Protecting Your Offer: The Real Truth About Earnest Money & Contract Contingencies
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Protecting Your Offer: The Real Truth About Earnest Money & Contract Contingencies
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So you’ve found your dream home… but before you grab the keys, you’ll have to put some skin in the game. How much? When? And what happens if things don’t go as planned? Today, we’re breaking down the truth about earnest money, option fees, and the contract contingencies that can make or break your deal.
In this episode of Mark’s Mortgage Guide, Mark Zachary takes you behind the scenes of the homebuying process to explain what earnest money and option fees really mean — and how contract contingencies protect both buyers and sellers.
You’ll learn:
How much earnest money is typical in today’s Texas market
What your option fee covers (and why it’s worth every penny)
The key contingencies that can save your deal — or cost you your deposit
Real examples of how buyers protect themselves in competitive markets
Whether you’re writing your first offer or guiding clients through contracts, this episode will help you understand the “earnest” side of homebuying — and how to make sure your money (and your deal) stay safe.
