Join 29,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors

-----

Financial advice shouldn't be a luxury, but for 80% of Australians, it is. We're resharing this one because the insights are just as relevant today as when it first aired.

In this episode, join me, Dr Bi Mian, together with Jessica Brady, a maverick financial advisor who sold her award-winning practice to create accessible money programs for the people the traditional system left behind.

Jessica talks about why traditional financial advice now costs up to $8,100 annually, why the "I'm bad with money" mindset is quietly holding women back from building wealth, and why waiting for the perfect time to start is a trap.

If you want quality money education without the hefty price tag of traditional advice, make sure to listen to this episode!

-----

SHOW NOTES LINKS

https://ifdgroup.com.au/

https://doctorbi.com.au/

https://au.linkedin.com/in/mian-bi

https://jessicabrady.com.au/

https://www.instagram.com/jessbrady_financialadvice/

https://au.linkedin.com/in/jessica-brady-21165812

https://podcasts.apple.com/au/podcast/financially-fierce/id1727968994

-----

LISTEN TO THE PODCAST

Spotify: https://open.spotify.com/show/07DS5AxlbgmkuvP6zQGgtN

Apple Podcasts: https://podcasts.apple.com/au/podcast/investing-for-doctors-podcast/id1775535608

Amazon Music: https://music.amazon.com/podcasts/b9de46bc-e29d-4402-9e9e-959a3a5dc8da/investing-for-doctors-podcast

-----

FIND US HERE

Website: https://ifdgroup.com.au/

Facebook Group: https://www.facebook.com/groups/investingfordoctors

Facebook Page: https://www.facebook.com/investingfordoctors

-----

DISCLAIMER

The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.

Join 29,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors

-----

With the second clinical term now underway, interns and junior doctors can finally come up for air. And there's no better time to start getting your finances sorted. We're revisiting this episode because the timing feels just right!

In this episode, join me, Dr Bi Mian, and returning guest Jessica Brady, Money Educator and Financially Fierce Podcast Host, who built accessible online money programs to help everyday Australians after selling her award-winning practice.

Jessica covers conscious cash flow planning, automating your banking for effortless wealth building, goal-setting psychology, insurance considerations for medical professionals, and how to approach your first property purchase as a doctor.

If you want to build sustainable wealth and avoid the money mistakes that trap many young doctors, this one's for you.

-----

SHOW NOTES LINKS

https://ifdgroup.com.au/

https://doctorbi.com.au/

https://au.linkedin.com/in/mian-bi

https://jessicabrady.com.au/

https://au.linkedin.com/in/jessica-brady-21165812

https://podcasts.apple.com/au/podcast/financially-fierce/id1727968994

-----

LISTEN TO THE PODCAST

Spotify: https://open.spotify.com/show/07DS5AxlbgmkuvP6zQGgtN

Apple Podcasts: https://podcasts.apple.com/au/podcast/investing-for-doctors-podcast/id1775535608

Amazon Music: https://music.amazon.com/podcasts/b9de46bc-e29d-4402-9e9e-959a3a5dc8da/investing-for-doctors-podcast

-----

FIND US HERE

Website: https://ifdgroup.com.au/

Facebook Group: https://www.facebook.com/groups/investingfordoctors

Facebook Page: https://www.facebook.com/investingfordoctors

-----

DISCLAIMER

The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.

Join 29,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors

-----

We're bringing this one back. You've been asking these questions and this episode has the answers!

In this episode, join me, Dr Bi Mian, and Roger Wheelahan, a financial advisor with over 25 years of experience helping individuals and businesses with succession planning, risk management, and retirement strategies.

Roger shares how doctors can protect their medical practices with strategic buy-sell agreements, why risk insurance is the forgotten foundation of financial planning, and the impact of the Royal Commission on financial advice quality and accessibility in Australia.

He also talks about the truth about superannuation as a tax structure rather than an investment vehicle, the differences between financial advisors and consultants, and the innovative ways to maximise retirement benefits while potentially qualifying for pension cards.

If you want to understand how to properly structure your finances and create tax-efficient wealth strategies that work specifically for medical professionals, then make sure to listen to this episode!

-----

SHOW NOTES LINKS

https://ifdgroup.com.au/

https://doctorbi.com.au/

https://au.linkedin.com/in/mian-bi

Roger Wheelahan’s Links

https://www.linkedin.com/in/roger-wheelahan-8ba53149/
https://smartstartfs.com.au/

-----

LISTEN TO THE PODCAST

Spotify: https://open.spotify.com/show/07DS5AxlbgmkuvP6zQGgtN

Apple Podcasts: https://podcasts.apple.com/au/podcast/investing-for-doctors-podcast/id1775535608

Amazon Music: https://music.amazon.com/podcasts/b9de46bc-e29d-4402-9e9e-959a3a5dc8da/investing-for-doctors-podcast

-----

FIND US HERE

Website: https://ifdgroup.com.au/

Facebook Group: https://www.facebook.com/groups/investingfordoctors

Facebook Page: https://www.facebook.com/investingfordoctors

-----

TIME STAMPS

00:00 - INTRO

00:43 - Roger's Background

05:55 - The Royal Commission Being Like "The Wild West"

08:10 - The Catalyst For the Royal Commission

10:31 - The Transformation of the Financial Planning Industry

12:12 - "Principal Agency Dilemma"

22:09 - FINANCIAL ADVISOR vs FINANCIAL PLANNER

22:52 - AFSL (AUSTRALIAN FINANCIAL SERVICES LICENSE)

24:46 - Financial Advisor: Who Are They Really?

29:01 - Risk Insurance

34:15 - Retirement Planning

40:38 - "Poor Financial Advice Can Make a Huge Difference"

41:52 - Financial Advisor Costs

46:34 - Service Percentage Fee

48:31 - Conclusion

-----

DISCLAIMER

The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.

In this episode of Investing for Doctors, Dr. Bi Mian sits down with Dr. Amandeep Hansra, RACGP digital health leader and co-founder of Medical Angels, to discuss one of the most exciting opportunities for clinicians today, investing in the healthcare startups changing medicine from the ground up.

We unpack how Medical Angels grew from a coffee shop conversation into Australia's largest clinician-led investment syndicate, what seven years of backing healthcare startups has taught them about picking the right founders, and why the rise of AI makes this the most critical moment for doctors to be at the table.

This episode is for any doctor who has ever wanted to shape healthcare from the outside, not just as a clinician, but as an investor backing the people solving the problems they face every single day.

-----

TIME STAMPS:

00:00 Hook/Intro

01:19 Medical Angels

02:33 Dr. Bi and Dr. Amandeep's Creative Career Journey

13:35 Investing in health care startups/Finding the right co-founders

20:35 What Dr. Amandeep is looking forward to invest

23"27 Conclusion/Outro

-----

SHOW NOTES LINKS

If you're interested in learning more about the Medical Angels Venture Fund, visit:

https://medangels.com.au/venture-fund/

https://ifdgroup.com.au/

https://doctorbi.com.au/

https://au.linkedin.com/in/mian-bi

https://www.linkedin.com/in/dr-amandeep-h-b2092623/

-----

LISTEN TO THE PODCAST

Spotify: https://open.spotify.com/show/07DS5AxlbgmkuvP6zQGgtN

Apple Podcasts: https://podcasts.apple.com/au/podcast/investing-for-doctors-podcast/id1775535608

Amazon Music: https://music.amazon.com/podcasts/b9de46bc-e29d-4402-9e9e-959a3a5dc8da/investing-for-doctors-podcast

-----

FIND US HERE

Website: https://ifdgroup.com.au/

Facebook Group: https://www.facebook.com/groups/investingfordoctors

Facebook Page: https://www.facebook.com/investingfordoctors

-----

DISCLAIMER

The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.

Join 29,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors

-----

In this episode of Investing for Doctors, Dr Bi breaks down one of the most emotionally charged and economically important topics in Australia today, the cost of housing. We unpack whether Australian property is expensive purely because of supply and demand, or whether our tax settings have played a major role in shaping the market we see today.

We explore how capital gains tax actually works, why the 1999 reforms changed investor behaviour, what the 50% CGT discount really means in practice, and how negative gearing allows property losses to offset high income. Most importantly, we examine how these two policies interact to create powerful incentives for leveraged property investing and long-term capital growth.

This episode is a structural, system-level discussion, not a moral debate about landlords versus renters. It is a clear, rational analysis of the incentives embedded in Australia’s tax framework, who benefits most from them, and whether those incentives may have contributed to housing affordability challenges facing younger Australians today.

-----

TIME STAMPS:

00:00 Intro/Hook

01:10 Introduction of the speakers

02:13 Rayn from Archangels Ventures Background and Experience

04:09 Dina Tikova's Role at UNSW Founders/Background and Experience

06:37 Amandeep Hansara's Journey and Medical Angels

10:50 The Role of Angel Investors in the Ecosystem

22:29 Rayn's experience in Investing Deep Tech

24:17 Q&A

41:10 Conclusion/Outro

-----

SHOW NOTES LINKS

https://ifdgroup.com.au/

https://doctorbi.com.au/

https://au.linkedin.com/in/mian-bi

https://www.archangel.vc/

https://www.linkedin.com/in/raynong/

https://www.dochansra.com/

https://www.linkedin.com/in/dr-amandeep-h-b2092623/

https://medangels.com.au/

https://www.linkedin.com/in/dinatitkova/

-----

LISTEN TO THE PODCAST

Spotify: https://open.spotify.com/show/07DS5AxlbgmkuvP6zQGgtN

Apple Podcasts: https://podcasts.apple.com/au/podcast/investing-for-doctors-podcast/id1775535608

Amazon Music: https://music.amazon.com/podcasts/b9de46bc-e29d-4402-9e9e-959a3a5dc8da/investing-for-doctors-podcast

-----

FIND US HERE

Website: https://ifdgroup.com.au/

Facebook Group: https://www.facebook.com/groups/investingfordoctors

Facebook Page:

Join 29,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors

-----

What do venture capitalists actually look for when someone pitches them? And more importantly, should doctors even be paying attention to startup investing?

In this episode recorded live at the FICO Conference, we sit down with two VCs and a founder who just went through an acquisition to get the unfiltered truth. Samar Mcheileh from Scale Investors, Ben Armstrong from Archangel Ventures, and Michael Wang from Telecare hold nothing back from war stories about deals that didn't work out, to why women-led startups are quietly outperforming everyone else with 35% higher returns.

We cover everything from how VCs actually make decisions, the difference between angel investing and a venture fund, the tax incentives most doctors don't know about, and why your medical background might actually give you an edge that even the top investors don't have. If you've ever been curious about startup investing but had no idea where to start, this one's for you

TIME STAMPS:

00:00 Hook/Intro

01:07 Introduction of the Panel

01:51 Samar's Background and Introduction

07:18 Ben's Background and Introduction

09:45 Michael's Background and Introduction

11:38 Challenges in Venture Capital

19:21 What is Venture Scale?

24:04 Venture Capital Stories

33:00 The difference between Angel Investing and Venture Funding

45:35 Structure and Tax Incentives in Venture Funding

49:35 Question and Answer Portion

55:22 Conclusion/Outro

-----

SHOW NOTES LINKS

https://ifdgroup.com.au/

https://doctorbi.com.au/

https://au.linkedin.com/in/mian-bi

https://www.linkedin.com/in/samarmcheileh/

https://scaleinvestors.com.au/

https://www.linkedin.com/in/benarms/

https://www.archangel.vc/

https://www.linkedin.com/in/michael-wang-8857ba6a/

https://www.telecare.com.au/

-----

LISTEN TO THE PODCAST

Spotify: https://open.spotify.com/show/07DS5AxlbgmkuvP6zQGgtN

Apple Podcasts: https://podcasts.apple.com/au/podcast/investing-for-doctors-podcast/id1775535608

Amazon Music: https://music.amazon.com/podcasts/b9de46bc-e29d-4402-9e9e-959a3a5dc8da/investing-for-doctors-podcast

-----

FIND US HERE

Website: https://ifdgroup.com.au/

Facebook Group: https://www.facebook.com/groups/inves

Join 29,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors


-----
In this episode of Investing for Doctors, Dr Bi breaks down one of the most quietly destructive forces eating away at every Australian's wealth right now — inflation. If you've ever looked at your bank account and wondered why the same amount of money just doesn't go as far as it used to, this episode is going to explain exactly why that is, how it's measured, and why the number you see in the news probably feels nothing like what you're actually experiencing day to day.

We get into the real drivers behind inflation. From rising production costs to government money printing, why the RBA's interest rate hikes can only do so much, what the Consumer Price Index actually captures and what it conveniently leaves out, and how inflation hits different Australians in completely different ways depending on whether you own assets, hold cash, or are still paying off a mortgage. We also break down which investments actually protect your wealth when inflation rises and which ones quietly bleed you dry without you even noticing.

This episode isn't about predicting where prices are heading next. It's about understanding the mechanics of the silent tax. Who it hurts most, who quietly benefits from it, and what you can actually do right now so your wealth grows faster than inflation can erode it.




-----
TIME STAMPS:

00:00 Intro/Hook
00:53 What is inflation?
01:56 Causes of Inflation: Demand-Pull and Cost-Push
06:06 Monetary Expansion and Its Role in Inflation
06:59 Measuring Inflation: The Consumer Price Index (CPI)
12:28 Understanding the CPI and Its Limitations
21:24 Impact of Inflation on Different Groups
25:36 Inflation and Investment Strategies
28:38 Interest Rates and Inflation: The Role of the RBA
41:20 Supply-Side Inflation and Its Challenges
43:25 Final Take-home message
47:16 Conclusion/Outro

-----

SHOW NOTES LINKS

https://ifdgroup.com.au/

https://doctorbi.com.au/
https://au.linkedin.com/in/mian-bi


-----

LISTEN TO THE PODCAST

Spotify: https://open.spotify.com/show/07DS5AxlbgmkuvP6zQGgtN
Apple Podcasts: https://podcasts.apple.com/au/podcast/investing-for-doctors-podcast/id1775535608
Amazon Music: https://music.amazon.com/podcasts/b9de46bc-e29d-4402-9e9e-959a3a5dc8da/investing-for-doctors-podcast

-----

FIND US HERE

Website: https://ifdgroup.com.au/
Facebook Group: https://www.facebook.com/groups/investingfordoctors
Facebook Page: https://www.facebook.com/investingfordoctors

-----

DISCLAIMER

The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.

Join 29,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors

-----
In this episode of Investing for Doctors, Dr Bi hosts a panel discussion from the FICO Conference on one of the most important but often overlooked foundations of financial planning: managing risk. While many professionals focus on building wealth through investing, this conversation highlights why protecting your ability to earn an income should come first.

Dr Bi is joined by Roger Wheelahan, Managing Director of Smart Start Financial Services, Chris Jurukovski, NSW Adviser at Experien Life Insurance, and Sabrina Walmsley, State Manager at PPS Mutual. Together, they discuss the role of risk insurance including income protection, trauma cover, total and permanent disability (TPD), and life insurance, and why these policies form the foundation that supports long-term financial plans.

This episode is for doctors and high-income professionals who want to better understand how risk insurance works, why it matters, and how protecting your income helps safeguard your broader wealth strategy.




-----
TIME STAMPS:

00:00 Intro/Hook
01:18 Introduction of speakers and their backgrounds
10:27 Importance of Trust
11:47 Importance of conversation
12:49 Client case study
15:20 Change in Insurance System
20:02 Mental Health Claims
24:33 What to look for in an adviser
28:33 Losing a relationship with an adviser
32:22 Income Protection increasingly unaffordable issue
39:10 Reinstatement Options
42:03 Market Consolidation
42:48 Helpful Resources
46:24 Conclusion/Outro

-----

SHOW NOTES LINKS

https://ifdgroup.com.au/

https://doctorbi.com.au/
https://au.linkedin.com/in/mian-bi

https://www.experien.com.au/

https://smartstartfs.com.au/
https://au.linkedin.com/in/roger-wheelahan-8ba53149

https://www.ppsmutual.com.au/
https://au.linkedin.com/in/sabrina-sequeira-walmsley-26a2b024


-----

LISTEN TO THE PODCAST

Spotify: https://open.spotify.com/show/07DS5AxlbgmkuvP6zQGgtN
Apple Podcasts: https://podcasts.apple.com/au/podcast/investing-for-doctors-podcast/id1775535608
Amazon Music: https://music.amazon.com/podcasts/b9de46bc-e29d-4402-9e9e-959a3a5dc8da/investing-for-doctors-podcast

-----

FIND US HERE

Website: https://ifdgroup.com.au/
Facebook Group: https://www.facebook.com/groups/investingfordoctors
Facebook Page: https://www.facebook.com/investingfordoctors

-----

DISCLAIMER

The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.