Couverture de Positively Geared

Positively Geared

Positively Geared

De : Lloyd Edge
Écouter gratuitement

Offres de saison | 0,99 € par mois pendant les 3 premiers mois

5,99 €/mois par la suite. Des conditions s’appliquent. Annulation mensuelle possible.
Lloyd Edge, a successful property investor, demonstrates that from humble beginnings as a school teacher with moderate earnings, achieving financial freedom and lifestyle choices is possible. As the host of Positively Geared, Lloyd collaborates with co-host Alex Augustyniak to establish trust as authorities in the Australian real estate buyers' market. Their mission is to make building a positively geared property portfolio accessible to everyone. Lloyd Edge, the author of Positively Geared, intentionally targets low-income earners in his book, driven by the singular motivation: 'If I can do it, so can you.' With over 30 episodes and counting, the series kicks off with 'Who is Lloyd Edge?' This inspiring series is designed to motivate you to embark on your journey to financial freedom.

Hosted on Acast. See acast.com/privacy for more information.

© 2025 Positively Geared Art Economie Finances privées
Épisodes
  • Now Is a Golden Time to Buy Property

    Now Is a Golden Time to Buy Property
    Oct 15 2026
    🎥ABOUT THIS VIDEO: Aron Toundjel was a police officer Now he owns 6 investment properties across Sydney, Queensland, Western Australia and Victoria — built on two normal salaries, no inheritance, and a broker who mapped out a plan nobody thought was possible. In this episode, Lloyd Edge sits down with Aron Toundjel — mortgage broker and property investor — to unpack what actually separates investors who scale from those who stall. Aron shares his full story: The emotional first purchase in Sutherland Shire that’s now worth $1.6M, the broker who changed everything by modelling a 5-property plan, and how releasing equity from one property funded the next without saving another deposit. The episode wraps with Deal or No Deal — four properties pulled from agents’ own interest listings on realestate.com.au — including a potential dual income play in Ulladulla, a pyramid-shaped house in Bruce Rock nobody can explain, a deep waterfront property in Oyster Bay at $3.6M, and a $6.5M home on Water Street with no actual water. ⏱️ TIMESTAMPS: 1:00 – Meet Aron Toundjel: from the police force to mortgage broker and 6-property investor 1:57 – First property: the emotional $860K buy on a $950K listing — and why it worked 3:38 – The owners wanted to meet them — and that meeting changed everything 12:11 – Who Aron works with: home buyers and investors, and how the approach changed post-budget 12:56 – Rentvesting still works — but buying owner-occupier first is making more sense now in some cases 13:09 – Victoria and Tasmania: why first home buyer grants make buying to live in attractive right now 13:31 – Why buying a $600K Sydney unit as your home might not be the smartest move 15:22 – Have budget changes forced a model rethink? Aron’s honest answer 15:45 – Company structure: the biggest shift since the May budget — and why trusts are harder now 16:08 – Why the big four banks dropped company lending and where investors are going instead 18:13 – Client paid $2.9M on a $3.25M listing — why now is the time to make offers 18:50 – Where the opportunities are: Sydney and Melbourne vs regional markets right now 19:35 – Why Sydney is rate-sensitive in a way regional markets simply are not 21:38 – How Lloyd maps out a budget and shows clients what 3 regional properties can do vs 1 Sydney purchase 24:30 – No one size fits all: cash flow, kids, mortgages and real life 28:43 – Deal 1: Ulladulla NSW — 3 bed, 746sqm, ocean views, dual occupancy potential, $1.05M guide 30:08 – Lloyd’s verdict: deal at $990K or under — the second dwelling tips it 30:52 – Deal 2: Bruce Rock WA — the pyramid house nobody can explain, $300K 32:34 – No deal — but possibly the most entertaining property on this show ever 33:14 – Deal 3: Oyster Bay NSW — deep waterfront, jetty access, $3.6M guide 38:30 – Final verdicts and the Oyster Bay vs Caringbah comparison 40:42 – Closing: where to find Aron Toundjel and what comes next --- 🥇 *Book a discovery call with Aus Property Professionals:* 👉 https://www.auspropertyprofessionals.... 🚨 *Get Lloyd’s book *Set for Life — bookshops, Kmart and Amazon:** 👉 https://amzn.to/3VXfJTp 🚨 *Get *Positively Geared — Australia’s #1 best-selling property investment book:** 👉 https://amzn.to/3VXfJTp --- ✅ *CONNECT WITH LLOYD:* Website: https://www.auspropertyprofessionals.... Email: lloyd@auspropertyprofessionals.com.au Instagram: @lloydedge_buyersagent YouTube: @auspropprofessionals Disclaimer: General information only. Not personal financial advice. Please seek professional advice tailored to your individual circumstances. --- #australianproperty #propertyinvesting #LloydEdge #mortgagebroker #AusPropertyProfessionals #dealornodealza #propertyportfolio #borrowingcapacity #rentalproperty #propertystrategy Hosted on Acast. See acast.com/privacy for more information.
    Afficher plus Afficher moins
    41 min
  • The Grant Me Finance Podcast

    The Grant Me Finance Podcast
    Oct 5 2026
    Most 22-year-olds are worrying about rent and HECS debt.Sinead is 22, owns two investment properties, and is about to buy her third.And no — her parents didn't give her the money.In this episode, Lloyd Edge sits down with Sinead from Grant Me Finance for an honest conversation about how she bought her first property at just 18, built equity, and used that equity to purchase her second property — without saving another deposit.Sinead started working in a café at 12, saved while finishing school, and at 18 bought a $300K two-bedroom townhouse in regional Queensland without even getting on a plane to inspect it.Now she runs her own mortgage broking business, works with 60+ lenders, and helps young Australians navigate the property market.🏠 WHAT YOU'LL LEARN• How Sinead bought her first investment property at 18• Why your first property doesn't need to be in Sydney• How she used equity from Property #1 to buy Property #2• What to look for when researching regional property• Company and trust structures for property investors• Why Sinead isn't a fan of the government's 5% deposit scheme• How negative gearing changes can affect borrowing capacity• Why using 60+ lenders can give you more options than going directly to a bank• Why building & pest inspections are non-negotiable• How a $600 inspection potentially saved $60,000• What finance clauses and pre-settlement inspections actually mean• The Dream Team: buyer's agent, mortgage broker, accountant and financial planner• Rent vesting — buying where you can afford while living where you want• Guarantor loans and other pathways for first-home buyers⏱️ TIMESTAMPS0:00 – Meet Sinead: 22, two properties & buying her third1:41 – How she bought her first property at 182:08 – Her $300K regional Queensland townhouse3:20 – Why you don't need to buy in Sydney5:07 – Time in the market vs timing the market6:10 – How she saved her first 20% deposit7:11 – Using equity to buy Property #29:00 – Building your property Dream Team9:37 – Company & trust structures explained10:40 – 60+ lenders vs the big four banks15:26 – Rent vesting explained18:35 – The government's 5% deposit scheme20:48 – The alternative: 10% deposit with no LMI22:52 – Negative gearing & borrowing capacity29:34 – Building & pest inspections30:09 – The $600 report that saved $60,00035:29 – Where Sinead wants to be at 2539:14 – Deal or No Deal39:29 – Revisiting The Block's Daylesford properties43:29 – Lloyd's $50,000 vet bill for Frankie45:19 – Emotional deal vs investment deal🎯 WHO IS THIS EPISODE FOR?If you're a young Australian thinking:"I can't afford property.""I don't have enough for a deposit.""I need to earn more first.""I don't know where to start."This episode will give you a different perspective.Sinead's story shows what can happen when you start early, understand the numbers, and surround yourself with the right people.📚 BOOKS & RESOURCESGet Lloyd's new book Set for Life:https://amzn.to/3VXfJTpGet Positively Geared — Australia's #1 best-selling property investment book:https://amzn.to/3VXfJTpBook a discovery call with Aus Property Professionals:https://www.auspropertyprofessionals.com.auConnect with Lloyd:Instagram: @lloydedge_buyersagentYouTube: @auspropprofessionalsWebsite: https://www.auspropertyprofessionals.com.auEmail: lloyd@auspropertyprofessionals.com.auDisclaimer: General information only. Not personal financial advice. Please seek professional advice tailored to your individual circumstances before making any financial decisions.#PropertyInvesting #AustralianProperty #YoungPropertyInvestor #MortgageBroker #FirstHomeBuyer #LloydEdge #GrantMeFinance #PropertyInvestment #RentVesting #RegionalQueensland #NegativeGearing #SetForLife #WealthBuilding Hosted on Acast. See acast.com/privacy for more information.
    Afficher plus Afficher moins
    46 min
  • Aus Property Professionals Premium Strategy Session

    Aus Property Professionals Premium Strategy Session
    Sep 29 2026
    Most property investors think they need 10, 15, maybe even 20 properties to replace their income and retire comfortably.They're wrong.In this Aus Property Professionals Premium Strategy Session, Lloyd Edge sits down with senior strategist Joey to run through three live property scenarios using their internal portfolio modelling software — and the results will completely change the way you think about building a portfolio.What you'll see modelled live in this session:✅ Scenario 1 — The 3-Property PortfolioHow a household earning $200,000 a year can hit $100K+ passive income — inflation-adjusted to $164K — with just THREE strategic property purchases, including a renovation play and a dual-income property, while staying within $5,000–$15,000 negative cash flow per year.✅ Scenario 2 — The Owner-Occupier TrapWhat actually happens when a couple tries to buy their dream home too early. They had a $165,000 cash shortfall. Their borrowing capacity was completely shot for 10 years. Their cash flow stayed negative for the entire 30-year projection. If you are planning to buy your own home soon, you need to watch this first.✅ Scenario 3 — The Duplex Development StrategyHow to use development finance to build duplexes, generate capital, and eventually buy your dream home with a 30% deposit on a $1.8M property — instead of being 106% in debt on a $1.5M home you could barely afford. This is the strategy most Australian investors have never heard of — and it changes everything.The three key takeaways from this session:You don't need 20 properties to reach financial freedom — most people need far fewer than they thinkBuying your owner-occupied home too early is one of the most common and costly mistakes Australian investors makeDevelopment finance is a powerful and completely underutilised tool that lets you build serious capital without destroying your borrowing capacityThis is what a real strategy session with Aus Property Professionals actually looks like — real numbers, real scenarios, real outcomes.🔍 THIS SESSION IS FOR YOU IF:You are an Australian property investor trying to figure out how many properties you actually needYou are a couple debating whether to buy your own home or invest firstYou have been told to just buy as many properties as you can and something about that doesn't feel right⏱️ TIMESTAMPS:0:00 – Welcome: What is an Aus Property Professionals Premium Strategy Session?0:41 – The myth we are debunking today: do you really need 20+ properties?1:18 – Base case assumptions: $200K household income, $100K passive income goal8:29 – Cash flow walkthrough: slight negative territory during the accumulation phase17:01 – The hard truth: you might not get the home you want for the money you have17:36 – Scenario 3 begins: the duplex development strategy that changes everything22:35 – The transformation: from 106% debt on $1.5M to 30% deposit on $1.8M23:25 – Back on track: hitting the passive income goal AND owning the home you actually want24:28 – The three overarching lessons from today's Premium Strategy Session25:05 – Rent vesting, downsizing, and other scenarios the software can model for you26:09 – How to book your own strategy session with Aus Property Professionals🚨 Book your FREE discovery call with Aus Property Professionals:👉 https://www.auspropertyprofessionals.com.au🚨 Get Lloyd's new book Set for Life — available now at all major bookshops, Kmart, and Amazon:👉 https://amzn.to/3VXfJTp🚨 Get Positively Geared — Australia's #1 best-selling property investment book:👉 https://amzn.to/3VXfJTp✅ CONNECT WITH LLOYD:Website: https://www.auspropertyprofessionals.com.auEmail: lloyd@auspropertyprofessionals.com.auInstagram: @lloydedge_buyersagentYouTube: @auspropprofessionalsDisclaimer: General information only. Not personal financial advice. Please seek professional advice tailored to your individual circumstances before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.
    Afficher plus Afficher moins
    27 min
adbl_web_anon_alc_button_suppression_t1
Aucun commentaire pour le moment