Sylvia Pizarroso is a finance veteran with over 30 years of experience in commercial and business banking. Known for her expertise in business development, client relationship management, and risk mitigation, Sylvia has a strong background in credit analysis, cash management, and SBA lending. She has served as a trusted advisor to businesses of all sizes throughout her career. Sylvia holds a bachelor’s degree in business administration with a concentration in Finance.

In April 2024, Sylvia joined the OCIE Small Business Development Center (OCIE SBDC) as the Finance Center Director. She came to the SBDC after a distinguished 14-year tenure at JP Morgan Chase, where she held several leadership positions, most recently as Executive Director in their Commercial Banking division.

As Finance Center Director, Sylvia leads a team dedicated to providing critical financial support and guidance to small businesses. Her leadership extends to the community as demonstrated by her service as the 2022-2024 Board Chair of the Orange County Hispanic Chamber of Commerce.

Deeply committed to empowering Latino youth, Sylvia is actively involved in mentoring and community outreach. She serves as the Mentorship Program Advisor for the Orange County Hispanic Youth Chamber of Commerce and is a board member of the Orangewood Foundation, an organization supporting youth transitioning out of the foster care system.

An immigrant from La Paz, Bolivia, Sylvia's personal journey embodies the American dream. Her drive and dedication have fueled her success, and she is passionate about helping others achieve their professional and personal dreams. Sylvia is married and has two children, Michelle and Luke.

-- Critical Mass Business Talk Show is Orange County, CA's longest-running business talk show, focused on offering value and insight to middle-market business leaders in the OC and beyond. Hosted by Ric Franzi, business partner at REF Orange County. Learn more about Ric at www.ricfranzi.com.

Mor Milo is the CEO and Founder of Relli, a pioneering platform building "The Stock Market of Real Estate." Relli is a Passive Real Estate Investing Marketplace. It helps Commercial Real Estate Sponsors generate Accredited Investor leads for real estate syndications and funds through engaging its community and performance marketing.

Mor Milo brings a unique perspective shaped by his immigrant family's real estate investment journey and his experience as a retail investor in stocks and cryptocurrencies. Frustrated by the lack of similar flexibility and selection in real estate investing, Milo and co-founder Ross Iannarelli spent 18 months researching the market before launching Relli. Their approach combines deep customer discovery—interviewing operators, investors, builders, lenders, and flippers—with transparent execution and iterative product development.

Before founding Relli, Milo and Iannarelli built multiple startups, hosted a business education podcast requiring them to read 52 books annually, and developed expertise in go-to-market strategy and corporate sales systems. This operational foundation informs Relli's expanded service offerings, which now include CRM buildouts, automated sales cadences, videography services, and messaging strategy for real estate operators unprepared for the leads they receive.

Mor brings extensive expertise in finance, HR, business administration, operations, leadership, sales, strategic partnerships, and startup development to his role.

Outside of Relli, Mor dedicates his time to various philanthropic efforts. He leads a men's group, volunteers as a coach with a transformational personal development training school, and supports non-profits such as Elephant Cooperation, Fish for Life, and many more.

-- Critical Mass Business Talk Show is Orange County, CA's longest-running business talk show, focused on offering value and insight to middle-market business leaders in the OC and beyond. Hosted by Ric Franzi, business partner at REF Orange County. Learn more about Ric at www.ricfranzi.com.

Sandy Eulitt is the Founder and CEO of Galacxia, Inc., a digital health and safety technology company behind Life Backup Plan—an innovative, AI-enhanced proactive, passive response platform designed to protect and empower people across life’s most vulnerable moments. With a background in software engineering, data architecture, and astrophysics, Sandy combines deep technical expertise with a passion for social impact and lived healthcare experience.

Her work spans healthcare, elder care, domestic violence prevention, women's and personal safety and patient experience innovation. Under her leadership, Galacxia is driving initiatives that reduce healthcare costs, improve post-discharge monitoring, provide medical data sharing in emergencies and routine visits alike, and deliver meaningful safety and healthcare cost reduction tools to individuals, families, institutions, and employers.

Life Backup Plan is targeting Medi-Cal, Medicaid, Medicare, and the VA Health Systems with her app, to reduce the extensive government spending on these programs. Sandy is a frequent speaker on technology for good, female entrepreneurship, and designing for dignity and independence.

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Critical Mass Business Talk Show is Orange County, CA's longest-running business talk show, focused on offering value and insight to middle-market business leaders in the OC and beyond. Hosted by Ric Franzi, business partner at REF Orange County. Learn more about Ric at www.ricfranzi.com.