In the December edition of CreditGauge LIVE, VantageScore’s Jeff Richardson, Susan McBreen Fahy, and Atif Mirza share the latest insights into U.S. consumer credit health.

This month, they’re also joined by Mani Massoomi, Chief Risk Officer at Patelco Credit Union, who shares insights into the trends affecting consumer credit usage.

Insights from the latest VantageScore CreditGauge™:
➡️ Late Stage Delinquencies Increase
➡️ Personal Loan and Credit Card Originations Rise
➡️ Average Credit Balances Climb While Utilization Remains the Same

Tune in monthly to VantageScore’s CreditGauge LIVE featuring the latest newsmakers and insights into consumer credit health. Read the latest CreditGauge analysis here: https://www.vantagescore.com/lenders/credit-gauge/

In the November edition of CreditGauge LIVE, VantageScore’s Jeff Richardson, Susan McBreen Fahy, and Atif Mirza share the latest insights into U.S. consumer credit health.

This month, they’re also joined by Dr. Rikard Bandebo, EVP, Chief Strategy Officer, and Chief Economist at VantageScore, who shares insights into the latest economic trends affecting consumers.

Insights from the latest VantageScore CreditGauge™:

➡️ Low-Income Consumers Experience Economic Stress

➡️ Overall Credit Balances Increase

➡️ Mortgage Delinquencies Show Significant Increase

Tune in monthly to VantageScore’s CreditGauge LIVE featuring the latest newsmakers and insights into consumer credit health. Read the latest CreditGauge analysis here: https://www.vantagescore.com/lenders/credit-gauge/

In the October edition of CreditGauge LIVE, VantageScore’s Jeff Richardson, Susan McBreen Fahy, and Atif Mirza share the latest insights into U.S. consumer credit health.

This month, they’re also joined by Dr. Andrada Pacheco, EVP and Chief Data Scientist at VantageScore, who shares the latest data analysis comparing VantageScore 4.0 to FICO Classic for mortgages.

Insights from the September 2025 VantageScore CreditGauge™:

➡️ New Consumer Credit Activity Slows

➡️ Mortgage Credit Delinquencies Rise

➡️ Early-Stage Delinquencies at Year-to-Date High

Tune in monthly to VantageScore’s CreditGauge LIVE featuring the latest newsmakers and insights into consumer credit health. Read the latest CreditGauge analysis here: https://www.vantagescore.com/lenders/credit-gauge/

In the September edition of CreditGauge LIVE, VantageScore hosts Jeff Richardson and Atif Mirza share the latest insights into U.S. consumer credit health.

This month, they’re also joined by Dr. Rikard Bandebo, VantageScore EVP, Chief Strategy Officer, and Chief Economist, who shares key insights into the auto loan market.

Insights from the August 2025 VantageScore CreditGauge™:
➡️ Consumer Credit Quality Deteriorates
➡️ Superprime and Subprime Delinquency Rates Rise
➡️ Personal Loan Credit Originations Up

Tune in monthly to VantageScore’s CreditGauge LIVE featuring the latest newsmakers and insights into consumer credit health. Read the latest CreditGauge analysis here: https://www.vantagescore.com/lenders/credit-gauge/

In the August edition of CreditGauge LIVE, VantageScore hosts Ola Fadahunsi, Susan Fahy, and Atif Mirza share the latest insights into U.S. consumer credit health.

This month, they’re also joined by Jay Budzik, SVP, Director of AI & Machine Learning Operations at Fifth Third, who shares key insights into consumer credit.

Insights from the July 2025 VantageScore CreditGauge™:
➡️ Late-Stage Credit Delinquencies Increase
➡️ Auto Loans and Mortgages Drive Delinquencies
➡️ Average VantageScore Credit Score Declines

Tune in monthly to VantageScore’s CreditGauge LIVE featuring the latest newsmakers and insights into consumer credit health. Read the latest CreditGauge analysis here: https://www.vantagescore.com/lenders/credit-gauge/

In the July edition of CreditGauge LIVE, VantageScore hosts Jeff Richardson, Susan Fahy, and Atif Mirza share the latest insights into U.S. consumer credit health.

This month, they’re also joined by Armine Karajyan, Senior Director, RMBS, at KBRA, who shares key insights into the mortgage market.

Insights from the June 2025 VantageScore CreditGauge™:

➡️ Late-Stage Subprime Delinquencies Rise

➡️ Auto Loan Delinquencies Increase

➡️ Average Credit Balances Remain Elevated

Tune in monthly to VantageScore’s CreditGauge LIVE featuring the latest newsmakers and insights into consumer credit health. Read the latest CreditGauge analysis here: https://www.vantagescore.com/lenders/credit-gauge/

In the June edition of CreditGauge LIVE, VantageScore hosts Jeff Richardson, Susan Fahy, and Atif Mirza share the latest insights into U.S. consumer credit health.

This month, they’re also joined by Anthony Hutchinson, EVP and Head of Public Affairs at VantageScore, who shares key insights into the mortgage market.

Insights from the May 2025 VantageScore CreditGauge™:
➡️ Early-Stage Delinquencies Rise
➡️ Superprime Delinquencies Triple
➡️ Average Credit Balances Reach New Highs

Tune in monthly to VantageScore’s CreditGauge LIVE featuring the latest newsmakers and insights into consumer credit health. Read the latest CreditGauge analysis here: https://www.vantagescore.com/lenders/credit-gauge/

In the May edition of CreditGauge LIVE, VantageScore hosts Jeff Richardson, Susan Fahy, and Atif Mirza share the latest insights into U.S. consumer credit health.

This month, they’re also joined by Michael Girard, Senior Director, Asset-Backed Securities at Fitch Ratings, who shares key insights into the ABS market and consumer finance.

Insights from the April 2025 VantageScore CreditGauge™:
➡️ Auto Loans Emerge as Most Active Consumer Credit Category
➡️ Early-Stage Credit Delinquencies Improve
➡️ Overall Borrowing Plateaus

Tune in monthly to VantageScore’s CreditGauge LIVE featuring the latest newsmakers and insights into consumer credit health. Read the latest CreditGauge analysis here: https://www.vantagescore.com/lenders/credit-gauge/