.yourHRSagent.com
We do not offer legal or accounting advice. Please consult the necessary professional before making any legal or tax decisions.
Get in touch
Email info@yourhrsagent.com
or call 814-419-8424
Connect on Social
www.facebook.com/yourhrsagent
www.instagram.com/yourhrsagent.com
https://www.linkedin.com/in/kelly-racicot-697ab954
Kelly Racicot is the agency owner of Hometown Retirement Specialists, LLC. Neither
Kelly or her company are affiliated or endorsed by CMS, Medicare, the Social Security
Administration, or any government agency. Hometown Retirement Specialists, LLC
does not offer every plan available in your area. The information we provide is limited to the plans we do offer in your area. Please visit Medicare.gov or call 1-800-MEDICARE to get information on all your options.
The information shared in this episode does not constitute tax, legal or investment
advice. All opinions and information shared in this episode is for informational purposes
only and should not be acted upon with the assistance of a qualified and licensed
professional. Guarantees mentioned are subject to the strength and claims paying
ability of the insurance company and any mention of rates or performance are subject to change without notice. This podcast shall in no way be construed or interpreted as a
solicitation to sell or offer to sell products to any residents of any state in which Kelly or
her firm is not licensed or where otherwise legally permitted.
Neither Kelly or her company are affiliated or endorsed by CMS, Medicare, the Social
Security Administration, or any government agency. We do not offer every plan
available in your area. Currently we represent 8 organizations which offer 766 products in the area. Please contact Medicare.gov, 1-800-MEDICARE or your local State Health Insurance Program (SHIP) to get information on all of your options.
If you have questions about the show, Kelly or Hometown Retirement Specialists please
visit us on the web @ your HRS agent.com

Episode 25 How Does Medicare Pay for Cancer Care
Increased age is the greatest risk factor for cancer. Nearly 60% of cancer patients are aged 65 or older. So it’s an important consideration for your retirement planning, especially when it comes to Medicare planning. This week on the show, Kelly share’s how Medicare pays for cancer treatment and where you might run into some unforeseen expenses.
Kelly is the agency owner of Hometown Retirement Specialists, LLC. She specializes in working with retirees and those who are approaching retirement age. Kelly has a deep understanding of the unique challenges and opportunities that retirees are facing. Her expertise focuses on retirement income planning, asset protection, estate strategies and Medicare.
If you’d like to learn more about Kelly and Hometown Retirement Specialists check out
www.yourHRSagent.com
You might be Interested:
National Cancer Institute Risks and aging
American Cancer Society costs of cancer
Medicare.gov and cancer

Get in touch
Email info@yourhrsagent.com
or call 814-419-8424
Connect on Social
www.facebook.com/yourhrsagent
www.instagram.com/yourhrsagent.com
https://www.linkedin.com/in/kelly-racicot-697ab954
Kelly Racicot is the agency owner of Hometown Retirement Specialists, LLC. Neither
Kelly or her company are affiliated or endorsed by CMS, Medicare, the Social Security
Administration, or any government agency. Hometown Retirement Specialists, LLC
does not offer every plan available in your area. The information we provide is limited to the plans we do offer in your area. Please visit Medicare.gov or call 1-800-MEDICARE to get information on all your options.
The information shared in this episode does not constitute tax, legal or investment
advice. All opinions and information shared in this episode is for informational purposes
only and should not be acted upon with the assistance of a qualified and licensed
professional. Guarantees mentioned are subject to the strength and claims paying
ability of the insurance company and any mention of rates or performance are subject to change without notice. This podcast shall in no way be construed or interpreted as a
solicitation to sell or offer to sell products to any residents of any state in which Kelly or
her firm is not licensed or where otherwise legally permitted.
Neither Kelly or her company are affiliated or endorsed by CMS, Medicare, the Social
Security Administration, or any government agency. We do not offer every plan
available in your area. Currently we represent 8 organizations which offer 766 products in the area. Please contact Medicare.gov, 1-800-MEDICARE or your local State Health Insurance Program (SHIP) to get information on all of your options.
If you have questions about the show, Kelly or Hometown Retirement Specialists please
visit us on the web @ your HRS agent.com

This week on the show, Kelly shares the Top 3 mistakes that most people make when it comes to planning their estate. Life changes and so should your plan.
Kelly will be presenting her Enhanced Planning Workshop at the Young Peoples Community Center in Ebensburg on January 23 rd at 11am and 24 th at 6pm. Call Hometown Retirement Specialists 814-419-8424 to register.
Kelly is the agency owner of Hometown Retirement Specialists, LLC. She specializes in working with retirees and those who are approaching retirement age. Kelly has a deep understanding of the unique challenges and opportunities that retirees are facing. Her expertise focuses on retirement income planning, asset protection, estate strategies and Medicare.
If you’d like to learn more about Kelly and Hometown Retirement Specialists check out
www.yourHRSagent.com
Got an idea for the show…. We want to hear it! Email info@yourHRSagent.com
Get in touch
Email info@yourhrsagent.com
or call 814-419-8424
Connect on Social
www.facebook.com/yourhrsagent
www.instagram.com/yourhrsagent.com
https://www.linkedin.com/in/kelly-racicot-697ab954

Kelly Racicot is the agency owner of Hometown Retirement Specialists, LLC. Neither
Kelly or her company are affiliated or endorsed by CMS, Medicare, the Social Security
Administration, or any government agency. Hometown Retirement Specialists, LLC
does not offer every plan available in your area. Currently we represent 8 organizations
which offer 766 products in the area. Please visit Medicare.gov, call 1-800-MEDICARE
or your local State Health Insurance Program (SHIP) to get information on all your
options.
The information shared in this episode does not constitute tax, legal or investment
advice. All opinions and information shared in this episode is for informational purposes
only and should not be acted upon with the assistance of a qualified and licensed
professional. Guarantees mentioned are subject to the strength and claims paying
ability of the insurance company and any mention of rates or performance are subject to change without notice. This podcast shall in no way be construed or interpreted as a
solicitation to sell or offer to sell products to any residents of any state in which Kelly or
her firm is not licensed or where otherwise legally permitted.
Neither Kelly or her company are affiliated or endorsed by CMS, Medicare, the Social
Security Administration, or any government agency. We do not offer every plan
available in your area. Currently we represent 8 organizations which offer 766 products in the area. Please contact Medicare.gov, 1-800-MEDICARE or your local State Health Insurance Program (SHIP) to get information on all of your options.
If you have questions about the show, Kelly or Hometown Retirement Specialists please
visit us on the web @ your HRS agent.com