In this episode of Latina Money Diaries, host Itzel discusses the importance of setting financial boundaries to achieve financial peace and independence. She emphasizes that many people struggle with money not due to a lack of income, but because they allow too many obligations and emotional pressures to dictate their financial decisions. Itzel shares her personal experiences and insights on how to say no, the cultural expectations surrounding family and money, and the difference between generosity and obligation. She encourages listeners to prioritize their financial well-being and offers practical steps to establish boundaries that protect their peace and promote financial growth.

financial boundaries, money management, cultural expectations, personal finance, financial independence, budgeting, emotional obligations, generosity, self-care, financial peace

In this episode of Latina Money Diaries, host Itzel Flores gets real about the lessons she learned the hard way before buying her first home.

From low pre-approvals to working with the wrong realtor, Itzel shares the real-life mistakes that nearly made her give up and the strategies that helped her come back stronger, smarter, and with three homes to her name.

Learn how to protect your wallet, choose the right team, and treat your mortgage like a long-term wealth strategy instead of just a bill.

💖 This one’s for every woman who’s ready to own a home without losing her peace or her money.

financial boundaries, money management, cultural expectations, personal finance, financial independence, budgeting, emotional obligations, generosity, self-care, financial peace

In this powerful and deeply personal episode, host Itzel Flores opens up about why her family chooses not to celebrate Halloween and how faith, discernment, and financial wisdom all come together during this time of year.

Itzel shares her perspective on how Halloween isn’t as innocent as it seems, explaining the spiritual side that many overlook from the darkness it glorifies to how it quietly seeps into our homes, schools, and even churches. She breaks down how the enemy uses distraction and fear to pull us away from peace, purpose, and God’s light.

But this isn’t just a spiritual talk it’s a financial one too. 💰
Itzel reminds us how easily Halloween (and other cultural “traditions”) drain our wallets, our focus, and our energy. From costume shopping to candy to over-the-top decorations, the costs add up and so does the distraction. She encourages listeners to be intentional with their money and their mindset, reminding us that not every trend deserves our participation or our paycheck.

You’ll hear how her family stands firm in their faith focusing instead on peace, gratitude, prayer, and time together. She opens up about teaching her daughter that not everything fun is good for us and that choosing light over darkness is one of the most empowering financial and spiritual decisions we can make.

As the episode closes, Itzel begins to share her next journey buying her family’s home and the lessons she learned about choosing the right realtor, staying patient through the process, and how faith and finances once again came together to guide her.