How Three Buyers Beat Rising Housing Costs by Co-Purchasing a Home

🏡 From Rents to Roots: The Journey to Home Ownership

In this episode of From Rents to Roots with Work Hard Mortgage, we sit down with Betsy, Lynn, and Nicole to hear their inspiring journey from renting to owning a home—together.

Faced with rising housing costs and a desire for stability, they found a creative path: co-purchasing a home. In this conversation, they share the real-life ups and downs of the process—navigating the market, leaning on trusted professionals, and handling the emotional highs and lows that come with one of life’s biggest decisions.

You’ll hear:

✅ How they decided to buy a home together

✅ Challenges and surprises along the way

✅ What made the loan process smooth and stress-free

✅ Their heartfelt advice for anyone dreaming of homeownership

Whether you’re a first-time buyer or just curious about how others are making it happen, this episode is packed with practical tips, encouragement, and proof that there’s more than one way to put down roots.

⏱ Episode Timestamps

00:00 – Introduction to Home Buying Journey

00:39 – Meet the Home Buyers: Betsy, Lynn, and Nicole

02:09 – The Decision to Buy a Home

03:31 – Navigating the Home Buying Process

05:11 – Challenges and Surprises in Home Buying

11:52 – Finding the Perfect Home

15:53 – Smooth Sailing: The Loan Process

17:55 – Long-Term Client Relationships

18:22 – The Emotional Roller Coaster of Buying a Home

20:26 – Settling into Your New Home

22:19 – Advice for Future Home Buyers

29:23 – The Importance of Trust in the Home Buying Process

31:34 – Final Thoughts and Encouragement

32:09 – Conclusion and Next Steps

Related Topics: Co-Purchasing a Home, First-Time Homebuyer Tips, Home Buying in Utah, Navigating the Loan Process, Buying a Home with Friends or Family

💬 Connect with Work Hard Mortgage

Podcast: From Rents to Roots — Real homebuyer stories and practical advice

🏠 Apply Now: https://workharding.com

📋 Take the 60-Second Homebuyer Readiness Quiz — link in bio

#FromRentsToRoots #HomeBuyingJourney #FirstTimeHomebuyer #WorkHardMortgage #MortgageTips #UtahRealEstate #HomeOwnership #MortgageBroker #CoBuyingAHome

🏡 From Rents to Roots | How One Utah Couple Overcame Credit Challenges & Bought Their Dream HomeIn this very first episode of From Rents to Roots with Work Hard Mortgage, host Ryan Harding sits down with first-time home buyers Matthew and Kaylee to share their inspiring journey from renting in Eden, Utah, to purchasing their dream home in Tremonton, Utah.They open up about the highs, lows, and lessons learned along the way—how they improved their credit, overcame the disappointment of losing their first home under contract, and eventually qualified for a USDA Rural Housing Loan. You’ll hear why they love rural living, the lifestyle benefits they’ve discovered, and what it took to finally close on a home they truly love.If you’ve ever wondered whether homeownership is possible for you, Matthew and Kaylee’s story proves that with persistence, the right guidance, and a clear plan, you can make the leap from renting to owning.🎧 Whether you’re dreaming of your first home or simply looking for tips to navigate the process, this episode offers encouragement, practical insight, and hope for the journey ahead.⸻⏱ Episode Timestamps00:00 – Introduction to From Rents to Roots00:37 – Meet Matthew and Kaylee01:12 – Starting the Home Buying Journey01:51 – Choosing the Right Location04:13 – Overcoming Financial Hurdles06:26 – The USDA Rural Housing Loan07:25 – Living in a Rural Area08:37 – Navigating the Loan Process09:33 – Closing the Deal11:24 – Settling into the New Home12:38 – Advice for Future Home Buyers15:14 – Conclusion and Final Thoughts⸻Related Topics: USDA Rural Housing Loan, First-Time Homebuyer Tips, Credit Repair for Homeownership, Rural Living Benefits, Buying a Home in Utah💬 Connect with Work Hard MortgagePodcast: From Rents to Roots — Inspiring real homebuyer stories and practical advice🏠 Apply Now: https://workharding.com📋 Take the 60-Second Homebuyer Readiness Quiz: Link in bio⸻#FromRentsToRoots #HomeBuyingJourney #FirstTimeHomebuyer #USDALoan #WorkHardMortgage #MortgageTips #UtahRealEstate #HomeOwnership #MortgageBroker #RuralLiving

Welcome to the Work Hard Play Hard podcast! In this episode, host Ryan Harding is joined by Chris Mickelsen, the number one real estate agent in Utah County. Chris's journey into real estate began in 2013, driven by a desire for a better work-life balance after years of exhaustive business-to-business sales and international travel. Despite initially believing real estate might be easier, Chris quickly learned the challenges of the industry and has since mastered the art of selling homes. Chris shares candid insights into his early years, including the steep learning curve and his innovative use of social media to build his brand and reach clients. He emphasizes the importance of authenticity in his videos, showcasing his real personality and approach to real estate, which sets him apart in a crowded market. Listeners will learn about Chris's strategies for success, including his effective use of Facebook, Instagram, and TikTok to engage with potential buyers and sellers. He also discusses the impact of recent industry changes, like the NAR settlement, and how he adapts to new challenges to continue thriving. Beyond real estate, Chris is deeply committed to giving back. He talks passionately about his annual trips to Guatemala, where he and a dedicated group build homes for families in need. This charitable work has created a strong community bond among participants and made a significant impact on the lives of many. Throughout the episode, Chris provides valuable advice for aspiring real estate agents and anyone looking to succeed in a competitive field. His story is a testament to hard work, consistency, and the power of maintaining a balance between professional dedication and personal enjoyment. If you're seeking inspiration and practical tips to enhance your career, this episode is a must-listen. Follow Chris's journey and discover how he balances his professional and personal life while making a positive difference in the world. #RealEstate #TopAgent #UtahCounty #WorkHardPlayHard #RealEstateJourney #SocialMediaMarketing #Authenticity #HomeBuilding #GivingBack #Podcast #SuccessStory #RyanHarding #ChrisMikkelson #RealEstateSuccess #Inspiration #BusinessJourney