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The $10 Decision That Changes Everything

The $10 Decision That Changes Everything

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 What if I told you…
Your financial future doesn’t depend on your salary.
It depends on one small decision you make… almost every day.
Welcome to Mindset & Money — the podcast where we don’t just talk about investing.
We rewire the investor inside you.
Today’s episode is different.
No stock tips.
No market predictions.
No “Top 5 ETFs.”
Today, we’re talking about the $10 decision.
And how it silently determines whether you build wealth… or stay stuck.
The Coffee Test
Picture this.
You walk into a coffee shop.
You order your favorite drink. $10.
Tap. Pay. Walk out.
No guilt. No hesitation.
Now imagine instead of buying that coffee…
You invested $10 into the market.
Not once.
But every single day.
$10 per day.
$300 per month.
Invested into a low-cost index fund averaging 8% annually.
In 30 years?
That’s roughly $450,000+.
From coffee money.
But this episode is NOT about skipping coffee.
It’s about awareness.
Because the wealthy don’t ask:
“Can I afford this?”
They ask:
“What is this costing my future?”
That question alone… changes everything.
2: The Identity Shift
Here’s the truth nobody tells you:
Investing isn’t about math.
It’s about identity.
If you see yourself as:
A spender → You consume.
A saver → You protect.
An investor → You multiply.
Most people try to “learn investing” without becoming an investor.
That’s backwards.
Let me give you a mental switch:
Instead of saying:
“I’m trying to invest.”
Say:
“I am someone who buys assets.”
Feel that difference?
When you adopt the identity, behavior follows automatically.
Wealth isn’t built by motivation.
It’s built by alignment.


This episode includes AI-generated content.
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