SEASON 5: Episode 1 -

Insurance is one of the biggest cost pressures facing hotel owners right now — and most operators still do not fully understand why. In this episode, Bryan Fish sits down with Dan Garzella to break down what is really driving rising hotel insurance premiums, what ownership groups are getting wrong, and how better risk management can create better outcomes.

Dan Garzella, Founder and CEO of The Garzella Group, shares how he went from arriving in Arizona with $500 and no plan to building a major portfolio of insurance-related companies with billions in insured value across the United States.

In this episode, we cover:
•Why commercial property and hotel insurance premiums have surged in recent years
•How inflation, reinsurance, and market conditions impact hospitality insurance costs
•Common mistakes hotel owners make when filing claims or structuring coverage
•Why risk management, loss prevention, and operational discipline matter more than ever
•How the right broker relationship can directly affect your insurance strategy and long-term cost

Dan also explains why hospitality remains a uniquely challenging asset class for insurers, what hotel owners should communicate before renewal, and how to avoid working against yourself when shopping the market.

If you are a hotel owner, operator, developer, or hospitality executive trying to better understand insurance, commercial property risk, underwriting, and renewal strategy, this conversation is packed with practical insight.

#Hospitality
#HotelInsurance
#HotelDevelopment
#CommercialRealEstate
#CheckInWithBryan