In this solo episode of Money Mastery with Marshy, Daniel kicks off 2026 with an honest reflection on podcast standards, long-term personal growth, and the simple intentions that actually move the needle — in business, relationships, and life.

After a short hiatus,

Daniel explains what prompted the delay, how a piece of constructive listener feedback led to a major improvement in audio quality, and why holding yourself to high standards sometimes requires uncomfortable honesty.

The episode then dives into Daniel’s five-year annual reflection ritual — a handwritten letter to himself each year — and the powerful realisation that came from rereading the very first one written in 2020.

This reflection led to a counter-intuitive decision for 2026: setting no formal business goals, and instead focusing on clarity, refinement, and closing personal gaps.

Finally,

Daniel shares one simple personal intention for the year ahead — bringing back monthly date nights with his wife — and how small, intentional actions (and even a dedicated bank account) can create deeper connection, reset energy, and strengthen relationships after kids.

Why money mastery is really self-mastery — and why it never ends

Ten years ago, one book changed the trajectory of my life.

In this episode — the first of 2026 — I sit down with one of my closest mates, Scott Norman, to unpack the real lessons from a decade-long journey of money, business, discipline, and self-growth.

This isn’t a highlight reel.It’s an honest reflection.

We talk about:

• Why money mastery is not about money — but about who you become

• The habits and mindset shifts that compound quietly over years

• Why business takes longer than you think (and why that’s normal)

• The moments I wanted to quit and go back to a “safe” 9–5

• Discipline, identity, and why you’re already disciplined — just not where you think

• Becoming a father, rebuilding from zero, and redefining success

• Why staying in the game long enough is the real competitive advantage

Scott also shares insights from building Generation Youth, a mentoring organisation supporting young people across Australia — reminding us that relationship always comes before results.

This episode is for you if:

• You’re starting (or restarting) your money journey

• You feel behind, stuck, or questioning your path

• You want wealth without burning out your life

• You’re playing the long game — even when it’s uncomfortable

Money mastery doesn’t have a finish line.But if you stay committed long enough, it changes everything.

Listen now — and step into 2026 with clarity, intention, and perspective.

If you want to join my weekly newsletter list, subscribe here.

Want to build wealth that actually lasts – without hype, shortcuts, or fear-driven decisions?

In this episode of Money Mastery with Marshy, Daniel Marshall sits down with Arthur Panagis – former accountant turned financial advisor, founder of FMG Wealth Strategists, author of The Art of Building Wealth, and a long-term thinker on Bitcoin and the future of money.

With over 30 years working in finance and business, Arthur breaks down the core principles of real wealth creation, why most people struggle to get ahead despite earning good money, and how values, compounding, and time matter more than picking the “perfect” investment.

Arthur also shares his evolving view on Bitcoin, why he believes it’s moving from speculative to strategic, and how financial advisors are beginning to engage with digital assets as the money system changes.

Arthur explains:

◼️ Why your values determine where your money actually goes

◼️ The wealth rule most business owners ignore (and why it matters)

◼️ Why compounding only works if you’re patient enough

◼️ How financial advisors really add value beyond returns

◼️ Why panic selling destroys long-term wealth

◼️ Bitcoin through a financial advisor’s lens – risk, trust, and time horizon

◼️ What “reinspirement” means instead of traditional retirement

Episode Chapters:

00:00 Intro

02:10 How Arthur’s journey from accounting shaped his wealth philosophy

05:30 Discovering Dr John Demartini & the power of values

09:45 Why wealth building must rank high in your values

13:20 The “pay yourself first” rule (especially for business owners)

18:10 Compounding explained simply — and why most people quit too early

23:40 Lessons from Warren Buffett & long-term investing

28:30 How financial advice has changed over the last decade

34:15 Peace of mind vs chasing returns

38:50 When you should consider working with a financial advisor

43:10 Reinspirement vs retirement

47:30 Why Arthur started studying Bitcoin

52:40 Bitcoin, scarcity & broken money

59:10 Where Bitcoin fits in a modern wealth strategy

1:05:20 Long-term thinking in a short-term world

1:10:40 Final reflections on wealth, purpose & the future of money

Download Arthur’s book — The Art of Building Wealth

If you enjoyed this episode, leave a 5-star review, share it with someone who wants to build wealth the smart way, and tune in next week for another episode of Money Mastery with Marshy.