What can parents of young children learn from the empty-nesting years? In this episode of Mama Mentors, Mama Beth shares meaningful moments from her conversation with Susie Mighell on Lessons from Living. They explore how parenting means preparing children for independence, staying connected to your own strengths and identity, and investing in friendships during the busy years of raising a family. You’ll also hear thoughtful guidance on supporting young adult children without making them responsible for your happiness, managing parental worries, and looking ahead to the next season with hope. Whether your children are little, teenagers, or preparing to leave home, this conversation offers encouragement for parenting well through every stage.

How do you raise kids who are confident with money—even if you didn’t grow up that way? In this Mama Mentors episode, host Mama B talks with Rebecca, a financial planner, mom of seven, and founder of Blue Skye Financial, about practical, age‑appropriate ways to help kids build real money skills from early chores to first paychecks.

Rebecca shares her powerful backstory—from losing her family’s farm to launching a firm focused on families and women—and the exact habits she used at home:

• Early years: the envelope method (spend/save/“moochers” for taxes) and why natural consequences matter
• Elementary to teens: earning through extra chores, budgeting for wants (phones, cars), and learning that “when it’s gone, it’s gone”
• Giving: encouraging generous, person‑to‑person helping
• Debt and credit: using tools wisely (not fearfully), building credit early, and avoiding all‑or‑nothing dogma
• Investing basics: stock games, the Cashflow game, and making compounding real
• Emergency funds vs. momentum: “envelopes 2.0” that save, invest, and build opportunity at the same time
• Today’s housing reality: creative paths (like sibling crowdfunding) and right‑sizing expectations without shame
• Modeling at home: letting kids see decision‑making (trade‑offs like where to eat) without adult anxiety

You’ll walk away with scripts, systems, and mindset shifts to help your kids become independent, generous, and savvy—so they have what Rebecca calls the real goal: options.

Cashflow board game

USDebtClock.org.

rebecca@blueskyefinancial.com

www.blueskyefinancial.com

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With the passing of icon Dolly Parton, Mama B is contemplating the nuggets of wisdom we can share with our kids from Dolly's example. As is often the case on Mama Mentors, character trumps accomplishments. So, we share about generosity, pursuing Big Dreams even as children, having the persistence and patience to achieve excellence in any endeavor, being unapologetically yourself, and the importance of humility, relationships, and a love of life.

Share with us what you loved about Dolly!

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Music by Joystock.