The big question: Are you making your Social Security decision based on today's income, or your entire retirement?

Listen to the full episode and read the article to help learn why Social Security decisions should be based on your personal retirement circumstances https://plan-your-federal-retirement.com/social-security-benefits

Want help reviewing your retirement plan?

Schedule a conversation with a professional to walk through your options and support more informed decision-making: https://plan-your-federal-retirement.com/schedule-your-personal-consultation/?utm_medium=youtube&utm_source=youtube&utm_campaign=youtube

Have a retirement question on your mind? Give us a call at 907-931-1775 and leave us your question - we're here to help create solutions that fit your goals!

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Happy Planning!

You've spent decades building your TSP, but how you take money out in retirement can be just as important as how you saved it.

In this episode, Micah Shilanski, Managing Partner and Wealth Advisor, breaks down TSP withdrawal strategies federal employees may consider in retirement. He explains how systematic withdrawals work, what happens when payments are tied to life expectancy, why proportionate distributions can create challenges during a down market, and why flexibility matters when building a long-term retirement income strategy.

The goal isn't simply to choose a withdrawal method. It's to create a distribution strategy that gives you income today, provides flexibility for the future, and sets guardrails to help your retirement savings last.

When should a federal employee claim Social Security? At 62, full retirement age, or 70?

The answer may involve much more than finding your mathematical break-even point.

In this episode of FERS Federal Fact Check, we look at what happens when you claim Social Security early, how delayed retirement credits work, why "claim it and invest it" carries assumptions of its own, and why married federal employees may want to pay particular attention to survivor income.

🎧 Listen to the full episode and read the article to learn what federal employees should consider before choosing when to claim Social Security. https://zurl.co/4Tolo