The holidays are coming fast, and most couples are heading into Christmas without a plan - which means January panic, credit card regret, and fights about money. In this episode, I'll walk you through how to prepare NOW so you can actually enjoy Christmas instead of dreading what comes after. This isn't about deprivation - it's about creating margin for joy, presence, and peace during the holidays.

Takeaways

• Picture this: It's January, and you're staring at a credit card statement, wondering how you spent so much.
• Prepare for Christmas in a way that protects both your wallet and your relationship.
• Start with the dream conversation to align on Christmas values.
• Have the reality conversation to assess your financial situation honestly.
• Create a detailed plan for every dollar you're going to spend.
• Mark your must-haves, nice-to-haves, and dream-to-haves in your budget.
• Planning doesn't kill the joy of Christmas; it protects it.
• Your stress-free presence matters more than the presents you give.
• Compromise is building something together as a team.
• Start the new year with excitement and hope instead of regret.

Links:

Money Compatibility Score Free Quiz - https://www.tryinteract.com/share/quiz/690123be46f01500150e78be

Free Download - Essential Money Checklist - https://www.financeswithoutfear.com/moneychecklist

Hosted on Acast. See acast.com/privacy for more information.