Épisodes

  • Ep. 948 - HAVE AN MA PLAN? READ YOUR ANOC LETTER CAREFULLY THIS FALL!
    May 20 2026

    MEDICARE ADVANTAGE MINUTE: MA PLANS ARE QUIETLY DROPPING SENIOR BENEFITS IN 2026. YOUR PLAN'S ANOC (ANNUAL NOTICE OF CHANGE) LETTER SHOULD BE READ CAREFULLY WHEN YOU RECEIVE IT THIS FALL.

    HEADLINE: RFK JR'S AI PILOT PROGRAM CALLED A "TROJAN HORSE" FOR PRIVITIZING MEDICARE. SPEAKING A MEDICARE EXPERT, I HAVE CONFLICTING OPINIONS ABOUT THIS STATEMENT.

    FINALLY, SHARE MY JOY AT RECEIVING A VERY COMPLIMENTARY PITCH WRITTEN EITHER BY THE PUBLICIST FOR A WANNA_BE PODCAST GUEST OR ARTIFICIAL INTELLIGENCE!

    Contact me at: DBJ@MLMMailbag.com

    (Most severe critic: A+) Visit us on: BabyBoomer.ORG

    Inspired by:

    "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"

    "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE

    "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"

    ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055 Review Us On Google

    For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.

    Official website: https://www.MedicareForTheLazyMan.com.

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    38 min
  • Ep. 947 - THE MOST EXCLUSIVE MEDICARE-RELATED CLUB IN THE USA? "FRIENDS OF MLM!"
    May 18 2026

    LISTEN FOR MY REPEATED ERROR: SAYING PLAN G RATHER THAN HDG!

    MEDICARE ADVANTAGE MINUTE: AETNA WILL PAY $118 MILLION TO RESOLVE MEDICARE ADVANTAGE UPCODING ALLEGATIONS. OF COURSE, THIS SEEMS LIKE A DROP IN THE BUCKET WHEN COMPARED TO THE $556 MILLION EXTRACTED FROM KAISER PERMANENTE FOR SIMILAR SHENNAGINS!

    AI CUSTOMER SERVICE PROBLEM RESOLUTION SUGGESTIONS WORKED OUT WELL FOR CHIP< BUT ALOMOST PROVOKED ANTI-AI SENTIMENTS FROM A CERTAIN LOYAL MLM LISTENER>

    BC/BS TEXAS RATE INCREASE HISTORY OVER A DOZEN YEARS DEMONSTRATES THE INCREASING EFFECTS OF MEDICAL HISTORY. THE ANNUAL ACROSS THE BOARD RATE INCREASES RANGE FROM 0% TO ALMOST 14%.. THIS IS WHERE YOU CAN HEAR MY REPEATED ERRONEOUS SUBSTITUTION OF PLAN G FOR HDG!

    MY MEDICARE GOOD DEED: AN 82 YEAR-OLD WOMAN IN KANSAS CITY HAD PLAN F WITH A PROMISED RATE INCREASE TO $380 PER MONTH. I SUGGESTED THAT SHE SWITCH TO AN HDG AT $77 PER MONTH. THE $303 MONTHLY SAVINGS ARE MUCH LARGER THAN THE HIGH DEDUCTIBLE FROM HDG. RESULT: SHE COMES OUT AHEAD IN BOTH THE BEST AND THE WORST CASE CIRCUMSTANCES! I TRIED TO PERFORM THE SAME FISAL MIRICLE FOR MIKE IN SOUTH CAROLINA BUT HIS HEALTH MADE IT IMPOSSIBLE TO CLEAR INDERWRITING, LEAVING HIM TRAPPED IN AN EXPENSIVE PLAN G.

    FINALLY, WE ENDED THE EPISODE WITH A ROUSING QUIZ IN WHICH THE STATES WERE RANKED IN TERMS OF THEIR WORK-FROM-HOME QUALIFICATIONS!

    Contact me at: DBJ@MLMMailbag.com

    (Most severe critic: A+) Visit us on: BabyBoomer.ORG

    Inspired by:

    "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"

    "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE

    "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"

    ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055 Review Us On Google

    For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.

    Official website: https://www.MedicareForTheLazyMan.com.

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    42 min
  • Ep. 946 - ...IN WHICH WE BECOME FIXATED WITH HIGHLY REGARDED OLD-SCHOOL STEAKHOUSES!
    May 15 2026

    MEDICARE ADVANTAGE MINUTE: AETNA, ELEVANCE & HUMANA MARKETING LAWSUIT MOVES FORWARD. THESE COMPANIES ARE ACCUSED OF PAYING "KICKBACKS" TO HAVE UNSUSPECTING CLIENTS STEERED INTO THEIR MA PLANS.

    MEDICARE EXPERT DIANE OMDAHL LISTS 20 BASIC POINTS ABOUT MEDICARE SUPPLEMENT (MEDIGAP) PLANS.

    Contact me at: DBJ@MLMMailbag.com

    (Most severe critic: A+) Visit us on: BabyBoomer.ORG

    Inspired by:

    "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"

    "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE

    "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"

    ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055 Review Us On Google

    For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.

    Official website: https://www.MedicareForTheLazyMan.com.

    Afficher plus Afficher moins
    36 min
  • Ep. 945 - PAY UP ADVANTAGE PLANS; YOU OWE US A FEW BILLION SMACKERS!
    May 13 2026

    MEDICARE ADVANTAGE MINUTE: CMS SAYS: MEDICARE ADVANTAGE OVERPAYMENT RECOVERIES WILL BEGIN SOON!

    FROM TONI KING: COBRA AFTER RETIRING? ENROLL IN MEDICARE THE RIGHT WAY TO AVOID A PENALTY!

    CORRESPONDENCE WITH MARGARET, VORACIOUS READER OF MY BOOKS: SHE IS USING "MEDICARE DRUG PLANS, A SIMPLE D-I-Y GUIDE" TO SELECT THE LEAST COSTLY PLAN BUT ONE ITEM IN HER DRUG LIST IS CAUSING PROBLEMS. LATER SHE DISCOVERS THAT THE ITEM CHANGED FROM A "DRUG" TO DME (DURABLE MEDICAL EQUIPMENT) WHICH SOLVES MARGARET'S PROBLEM.

    Contact me at: DBJ@MLMMailbag.com

    (Most severe critic: A+) Visit us on: BabyBoomer.ORG

    Inspired by:

    "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"

    "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE

    "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"

    ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055 Review Us On Google

    For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.

    Official website: https://www.MedicareForTheLazyMan.com.

    Afficher plus Afficher moins
    35 min
  • Ep. 944 - ESCAPE YOUR OLD, EXPENSIVE, PLAN F WHILE YOU ARE ABLE! (PLAN G, ALSO!)
    May 11 2026

    MEDICARE ADVANTAGE MINUTE: ALLEGED OVERPAYMENTS TO MEDICARE ADVANTAGE PLANS COST PARTICIPANTS BILLIONS: INVESTIGATION.

    DAVID SCHWEIKERT, AZ CONGRESSMAN RUNNING FOR SENATE, SUPPORTS MAKING MEDICARE ADVANTAGE THE DEFAULT OPTION FOR THOSE ENTERING MEDICARE.

    CBS NEWS ARTICLE ABOUT THE HAVOC CAUSED BY UNEXPECTEDLY LARGE MEDICARE SUPPLEMENT RATE INCREASES.

    SAVING VICTIMS OF EXPENSIVE MEDICARE SUPPLEMENT PLANS; RIDING TO THE RESCUE WITH HIGH DEDUCTIBLE PLAN G!

    Contact me at: DBJ@MLMMailbag.com

    (Most severe critic: A+) Visit us on: BabyBoomer.ORG

    Inspired by:

    "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"

    "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE

    "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"

    ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055 Review Us On Google

    For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.

    Official website: https://www.MedicareForTheLazyMan.com.

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    40 min
  • Ep. 943 - SHIP: ALTRUISTIC & HELPFUL VOLUNTEERS WHO ARE MISTAKEN ABOUT MEDICARE SUPPLEMENTS!
    May 8 2026

    MEDICARE ADVANTAGE MINUTE: GOVERNMENT PROPOSES EXCLUDING CHART REVIEWS FROM MEDICARE ADVANTAGE RISK SCORING IN 2027 PAYMENT RULE.

    MORE MEDICARE SUPPLEMENT RATE INCREASE DATA: VERY LARGE FOR PLAN G BUT VERY SMALL FOR HIGH DEDUCTIBLE PLAN G!

    SHIP (STATE HEALTH INSURANCE ASSISTANCE PROGRAM) OFFERS MED SUPP PLAN SELECTION ADVICE THAT IS NOT SUPPORTED BY THE FACTS.

    Contact me at: DBJ@MLMMailbag.com

    (Most severe critic: A+) Visit us on: BabyBoomer.ORG

    Inspired by:

    "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"

    "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE

    "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"

    ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055 Review Us On Google

    For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.

    Official website: https://www.MedicareForTheLazyMan.com.

    Afficher plus Afficher moins
    38 min
  • Ep. 942 - MEDICARE SUPPLEMENT RATE INCREASES: WHAT DO THE ACTUARIES PREDICT FOR NEXT YEAR?
    May 6 2026

    MEDICARE ADVANTAGE MINUTE: JEFFERSON HEALTH (PHILADELPHIA) HITS AETNA WITH A LAWSUIT OVER CONTROVERSIAL DOWNCODING POLICY.

    FROM CSG ACTUARIAL: MEDICARE SUPPLEMENT LOSS RATIOS HAVE INCREASED IN RECENT YEARS; PLAN G RATE INCREASES ARE EXPECTED TO CONTINUE HIGHER THAN AVERAGE THIS YEAR AND THEN LEVEL OFF AFTERWARD.

    SOON TO BE CLIENT ROBYN IS CONFUSED ABOUT HOW PART D PRESCRIPTION DRUG PLANS WORK WHEN ONE IS TRAVELING. AI PROVIDES A LENGTHY BUT AUTHORITATIVE EXPLANATION.

    Contact me at: DBJ@MLMMailbag.com

    (Most severe critic: A+) Visit us on: BabyBoomer.ORG

    Inspired by:

    "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"

    "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE

    "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"

    ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055 Review Us On Google

    For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.

    Official website: https://www.MedicareForTheLazyMan.com.

    Afficher plus Afficher moins
    38 min
  • Ep. 941 - BEWARE ADVANTAGE PLAN MEMBERS; THIS YEAR MIGHT BE "THE MOST CHALLENGING YET"!
    May 4 2026

    MEDICARE ADVANTAGE MINUTE: 2026 COULD BE THE MOST CHALLENGING YEAR YET FOR MEDICARE ADVANTAGE PAYERS (COMPANIES)!

    EVERYTHING YOU NEED TO KNOW ABOUT BREAST CANCER AND MEDICARE.

    NEBRASKA EMPLOYEE HEALTH INSURANCE FUND - ADMINISTERED BY UNITED HEALTHCARE - DROPPED FROM $83 MILLION to $7 MILLION IN ROUGHLY FOUR YEARS. THAT WILL TEACH THEM TO GET IN BED WITH UHC!

    BC/BS TEXAS AND MEMORIAL HERMANN (HOUSTON) ARE BESTIES AGAIN. LAST MINUTE CONTRACT AGREEMENTS PLACED THE HOSPITAL BACK IN BC/BS MANAGED CARE NETWORKS AGAIN.

    FINALLY, WE LEARN WHICH AMERICAN CITIES ARE JUDGED TO BE THE MOST AND LEAST HEALTHY!

    Contact me at: DBJ@MLMMailbag.com

    (Most severe critic: A+) Visit us on: BabyBoomer.ORG

    Inspired by:

    "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"

    "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE

    "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"

    ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055 Review Us On Google

    For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.

    Official website: https://www.MedicareForTheLazyMan.com.

    Afficher plus Afficher moins
    41 min