In this engaging conversation, Gladys Kali and Georg Klausner explore the intricate relationship between emotions and investment decisions. They discuss the psychological factors that influence financial choices, the importance of setting clear investment goals, and the impact of social environments on financial mindsets. The dialogue emphasizes the need for financial education, overcoming fear in investing, and the realities of real estate investments. They also touch on the role of social media, effective learning habits, and the significance of failure in achieving success. Finally, they consider the future of investing in the context of AI and the importance of long-term investment strategies.

Links:

Gladys' book

Gladys' LinkedIn
Gladys' Website

Takeaways

• Emotional decisions often lead to poor investment choices.
• Understanding the subconscious mind is crucial in finance.
• Defining clear investment goals helps in decision-making.
• Social environment influences financial beliefs and behaviors.
• Overcoming fear is essential for successful investing.
• Real estate investments require thorough research and understanding.
• Social media can distort perceptions of financial success.
• Creating effective learning habits is key to financial literacy.
• Failure is a stepping stone to success in investments.
• Diversifying income sources is vital for financial stability.

Chapters

00:00 Understanding Emotional Investment Decisions

03:33 The Role of Emotions in Financial Decisions

05:52 Setting Goals for Investment Success

08:33 Overcoming Fear in Investment

10:56 Influence of Environment on Financial Mindset

13:25 Shifting Mindsets for Better Financial Decisions

16:07 The Importance of Financial Education

18:26 Real Estate vs. Other Investments

20:52 The Changing Landscape of Investment Opportunities

23:31 Motivating Yourself to Learn Investing

28:48 Planning for Retirement: The Importance of Financial Awareness

29:24 Learning Habits: Finding What Works for You

34:09 Entrepreneurship: Lessons from Building Businesses

37:25 Navigating Uncertainty: The Impact of AI on Jobs

39:18 Embracing Failure: Learning from Mistakes

45:27 Investing Wisely: The Role of Luck and Knowledge

Keywords

investment, emotional decisions, financial education, investment goals, fear in investing, real estate, social media, learning habits, failure, AI, long-term investments

Disclaimer: This Podcast Episode serves for Financial Education only and does not constitute Financial Advice.

In this conversation, Georg Klausner interviews Frank Maeda, Head of EU Expansion of The Coffee, a Brazilian coffee chain that merges Japanese design and culture with coffee consumption. They discuss the evolution of coffee consumption, the influence of Japanese aesthetics, the franchise model, investment opportunities, and insights into the European real estate market. Frank shares personal experiences, life lessons, and the importance of investing in oneself, while also hinting at future plans for expansion into new markets.

Takeaways

• The Coffee was founded in 2018 in Curitiba, Brazil.
• The company operates in 27 countries and aims to expand to 30.
• Coffee consumption has evolved through three waves, with the third wave focusing on quality and culture.
• Japanese design influences the branding and aesthetic of The Coffee.
• The franchise model allows for local adaptation while maintaining brand integrity.
• Investing in coffee franchises requires an initial investment of 100k to 250k.
• The average return on investment for franchisees is around 18 months.
• Real estate opportunities vary by market and require thorough research.
• Surrounding oneself with supportive and ambitious people is crucial for success.
• Failure is a necessary step towards achieving success.
  

Chapters

00:00 Introduction to The Coffee Company

06:47 Interntional Influence on Coffee Culture

11:49 European Real Estate Insights

36:05 Urban Identity and Logistics

40:46 Global Expansion Plans

46:04 The Value of International Relations

53:08 The Role of Music in Life

58:44 Learning from Failure

01:04:44 The Best Investments in Life

Disclaimer: This is financial education only, not advice – always consult a professional.

Summary

In this conversation, Anton Wigg shares his journey from a competitive childhood to becoming a professional poker player. He discusses the strategic and psychological aspects of poker, comparing it to chess and trading. The conversation delves into the investment strategies used in poker, the importance of community among players, and the mental fortitude required to succeed in high-stakes environments. Wigg emphasizes the blend of skill and luck in poker and how these elements translate into broader investment philosophies. In this conversation, Anton Wigg shares insights from his experiences in high-stakes poker and entrepreneurship. He discusses the intense nature of the World Series of Poker, emphasizing the importance of nutrition for maintaining peak performance. Anton draws parallels between poker and business, highlighting the lessons learned from observing human behavior in high-pressure situations. He introduces his venture, Apex Intelligent Solutions, aimed at modernizing poker coaching and making the game more accessible. The discussion also touches on the role of AI in enhancing the learning experience, the value of embracing failure, and the importance of personal growth and ownership in one's career.

Takeaways

• Poker is a blend of strategy and chance.
• Understanding your opponents is crucial in poker.
• Investment strategies in poker can apply to business.
• Community plays a significant role in the poker world.
• Mental fortitude is essential for high performance in poker.
• The psychological aspect of poker can differentiate amateurs from professionals.
• Game Theory Optimal strategies can enhance poker play.
• Risk management is key in both poker and investments.
• Success in poker often requires adapting to different game structures.
• Building a network of fellow players can lead to better opportunities. Nutrition is crucial for maintaining high performance in poker.
• Understanding human behavior in poker can inform business strategies.
• Apex Intelligent Solutions aims to modernize poker coaching.
• Personalizing the poker experience is key to attracting new players.
• AI can enhance the learning process in poker training.
• Embracing failure can lead to significant personal growth.
• Investing in oneself yields compounding benefits over time.
• Taking ownership of decisions is essential for success.
• The poker community can be revitalized by changing perceptions of the game.
• Creating a supportive environment encourages more people to engage with poker.

Chapters

00:00 The Journey into Poker

06:19 The Psychological Game of Poker

11:35 The Evolution of Poker Strategy

17:12 Poker and Investment: Lessons Learned

24:27 Navigating the Tax Landscape of Poker

34:12 The Freedom of Choice in Gambling

39:36 The Role of Sponsorship in Poker

44:37 Winning Without First Place

50:51 High Performance in Poker Tournaments

59:48 Lessons from Poker in Business

01:08:59 Personalizing the Poker Experience

01:16:03 User-Centric Product Development

01:26:45 Embracing Change and Growth

01:37:24 Advice for New Graduates

01:44:24 Recommendations for Future Guests

Disclaimer

The content provided solely serves as financial education, not as financial advice.

Keywords

poker, strategy, luck, psychology, investment, community, performance, mental fortitude, game theory, risk management, World Series of Poker, nutrition, high performance, poker lessons, business, Apex Intelligent Solutions, AI in poker, entrepreneurship, personal growth, coaching

Summary

In this conversation, Gisela emphasizes the importance of taking ownership of one's career and the necessity of setting clear goals. She discusses how personal development involves recognizing skill gaps and the need for continuous learning and improvement.

Links
Gisela's LinkedIn
Donate: Help Child Foundation Primary School to Grow

Takeaways

• Take ownership. Your career is not about luck.
• Having a goal without a plan is just a dream.
• You have to start by knowing where you want to go.
• Identify where are the gaps in your skills.
• We don't take jobs that we have 100% of the skills.
• There's always a gap for improvement.
• Career growth requires a plan and direction.
• Continuous learning is essential for professional development.
• Setting clear goals helps in achieving career aspirations.
• Recognizing skill gaps is the first step to growth.

Keywords

career ownership, goal setting, personal development, skills gap, professional growth

Disclaimer

This content is for educational purposes only and does not constitute financial advice.

Summary

In this conversation, Sven Franzen shares his journey as Germany's youngest entrepreneur, starting his company at the age of 16. He discusses the importance of financial independence, the evolution of his marketing agency, and the strategies he employed to sustain and grow his business. Sven also delves into his experiences in real estate and stock market investments, emphasizing the significance of mentorship and personal growth. He reflects on the impact of travel on his life and the necessity of adapting to changes brought by AI. Throughout the discussion, Sven highlights the importance of giving back to society and the value of building a strong network.

Links to Sven's Businesses

Mentoring: www.svenfranzen.de

TIGER Marketing Group: www.tigergroup.eu

Sven's LinkedIn: https://www.linkedin.com/in/marketingexperte/

Takeaways

• Sven started his company at a young age, which shaped his entrepreneurial journey.
• Financial independence is a key goal for Sven, aiming to achieve it by 40.
• Reinventing business models is crucial for long-term success in marketing.
• Real estate investments play a significant role in building wealth.
• Traveling is considered one of the best investments for personal growth.
• Mentorship has been a vital part of Sven's success and personal development.
• Learning from failures is essential for growth and resilience.
• Adapting to changes in the market, especially with AI, is necessary for future success.
• Building a strong network can lead to impactful societal contributions.
• Giving back to society is a core value that shapes Sven's leadership style.

Chapters

00:00 The Journey of a Young Entrepreneur

02:53 Building a Sustainable Business Model

05:45 Consulting and Mentorship: Expanding Horizons

08:53 Real Estate Investments: A Path to Financial Independence

11:53 Navigating the Stock Market: Risk and Strategy

29:00 Investment Strategies and Real Estate Insights

30:16 The Challenges of Startup Investing

33:21 The Value of Mentorship

36:48 Building a Global Network with JCI

40:28 Cultural Connections and Personal Growth

43:24 Learning from Failures and Setbacks

47:10 Life Lessons and Personal Development

51:33 Advice for the Next Generation

52:40 The Impact of AI on Career Development

Keywords

entrepreneurship, financial independence, marketing strategies, real estate, stock market, mentorship, personal growth, travel, AI, networking

Disclaimer: This episode does not constitute financial advice. It was created for financial education purposes only.

Summary

In this conversation, Georg Klausner and Tetyana Kohansal discuss the challenges of investing in a fast-paced society where instant gratification is prevalent. They explore how the rise of AI and digitalization has influenced people's expectations for quick returns on investments, often leading to emotional reactions during market downturns. Tetyana emphasizes the importance of long-term strategies and understanding market cycles to mitigate fear and make informed investment decisions, especially for young investors.

Guest Introduction

Today, we're diving into the world of financial education for children with Tetyana Kohansal, an actuary and passionate advocate for early money smarts.

Before we jump in, a quick intro to Tetyana. She's the founder of KS Actuaries, where she specialises in actuarial consulting, risk management, and financial strategies for businesses. With a strong background in finance, Tetyana has expanded her expertise into education, co-hosting webinars like 'Teens, Money & Mindset' and delivering a TEDx talk on why kids need to learn about money before they can count. She's also helping families build investing habits and teaching essential money skills to children. And she's co-wrote the children's book Geheimnis der Goldmünzen (The Secret of the Gold Coins), a story aimed at sparking financial curiosity in young readers, together with her husband Kambis Kohansal-Vajargah.

Resources

Tetyana's online course: TEEN FINANCE LAB

Her free guide for families: https://stan.store/polotania/p/free-family-guide

How to find The bbook: Kids Finance with Sammy — Bio Sites

TikTok: Kids Finance with Sammy (@kidsfinancewithsammy) | TikTok

Instagram: Tetyana Kohansal | Financial Education (@polotania) • Instagram-Fotos und -Videos

Takeaways

• People want to have things fast.
• They think they can get rich very fast.
• They want the return right now.
• They forgot about long-term investments.
• Fear becomes a normal daily thing.
• The market works in cycles.
• Surviving tough moments leads to better outcomes.
• Emotional reactions can hinder investment success.
• Long-term strategies are essential for financial health.

Disclaimer

This podcast episode is for financial education purposes only and does not constitute financial advice. Always consult a qualified professional for personalised guidance.

Unlocking Financial Education with Gerold Muhr

Kick off Investling Insights with Gerold Muhr, Investling's founder and EduTech veteran. From his 1967 birth in Austria to studying philosophy and literary studies in Graz, Gerold's path led from art curation (collaborating on SCHLAUCH's mid-1990s sound/media projects) to AI in finance in Frankfurt in the late 1990s. Gerold then served as Program Director for the EU-funded, seven-figure R&D project 'eCulture' at the ISNM International School of New Media at the University of Lübeck. At Steinbeis Hochschule, he led the BMBF (Federal Ministry of Education and Research)-funded, six-figure R&P project 'SALT', focused on developing and applying an online learning platform for the education of bank employees. He then founded Brand University of Applied Sciences in 2009, leading it for 15+ years in applied branding learning. Now, Investling offers AI-driven, structured financial education for beginners.

In this episode, Gerold shares his journey from rural Styria's blue-collar roots through art and finance in Frankfurt to today's dynamic AI world. We explore his evolving mindset on finances, markets, and risk—contrasting Austrian 'safe' savings/real estate norms with broader lessons from home and university.

Highlights:

• Early investing's power: Compound interest examples plus the host's personal mentoring story.
• Mentoring's impact: Gerold on his mentors and lessons applied today.
• AI evolution: From 1990s finance to today's advancements in exploratory learning.
• Success factors: Degree vs. skills vs. networks in financial education.
• Investling's motivation: Creating jargon-free online experiences for beginners.
• Resource gaps: Why structured content is rare, and how Investling fixes it with clear curricula.
• Self-education: Steps for safe learning without experts, building self-efficacy.
• Beginner strategies: Balancing certainty (fundamentals) and uncertainty (market moves).
• Life hacks: Failure as success setup; lifelong learning (Gerold's recent Machine Learning Engineer degree) and habit-building for busy lives.

Recurring wisdom:

• How has failure set you up for later success?
• In the past 4 years, what new belief, behaviour, or habit has most improved your life?
• What is one of the best investments you've ever made?
• Advice for young students entering the real world—and what to ignore?
• Who to invite next?

Aligned with Investling's sincere, no-guru tone, this episode reduces anxiety on investing topics, sparks curiosity, provides competent tools, and fosters agency & belonging.

Start learning today via Investling's free courses at learn.investling.org

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Disclaimer: This episode is for financial education purposes only and does not constitute financial advice. Always consult a qualified professional for personalised guidance.