“Why don’t you buy more properties? Just use other people’s money.”

Sounds easy—until you’re paying for insurance, utilities, renovations, fuel, and everyday life while waiting for a refinance.

In Episode 58 of Hustle & Homes, Matt Gobeil and Jeff Maximino talk openly about the debt trap: acquiring more properties without enough cash or time to carry them through.

Matt shares what he’s dealing with as he moves into full-time business ownership, including refinancing delays, tenant screening, unexpected insurance costs, and the pressure to keep buying. Jeff brings his experience renovating in Buffalo, where travel, motel stays, materials, and labour all affect the numbers.

We get into:
• Why access to funding doesn’t mean you can afford another project.
• How small renovation purchases eat into your budget.
• The cost of driving to properties outside your local market.
• Why winter weather can change your renovation timeline.
• Keeping everyday bills covered while money is tied up.
• Knowing when to finish what you have before buying more.

Then it’s time for Deal or Dud. We review Saskatchewan listings, compare renovation projects, and debate whether a cheaper purchase actually makes the better investment.

Before you ask how to buy another property, ask what it will take to finish it.

Subscribe on YouTube or follow on Spotify, and tell us: what expense caught you off guard on your first deal?

Keep hustling, keep building, keep closing.

#HustleAndHomes #RealEstateInvesting #CashFlow #RealEstatePodcast #Entrepreneurship

Would you lend someone $90,000 for a real estate deal if you'd never even met them in person?

In Episode 57 of Hustle & Homes, Matt and Jeff sit down with Mel and Kristen, owners of MK Integra Homes and two pharmacies in Nanaimo, BC, to talk about their journey into real estate investing and private lending.

Mel and Kristen aren't just talking about private lending. They're actually doing it.

We break down how they've used registered funds through Olympia Trust, accessed capital through HELOCs, funded real estate deals, and decided which investors they trust with their money.

But one of the biggest lessons from this conversation has nothing to do with interest rates.

It's about relationships.

Mel and Kristen explain what makes them interested in a deal, the red flags that make them walk away, why the person behind the deal matters, and how credibility can be built long before someone ever asks for money.We also get into:

• What private lenders actually look for in a deal

• Why equity matters

• Using RRSP funds for private mortgage investments

• How Mel and Kristen have used Olympia Trust

• Using HELOC capital for private lending

• First vs. second mortgage positions

• What makes a lender walk away from a deal

• Why communication and honesty matter

• Building trust before asking for money

• Their experience investing in Saskatchewan

• The difference between institutional and relationship-based private lending

• Why they believe investing can be about more than just making moneyAnd yes, we talk about why Mel and Kristen were comfortable lending Matt $90,000 to purchase a Saskatchewan property despite never meeting him in person.

Private lending isn't simply about finding someone with money.

It's about building relationships, understanding the deal, knowing the risks, and creating opportunities where everyone has a reason to win.

This episode is for educational and entertainment purposes only and should not be considered financial, legal, tax, or investment advice.

Private lending and real estate investing involve risk.

Always conduct your own due diligence and consult qualified professionals regarding your individual circumstances.

🎙️ Hustle & Homes Podcast — Episode 57

Keep hustling. Keep building. Keep closing.

#privatelending #realestateinvesting #realestatecanada #canadianrealestate #rrsp #heloc #SaskatchewanRealEstate #privatemoney #realestateinvestor

Are you actually being productive, or just keeping yourself busy?

In Episode 55 of Hustle & Homes,

Matt and Jeff talk real estate, scaling, off-market deals, wholesaling, renovations, and the pressure entrepreneurs put on themselves to always be working.

Sometimes doing more isn’t the answer.

Doing the right things is.

#HustleAndHomes #RealEstateInvesting #Entrepreneurship #RealEstate #PropertyInvesting #FinancialFreedom #RealEstateInvestor #BusinessGrowth #Productivity #EntrepreneurMindset #Wholesaling #FixAndFlip #CashFlow #RealEstatePodcast #Podcast