Already house poor or worried you might be? Grab a copy of House Poor:

https://moneybuyshappinessbooks.com/housepoorbook

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

In this episode, Lloyd breaks down a real-world comparison between residential property and dividend-paying shares, showing exactly how much income lands in your pocket after expenses, taxes, and hidden ownership costs.

◼️ Property income vs dividend income

◼️ The hidden costs of owning property

◼️ Why franked dividends can be tax effective

◼️ A $1 million property vs shares comparison

◼️ Why Lloyd currently prefers shares over property

Timestamps:

00:00:00 - Introduction

00:00:46 - How property generates income

00:02:23 - Rental yield and property cash flow

00:04:04 - Tax, costs and net property returns

00:06:31 - Why property income can fall behind inflation

00:08:59 - Comparing shares with property

00:09:47 - The BHP dividend income example

00:12:47 - Franking credits and tax advantages

00:14:28 - Building a higher-yield share portfolio

00:16:52 - Individual shares vs property income

00:17:10 - Australian dividend ETFs

00:17:58 - US index funds and growth investing

00:19:03 - Lloyd's current portfolio positioning

00:20:51 - Building a portfolio for income

00:21:28 - Why shares outperform for cash flow

00:22:37 - Shares Masterclass and final thoughts

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DISCLAIMER

This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

Already house poor or worried you might be? Grab a copy of House Poor:

https://moneybuyshappinessbooks.com/housepoorbook

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

In this new episode, Lloyd shares the story behind buying a $565,000 Ferrari with cash after more than two decades of investing, building businesses, and creating long-term wealth. This isn't a conversation about cars. It's a conversation about money, freedom, timing, and what happens when you stop collecting numbers on a screen and start living.

◼️ The investing journey that helped turn a childhood dream into reality

◼️ The mindset shift that changed Lloyd's approach to money, wealth, and success

◼️ Lessons on business, investing, lifestyle design, and creating meaningful experiences along the way

Timestamps:

00:00:00 - Introduction

00:00:39 - Why This Story Matters

00:05:19 - Starting the Investing Journey

00:07:05 - Business as the Wealth Engine

00:08:27 - Building a Million-Dollar Portfolio

00:10:21 - Investing in Individual Stocks

00:12:44 - Trust Structure and Portfolio Growth

00:14:40 - Funding the Ferrari Purchase

00:15:28 - Supercar Tax and Ownership Structure

00:18:17 - Asset Protection Considerations

00:19:44 - Ferrari Value Retention and Scarcity

00:22:10 - Running Costs of a Ferrari

00:24:30 - When to Buy a Supercar

00:25:27 - Entering the Ferrari Community

00:27:39 - Health Scare and Life Perspective

00:30:43 - Memory Dividends and Spending Money

00:31:45 - Deciding to Buy the Ferrari

00:33:25 - Taking Delivery of the Car

00:34:29 - Lessons on Success and Winning

00:36:00 - Ferrari as a Connector

00:37:55 - 20 Years of Compounding Wealth

00:38:31 - Money, Experiences and Final Reflections

00:39:10 - Final Summary

Follow Lloyd:

https://www.instagram.com/lloydjamesross/?hl=en

https://www.linkedin.com/in/lloyd-j-ross-26b7859/

https://www.facebook.com/lloyd.ross.7

https://www.tiktok.com/@lloydjross

https://x.com/lloydjamesross

DISCLAIMER

This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

Already house poor or worried you might be? Grab a copy of House Poor:

https://moneybuyshappinessbooks.com/housepoorbook

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

In this new episode, Lloyd explains why a disruption to global oil supply could impact far more than just the price you pay at the petrol station. From attacks on key Middle Eastern infrastructure to rising diesel prices, he breaks down how energy markets flow through to inflation, interest rates, food costs, and household budgets.

◼️ How disruptions to the Strait of Hormuz and Saudi oil infrastructure are affecting global oil supply and pushing energy prices higher

◼️ Why diesel is the hidden driver of food, transport, and inflation, and how rising diesel costs could impact everyday living expenses

◼️ The key economic indicators to watch, the potential effects on interest rates and markets, and practical ways to prepare your finances for a higher-cost environment

Timestamps:

00:00:00 - Introduction

00:00:46 - The Strait of Hormuz and global oil supply

00:01:34 - Iran conflict and disruption to oil flows

00:02:31 - Diesel crack spreads explained

00:03:15 - Why diesel drives food production and inflation

00:04:01 - Saudi pipeline attack and oil price surge

00:05:11 - Oil investments and growing fuel shortages

00:06:04 - Strategic Petroleum Reserve and US midterms

00:07:40 - How diesel costs flow into inflation and interest rates

00:08:21 - Why the oil supply situation could worsen

00:09:16 - Oil price suppression and political incentives

00:10:11 - Lloyd's portfolio positioning and market outlook

00:11:43 - How rising oil prices affect your household budget

00:13:01 - Preparing your finances for higher living costs

00:14:21 - Final thoughts and what to watch next

Follow Lloyd:

https://www.instagram.com/lloydjamesross/?hl=en

https://www.linkedin.com/in/lloyd-j-ross-26b7859/

https://www.facebook.com/lloyd.ross.7

https://www.tiktok.com/@lloydjross

https://x.com/lloydjamesross

DISCLAIMER

This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.