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Investor Mama

Investor Mama

De : Jen Narciso
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Welcome to The Investor Mama Podcast- money conversations with a mom’s touch. Your host Jen Narciso, interviews amazing guests each week to help educate, inspire, and motivate you on your own wealth-building journey. These episodes are geared towards moms. who want to learn ways to make, keep, and save money to create more time and financial freedom. Moms are those who have kids, struggling to have kids, have angel babies, are moms of other kids, and “moms” who choose not to have their own kids but may have little eyes watching them. Please subscribe to Investor Mama on the platform you are listening to and share with others who would benefit from these easy to listen to conversations. Economie Finances privées
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  • 201 | How to Get Your Kids Through College Debt-Free (Without Scholarships) | Jeannie Burlowski

    201 | How to Get Your Kids Through College Debt-Free (Without Scholarships) | Jeannie Burlowski
    Oct 29 2026
    Connect with the Investor Mama Tribe Looking for ways to boost your income? Check out these resources to help you with your money journey About Jeannie Burlowski is an academic strategist helping parents of kids ages 12–26 set those kids up to graduate college debt-free. She is the author of the book LAUNCH: How to Get Your Kids Through College Debt-Free and Into Jobs They Love Afterward. Her writing provides parents a clear, step-by-step checklist so they can set their kids up to succeed brilliantly in college, graduate debt-free, and move directly into careers they excel at and love. Jeannie’s expertise in this field comes from over 23 years of helping students apply to highly competitive law, medical, business, and graduate schools. During those years, she became a curator (think: a person who collects and catalogs valuable artifacts for a museum) of every possible good idea for succeeding brilliantly in college, graduating debt-free, and moving directly into satisfying and well-paying career after college. (And sailing straight into law, medical, business, or grad school, if that is a goal.) Jeannie also leads the LAUNCH TRIBE Membership, which meets 11 times a year to assist parents in helping kids ages 12–26 graduate college debt-free without scholarships. She is also an Academic Strategist who works with older students applying to competitive law, medical, business, and grad schools. Key Take Aways 1. Sign Up for Upromise.com — Start Before Birth What it is: A free service that automatically deposits a portion of your everyday purchases (Target, Walgreens, grocery stores, 1-800-PetMeds, and more) into a 529 college savings plan. Family members — even childless uncles — can participate and direct funds to your child. Action step: Go to Upromise.com tonight after the kids are in bed. Sign up, and invite grandparents, aunts, and uncles to do the same. It requires no extra paperwork after setup — just shop as normal. 2. Open a 529 College Savings Plan — Even $10/Month Counts What it is: A tax-advantaged savings plan where small monthly contributions grow over time. The money can be used for college, technical school, or other qualified educational programs. As of 2024, unused 529 funds (up to $35,000) can be rolled into your child’s Roth IRA. Action step: Call your family financial advisor and say, “I heard it’s easy to set up a 529. We can only do $10 a month right now.” Set one up for each child. Don’t worry if your child doesn’t end up going to college — the funds are flexible. 3. Open a Roth IRA in Your Child’s Name — As Soon As They Earn Income What it is: Kids of any age can open a Roth IRA as soon as they have earned income — even from raking yards or doing odd jobs. It sparks conversations about compound interest, investing, and frugal money habits. Best of all: money in retirement accounts is not counted on the FAFSA financial aid application. Action step: The next time your child earns money for any job, help them open a Roth IRA in their own name. Show them the BankRate Roth IRA calculator online so they can see how their money grows over time. Let them know they can withdraw contributions (and up to $10,000 in earnings) for a future first-home down payment. 4. Move Exposed Assets Into Retirement Accounts Before January 1st of 10th Grade What it is: The FAFSA looks at your finances during the “base year” — January 1st of your child’s 10th grade year through December 31st of 11th grade. Money sitting in regular brokerage or savings accounts counts against you. Money in official retirement accounts (401k, Roth IRA, traditional IRA) is protected and invisible to financial aid. Action step: By May of your child’s 9th grade year, sit down with a qualified financial advisor. Move any exposed cash you can spare into official retirement accounts before January 1st of 10th grade. Selling assets after that date counts as income and makes you look richer than you are on the FAFSA. 5. Start Early and Follow a 3-Month Reading Plan What it is: Jeannie Burlowski’s book Launch: How to Get Your Kids Through College Debt-Free and Into Jobs They Love Afterward gives parents a short reading assignment every 3 months as kids grow up — from birth through high school. Families who start early get the best results with the least stress. Action step: Get the book (free at your local library) and start with the chapter “Prior to Seventh Grade.” Follow the 3-month reading schedule so you’re never overwhelmed. If your child is already in high school, you can still benefit — but the earlier you start, the more strategies are available to you. Bottom line for moms: You don’t need to be wealthy or wait until high school to start. The biggest advantage comes from small, consistent actions started early — even before your child is born. Every $100 you save in a 529 only reduces financial aid by $5.64, but every $100 in...
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  • 200 | The Hidden Financial Cost of Hormonal Imbalance Every Working Mom Needs to Know | Ali Swart, CFP

    200 | The Hidden Financial Cost of Hormonal Imbalance Every Working Mom Needs to Know | Ali Swart, CFP
    Oct 15 2026
    Connect with the Investor Mama Tribe Looking for ways to boost your income? Check out these resources to help you with your money journey About Ali is the Managing Director of Waldron’s Wealth Planning Department, where she develops and implements comprehensive, goal-based wealth planning strategies for our clients. For more than 12 years, Ali has been helping entrepreneurs and their families simplify their financial lives. After earning a Marketing and a Management Information Systems degree from Marietta College, she earned a Master of Business Administration from Florida Atlantic University. Key Take Aways “Common” doesn’t mean “normal.” Extreme exhaustion, cystic acne, and mood swings are common among working moms, but they can be signs of real hormonal imbalances. Ali’s cortisol was in the single digits and her pregnenolone was critically low — both missed by her routine annual blood work.Advocate for yourself, even when your doctor says no. Ali’s PCP told her she didn’t need to see a hormone specialist. She went anyway, and the specialist found multiple serious deficiencies using the same blood work. If your gut says something is off, keep pushing.The financial cost is real — and navigable. Office visits were affordable (~$100), but specialized blood work like amino acid profiles ran into the thousands. The key to getting it covered: learning to read your Explanation of Benefits, cross-checking diagnostic codes, and relentlessly following up between your doctor’s office and the lab.Small schedule shifts can transform your health. Ali stopped working out at 4 AM on an empty stomach, pushed caffeine until after breakfast, and started arriving at the office at 8:30 instead of 7:45. Nothing fell apart — and within three months her energy, skin, and cortisol levels all improved significantly.Hormone health is family wealth. Ali’s hormone specialist told her that based on her blood work, she likely wouldn’t have been able to conceive again — connecting her recurrent miscarriages to underlying imbalances. Proactive hormone testing before and after pregnancy could save families heartache, and it’s an overlooked part of a mom’s financial and life planning. Additional Resources and Help Support the Show Check out the Intern Strategy Course created by Christina from Smart InfluencerLearn How to Make Extra Money with a Side Hustle or Get a High Paying Salary with Time FlexibilityEpisode #30:The #1 Side Hustle for the On the Go Busy Mom with Mike Yanda and Bobby HoytEpisode #52: Millionaire by 31 and How to Start An ETSY Side Hustle Business with Julie Berninger from Gold City VenturesCheck out Julia’s Sidehustle course to get started todayThe Legacy Binder to help you organize all of your estate documents and plans in case of an emergencyShow Me How To Fix My Pelvic Floor from Tighten Your Tinkler Use Coupon Code: INVESTORMAMA to save $50 off this signature programHigh-income earner, needing an amazing accountant? Check out the TaxGoddess Connect with Ali Instagramhttps://www.waldronprivatewealth.com/ Prior Investor Mama Episodes Episode #116: Legacy Blueprint – Estate Planning 101 with Ali Swart, CFP Episode #117: Estate Planning 202 Understanding Trusts and Other More Complex Estate Strategies with Ali Swart, CFP
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    22 min
  • 199 | From Burnout to 7 Figures-How One Mom Rebuilt Her Life and Therapy Business | Helen Malinowski,

    199 | From Burnout to 7 Figures-How One Mom Rebuilt Her Life and Therapy Business | Helen Malinowski,
    Oct 1 2026
    What happens when your body forces you to stop? Helen Malinowski was a solo practitioner, a mom of two, and completely burned out — until a shingles diagnosis became her wake-up call. In this episode, she shares how somatic therapy, community-building, and facing her money blocks helped her grow a thriving 7-figure group practice while actually working less. If you're a mom running on empty, this one's for you.
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    36 min
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