Estate planning isn’t just for the wealthy. It’s a way to protect loved ones, avoid unnecessary conflict, and honor your wishes.

In this episode of License to Spend, Tim Whisler unpacks the importance of having clear legal documents in place before life’s unexpected events occur. From powers of attorney to trusts, Tim explains how these tools reduce stress, prevent family disputes, and keep your legacy intact.

With relatable stories and practical steps, he shows why starting the conversation now is one of the most loving things you can do for your family.

Tim discusses:

• Why estate planning is about caring for loved ones, not just dividing assets
• The essential roles of financial and healthcare powers of attorney
• How wills, trusts, and up-to-date beneficiaries work together to honor your wishes
• Real-life examples of how planning (or lack of it) affects families
• Tips for finding and working with the right estate planning attorney
• And more!

Connect with Tim:

• (309) 291-0491
• Email: Tim Whisler
• LinkedIn: Tim Whisler, CRPC®, CLTC®
• The Whisler Agency
• LinkedIn: The Whisler Agency

Book a Call with Tim:

• Schedule a call

Investment advisory and financial planning services are offered through Foundations Investment Advisors, LLC, an SEC Registered Investment Advisor. Insurance, Consulting, and Education services are offered through The Whisler Agency. The Whisler Agency is a separate and unaffiliated entity from Simplicity Wealth and Simplicity Solutions.

Are you aware of the invisible threat lurking in your retirement planning?

Cybercrime isn’t only a menace to tech giants; it’s now a real risk for retirees and pre-retirees too.

Tim Whisler sits down with Kirk Hasty, a seasoned professional in cybersecurity and a Certified Ethical Hacker, to discuss the emerging threats in the digital world and how they can impact your financial future.

Kirk, with over 20 years in IT and cybersecurity, uncovers the intricate web of scams targeting retirees and shares practical steps to safeguard your identity and nest egg from cyber threats. With 12 industry certifications and a vast array of experience protecting large corporations, Kirk guides us through strategies to keep our data and finances secure. Dive into an enlightening discussion that breaks down complex cybersecurity concepts into actionable advice.

Kirk and Tim discuss:

• The alarming trend of cybercrime targeting retirees
• Real-world examples of cybercrime and its impact on finances
• Importance of two-factor authentication and monitoring your accounts
• New and emerging threats to watch for, including phishing and deep fakes
• Steps to enhance your cybersecurity as part of retirement planning

Resources:

• Consumer.FTC.gov
• AARP®
• SSA.gov

Connect with Tim:

• Email: Tim Whisler
• 309-291-0491
• LinkedIn: Tim Whisler, CRPC®, CLTC®
• The Whisler Agency
• LinkedIn: The Whisler Agency

Book a Call with Tim:

• Schedule a call

Connect with Kirk Hasty:

• LinkedIn: Kirk Hasty

About Our Guest:

With over 20 years of IT and systems administration experience, as well as cybersecurity expertise across diverse sectors, Kirk Hasty brings deep proficiency in Windows Server administration, Active Directory, VMware, cybersecurity, and network operations. His background highlights a strong track record in leading enterprise-level projects, including system migrations, security enhancements, and infrastructure optimizations. He has effectively managed teams, mentored junior staff, and implemented best practices to ensure high availability and system security. Kirk’s technical proficiency is supported by a solid educational foundation in computer networking, underscoring his commitment to continuous improvement and operational excellence. His career is defined by a dedication to technological innovation and a strategic approach to cybersecurity, focusing on defending against attackers and protecting critical assets and infrastructure in alignment with organizational objectives.

Investment advisory and financial planning services are offered through Foundations Investment Advisors, LLC, an SEC-registered investment Advisor. Insurance, Consulting, and Education services are offered through The Whisler Agency. The Whisler Agency is a separate and unaffiliated entity from Simplicity Wealth and Simplicity Solutions.

Ladies, are you confident in your financial future?

Whether married or single, being on top of your finances is crucial. Are you prepared for the unique challenges women face in retirement?

Tim Whisler, CRPC®, CLTC® chats about the importance of women’s financial empowerment and understanding retirement planning. Delve into key areas like longevity concerns, the impact of career choices, and vital financial misconceptions that women often encounter. This episode offers a refreshing perspective, emphasizing proactivity and learning.

Tim discusses:

• Unique challenges women face in retirement planning
• Misconceptions and common financial planning mistakes
• Effective strategies to overcome financial overwhelm
• Ways to optimize Social Security benefits
• And more!

Connect with Tim:

• Email: Tim Whisler
• LinkedIn: Tim Whisler, CRPC®, CLTC®
• The Whisler Agency
• LinkedIn: The Whisler Agency

Book a Call with Tim:

• Schedule a call

Investment advisory and financial planning services are offered through Foundations Investment Advisors, LLC, an SEC-registered investment Advisor. Insurance, Consulting, and Education services are offered through The Whisler Agency. The Whisler Agency is a separate and unaffiliated entity from Simplicity Wealth and Simplicity Solutions.