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In this episode, Steve sits down with George Kinder, known to most as the father of life planning.

George has spent the last thirty years teaching advisers a very simple idea: that a financial plan is only useful if it delivers the client into the life they actually want to live. His famous three questions are designed to surface exactly that, and Steve and George walk through all three on the episode.

They also talk about George's new venture, The Moules, which he recently moved to London to launch. The premise is that most businesses are running at a fraction of their potential because of three productivity gaps hiding in plain sight, and George explains what those are and how to close them.

From there the conversation moves into his new book The Three Domains of Freedom, why listening is a faster form of intelligence than thinking, and how meditation fits into all of it.

A conversation about money, meaning, and what freedom actually feels like.

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Steve sits down with Greg Davies, Head of Behavioural Finance at Oxford Risk, for one of the most practically useful conversations the show has had.

Greg has spent 25 years studying how people actually make financial decisions, and the gap between that and how economists assume they do.

They get into what financial wellbeing really means, why someone can be objectively wealthy and still live in a state of constant financial anxiety, and what advisors and clients can do about it.

Greg explains the difference between financial liquidity and emotional liquidity, and why most people who sell at the bottom of a market drop do so for emotional reasons, not financial ones.

The episode also covers the obsession with portfolio optimisation and why chasing the perfect allocation often leaves people more exposed, not less. Greg walks through Oxford Risk's 10 financial personality types, the difference between risk tolerance and risk capacity, and why leaning too heavily on one number has caused real harm in financial advice.

Towards the end, Greg shares his own Investor Constitution, the personal rules he follows to take decisions away from himself in high-pressure moments. Including one that stops him from making any investment moves during the week.

If you work with clients, manage your own money, or struggle to stick with long-term plans when things get uncomfortable, this episode is worth your time.

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You might be sabotaging your finances and have no idea why.

Steve sits down with Vicky Reynal, money psychotherapist and Sunday Times columnist, to explore the emotional forces underneath our financial habits: the childhood money lessons that follow us into adulthood, the fear of spending even when we can afford it, and what happens when two people with very different money histories share a household.

This one is for anyone who has ever felt anxious, guilty, or just stuck around money, regardless of how much they have.

In the episode, Steve and Vicky walk through several chapters of her book, Money on Your Mind: The Psychology Behind Your Financial Habits, unpacking why we behave the way we do with money and what we can actually do about it.

Your relationship with money started long before your first paycheck. This episode is a good place to start understanding it.