As another year of the Lincoln Absence Advisor podcast series concludes, we’re continuing to build on what we’ve learned to help you prepare for the future. This season’s final episode highlights parting words from our diverse group of guests who offer expertise in every facet of leave management — including account management, legal compliance, operations, claims, vocational rehabilitation, and more — as they sum up a unique situations, focus on the essentials, and provide helpful insights and strategies to support your company’s leave and disability program.

© 2022 Lincoln National Corporation. All rights reserved.
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Oregon and Colorado are the next two states developing paid family and medical leave (PFML) programs with private plan options. In this episode of Lincoln Absence Advisor, we explore where each state stands, what we know about their private plan processes, and what employers should consider when deciding whether to opt for a private plan. Lincoln leave professionals will also help employers who have chosen a private plan focus on what needs to be done now, what’s coming next, and what remains to be decided by each state.

Resources mentioned: Episode 46 - State vs. private plans: Conversations and considerations

© 2022 Lincoln National Corporation. All rights reserved. LCN-4983092-100622

Over half of current bankruptcies are due to medical bills. It takes a combination of benefits — health insurance, along with disability, leave, and supplemental health including accident, critical illness, and hospital indemnity — to be prepared for and prevent devasting financial impacts. During this episode of Lincoln Absence Advisor, our benefits professionals discuss how supplemental health coverage can combine with disability and leave coverage to support on family needs, protect savings and income, and decrease financial stress that may interfere with a timely recovery and return to work.

Resources:

1. David U. Himmelstein et al, “Medical Bankruptcy in the United States, 2007: Results of a National Study,” The American Journal of Medicine, June 6, 2009
2. Lincolns Supplemental Health website

Additional sources:

1. Rose Conlon, "Nearly Half of Americans Would Have Trouble Paying an Unexpected $250 expense," Marketplace, October 15, 2002
2. “The Faces and Facts of Disability,” Social Security Administration, 2019
3. Glenn Pranky, MD et al, “Voluntary Not Voluntary,” Lincoln Financial Group, 2020
4. U.S. Bureau of Labor Statistics, 2000-2021
5. LIMRA 2021

© 2022 Lincoln National Corporation. All rights reserved. LCN-4935754-090622