Some business owners spend more time avoiding reality than facing it — but the truth is, business doesn’t care about your feelings. Numbers don’t lie. And pretending problems don’t exist doesn’t make them go away.

In this episode of Peace Luv Biz, Steve and Mary sit down to talk about the hard truths every entrepreneur needs to hear: the reality behind cash flow struggles, accountability, discipline, and the difference between a business that’s thriving and one that’s just surviving.

They’ll share candid stories from their client work, break down how denial leads to chaos, and remind listeners that facing your financial reality is the only way to find real peace in business.

Key takeaways:
✅ Ignoring financial red flags doesn’t make them disappear — it makes them grow.
✅ Accountability and consistency always beat avoidance and excuses.
✅ Facing your numbers = facing your truth = gaining control.
✅ Peace in business starts with accepting reality.

Subscribe and visit www.peaceluvbiz.com for resources, financial strategy guides, and free consultations to help you build a stronger, smarter business.

Every entrepreneur dreads tax season surprises, but most of those “emergencies” are 100% preventable. In this episode of Peace Luv Biz, Steve and Mary break down the most common tax mistakes they see business owners make, from late S-Corp elections to missing FBAR filings to forgetting to track rental income properly.

They share real-world stories straight from the week’s client work and explain how a lack of planning often costs business owners money, time, and peace of mind. And as always, they leave you with a clear takeaway: proactive planning is always better than reactive fixing.

Key takeaways:
✅ The top 3 tax mistakes that land entrepreneurs in trouble.
✅ How these errors happen in real-world business scenarios.
✅ The hidden costs of procrastination and sloppy recordkeeping.
✅ Why proactive tax planning saves you money and stress.

Subscribe and visit www.peaceluvbiz.com for free resources, tax tips, and to schedule a consultation with Steve and Mary.

Most business owners think of health and life insurance as just protection for themselves and their families. But the truth is insurance can also be a powerful tax planning tool that reduces liability and creates long-term financial security.

In this episode of Peace Luv Biz, Steve and Mary break down how entrepreneurs can strategically use insurance in their business and personal finances, not just as a safety net, but as a smart tax strategy. From deductions and credits to reducing taxable income and protecting your legacy, this is a candid look at how insurance fits into your overall business plan.

Key takeaways:
✅ How health insurance premiums can reduce taxable income.
✅ Ways business owners can structure life insurance as part of long-term planning.
✅ Why ignoring insurance often leads to higher tax liability (and risk).
✅ How to balance protection, planning, and peace of mind.

Subscribe and visit www.peaceluvbiz.com for free resources, business tips, and to book a consultation to align your insurance and tax strategies. 💜📊🛡️