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At just 26 years old, Harley Giddings has built a portfolio of 4 investment properties — starting from a normal $70K salary, working two jobs, and living at home with one goal: get ahead early.

In this episode of Moves to Momentum, we break down the exact mindset shift that changed everything…

From reading The Barefoot Investor at 14 years old and learning compound interest, to buying his first investment property in Western Australia and making over $300K in equity on his first deal.

We unpack:

🏡 How he bought his first property in Huntingdale, WA for $450K and sold it for $750K
📈 Why compound interest at 14 changed his entire life
💰 How working 2 jobs helped him fast-track his portfolio
🧠 The exact 3-step checklist he uses to assess every property deal
🏦 Why structuring debt correctly is just as important as buying well
🔥 The truth about trusts, borrowing capacity, and why most investors get stuck
🇦🇺 His honest view on the Australian property market right now
🚀 Why most people delay investing — and how to break that cycle early

This episode is for anyone who:

✔ Feels like property is too far away
✔ Wants to build wealth without waiting until their late 30s
✔ Is trying to balance lifestyle, investing, and getting ahead
✔ Wants a real strategy instead of BBQ advice from mates and family

The biggest mistake most people make?

Waiting too long.

As Harley says — time in the market beats almost everything.

If you're serious about building the portfolio that buys your future, this episode is for you.

🎯 Book your strategy call here:
https://calendars.buyersedgeproperty.com.au/discovery

#PropertyInvesting #AustralianProperty #Rentvesting #PassiveIncome #FinancialFreedom #MovesToMomentum

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Christian Gilmour hit financial independence at 28 years old with $80,000 in passive income from his property portfolio — and he did it in just five years. 🎯💸

In this episode, Christian breaks down exactly how he went from a 23-year-old uni grad saving $70k on a $50k salary to owning a $5M portfolio, retiring young, and transitioning into commercial property for cash flow. 🏠📊

We cover:

• 🔥 His first deal in Crestmead, QLD: $308k → $675k (120% growth, never touched it)
• 🛠️ Why he pivoted from granny flats to pure capital growth strategy
• 🧠 The two investing fundamentals most people ignore: risk-adjusted return and opportunity cost
• 💰 How to sell down a growth portfolio and convert it into commercial assets for passive income
• 🏡 His plan to buy a $3M dream home with cash — then pull $2.4M equity to deploy into commercial property (and make the entire home loan tax-deductible)
• 🏢 Why he and his wife still rent-vest despite having over $1M in cash at one point
• 📈 The math behind retiring early: how much you need to save, how long it takes, and why property beats index funds for speed

Christian is one of the most strategic property investors I know. If you've ever wondered what it actually takes to replace your income and retire young, this episode is the blueprint. 💯🚀

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In this episode, we sit down with Jase's accountant of several years to break down the structure decisions that can make or break your property portfolio — and the conversations most investors never have until it's too late.

From SMSF plays that doubled a super balance in two years, to why buying in a trust isn't always the smartest first move — this is the real advice that usually stays behind closed doors 🔓

We unpack:

• Why the duplex dream costs more than most people think
• Personal name vs trust vs company — and when each one actually makes sense
• How Jase turned $180K in super into $400K in under two years through SMSF 📈
• The land tax trap inside trusts nobody warns you about
• Why over-structuring early can lock you out of your own portfolio
• The client with $20M in property inside a trading entity — and the mess it created
• How Christian Gilmore built $80K passive income by 29 starting at 23 🔥

This episode is for anyone who:

• Has $100–200K sitting idle and isn't sure what to do with it
• Is wondering whether to buy in a trust, company or personal name
• Wants to build a portfolio the right way from day one

If you're serious about structuring your wealth correctly from the start — this episode gives you the clarity to make your next move with confidence 👊

👉 Book a strategy call: https://calendars.buyersedgeproperty.com.au/discovery

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