Couverture de I Spent My Last $2 Million Building a FinTech—Here's Why It Was Worth It

I Spent My Last $2 Million Building a FinTech—Here's Why It Was Worth It

I Spent My Last $2 Million Building a FinTech—Here's Why It Was Worth It

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 What You'll Get From This Episode:In this powerful episode of the Man on a Mission Show, we sit down with Owen Chen, a fintech pioneer who made the extraordinary decision to invest his last $2 million into building a financial technology company that would transform banking across Southeast Asia. From selling ringtones to telcos to disrupting the traditional banking industry, Owen shares the raw, unfiltered truth about betting everything on a vision when everyone else thought he was crazy. This is a story of resilience, sacrifice, and why sometimes the biggest risks lead to the most meaningful rewards.You'll discover:• The moment that sparked his transition from a comfortable telco business to the uncharted waters of fintech• Why he chose to spend his retirement fund on building a product banks said couldn't be done• How he survived years without drawing a salary while supporting a team and family• The breakthrough moment in Cambodia that changed everything after 9 months of working for free• Why compliance, not coding, became his biggest learning curve in banking• How staying positive during cash flow crises saved his business multiple times• The mindset shift from "if I fail" to "I must finish what I started"• Why value, not volume, is the key to surviving disruption in any industry If you're an entrepreneur facing doubt, struggling with cash flow, or wondering if your vision is worth the sacrifice, this episode will remind you why persistence and purpose always win.🕒 Timestamps 00:00 – The $2 million decision that changed everything02:00 – From network management to ringtone revolution05:30 – The Chinese disruption that killed a 10-year business in 1 year08:00 – The banking frustration that sparked a fintech vision12:00 – Meeting the compliance wall: "Have you done this before?"15:00 – Burning through $2 million in one year18:30 – Working for free in Cambodia for 9 months22:00 – The emotional toll of not drawing a salary for years25:00 – "When you decide to be an entrepreneur, you cannot have doubt"28:00 – Why positive thinking creates positive outcomes31:00 – From first bank to 10 clients across Southeast Asia34:00 – The $20 million Series A that changed the game36:00 – Key lesson: "The moment you start, you must think of finishing"If this episode inspired you, don't forget to like, subscribe, and hit the bell icon 🔔 for more conversations with founders who are redefining what it means to build with purpose.👉 Share this episode with an entrepreneur who needs to hear that their struggles are worth it.👇 Your hosts: Tammy Ng📸 Instagram: https://www.instagram.com/ngtammyyy/🎬 TikTok: https://www.tiktok.com/@ngtammyyy💼 LinkedIn: https://www.linkedin.com/in/ngtammyyy/Adeline Ng🌐 Website: https://adelineng.com/📝Free Marketing Notes: https://linktr.ee/adeline.ng📱Facebook https://www.facebook.com/ng.adelinee📸 Instagram: https://www.instagram.com/ade_ysc/💼 LinkedIn: https://www.linkedin.com/in/ade-ng/🎥 TikTok: https://www.tiktok.com/@ng.ade👇 Get to know our guest:Owen Chen💼 LinkedIn: https://www.linkedin.com/in/owen-chen-970498155/Neurogine n2Tap Social Media Accounts📱Facebook: https://www.facebook.com/n2tapneurogine📸 Instagram https://www.instagram.com/n2tapneurogine/🎥 TikTok: https://www.tiktok.com/@n2tapneurogine💼 LinkedIn: https://linkedin.com/company/n2tapneurogineFollow Man on a Mission here:🎵 TikTok: https://www.tiktok.com/@manonamissionshow?is_from_webapp=1&sender_device=pc📸 Instagram: https://www.instagram.com/manonamissionshow/?hl=en🏢 LinkedIn: https://www.linkedin.com/company/manonamissionshow📌 Subscribe here: ▶️ https://www.youtube.com/@ManOnAMissionShow
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