High-income earners: Stop overpaying taxes! In this episode, CREI Collin reveals how physicians, executives, and business owners earning $250K-$500K+ use commercial real estate syndications to generate massive tax deductions through depreciation—without becoming landlords. Learn the difference between real losses and paper losses, how cost segregation works, and how to build a passive loss carryforward.

• Sarah's story: How a physician reduced her tax liability by $120K in year one
• Real estate depreciation explained: The IRS gift to investors
• Cost segregation: How to accelerate depreciation into the first few years
• Bonus depreciation phase-out schedule (2023-2027)
• The difference between paper losses and real losses
• Passive Activity Loss Rules: Why W-2 employees can't offset active income
• How to build a passive loss carryforward to offset future capital gains
• Real Estate Professional Status (REPS): Is it worth it?

• [0:00] Introduction: How to legally reduce your tax bill with real estate
• [1:45] Sarah's Story: $300K invested, $120K in first-year depreciation
• [4:00] The Foundation: How Real Estate Depreciation Works
• [5:30] Standard depreciation periods (27.5 years residential, 39 years commercial)
• [6:45] Cost Segregation: Accelerating Depreciation Explained
• [8:00] Example: $10M property generates $1.5-$2M first-year depreciation
• [9:30] Bonus Depreciation: The Turbo Boost
• [10:30] Phase-out schedule: 80% (2023) down to 0% (2027)
• [11:45] Real Losses vs. Paper Losses: The Critical Difference
• [13:00] Example: $7K cash + $40K depreciation = $33K paper loss
• [14:30] Passive Activity Loss Rules: The Key Limitation
• [15:30] Why W-2 employees can't offset active income (unless REPS)
• [16:45] Building Passive Loss Carryforwards: The Long-Term Strategy
• [18:00] Real Estate Professional Status (REPS): 750-hour rule explained
• [19:30] How to Use Syndications for Tax Planning: The 5-Step Strategy
• [21:00] Step 1: Assess your tax situation with your CPA
• [21:45] Step 2: Invest in high-quality syndications with cost segregation
• [22:30] Step 3: Build your passive loss carryforward
• [23:15] Step 4: Use losses strategically to offset future passive income
• [24:00] Step 5: Review and adjust annually
• [25:00] Important Tax Strategies: Timing, offsetting passive income, oil & gas
• [26:30] Common Mistakes to Avoid
• [28:00] Mistake: Investing solely for tax benefits (fundamentals first!)

✅ Depreciation creates "paper losses" that reduce taxable income (without real losses)

✅ Cost segregation accelerates depreciation into the first 1-3 years

✅ Bonus depreciation is phasing out—act before 2027

✅ W-2 employees: Passive losses build carryforwards to offset future capital gains

✅ NEVER invest in a bad deal just for the tax write-off—fundamentals first!

• Free Passive Investor Coaching Program: passiveinvestorcoaching.com
• CREI Partners: CREIPartners.com
• Email: invest@CREIPartners.com

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Ready to Build Your Tax-Efficient Inv...

• (00:00:01) - Building Passive Income
• (00:01:23) - How Real Estate Depreciation Can Lower Your Tax Bill
• (00:07:42) - Passive Losses vs. Active Losses
• (00:11:05) - How to Use Syndications for Tax Planning
• (00:16:48) - Building Passive Income