Key Takeaways from This Episode: • Why elder care in India needs early life insurance-led planning, not last-minute crisis decisions • How caregiving for the elderly impacts emotional health, careers, and long-term financial planning • The role of a structured life insurance plan, term insurance, and savings plan in supporting caregivers • Why viewing insurance as an investment can enable wealth creation and long-term life goal planning for aging parents • Practical financial advice on avoiding financial abuse and choosing reliable financial products for the senior years We plan for our children’s future, homes, and lifestyles, but rarely with the same intent for our parents or our own old age. This episode from Canara HSBC Life Insurance’s series “Depend on Insurance, Depend on Us” brings that gap into sharp focus. Company Secretary Vatsala Sameer is joined by Neha Sinha, CEO of EPOC Eldercare, for a deep, honest conversation on elder care, caregiving, and the financial reality of a rapidly aging India. As the number of seniors rises, families are increasingly caught in the “sandwich generation” – working adults balancing children and parents. The discussion unpacks how caregivers often shoulder hidden costs: time, emotion, and unplanned spending. Here, a well-designed life insurance policy or life insurance plan becomes a crucial anchor, helping structure long-term support for parents’ health, safety, and independence. The episode highlights how robust financial planning and timely investment choices can transform the way families prepare for old age. From creating liquidity for long-term care to protecting against financial abuse, the conversation stresses using financial products like term insurance, retirement plans, and savings plans thoughtfully. The right life insurance premium paid consistently can build buffers for home care, assisted living, or medical support when it is needed most. By framing insurance as an investment, the dialogue shows how a strong life insurance benefit can go beyond a payout and support real wealth creation over time. It also underlines the importance of choosing the right insurance plan and how solutions from Canara HSBC Life Insurance, including the Canara HSBC term plan, can support both current responsibilities and future security. Through stories, data, and on-the-ground experience from Elder Care India, this video encourages viewers to see smart investment in life insurance not as an optional extra, but as a foundation for dignity in aging, stability for caregivers, and confidence for the entire family. In simple terms, this episode is a call to start structured planning early – for parents and for oneself – with thoughtful protection at the core. Video overview: 00:00:00 - 00:01:00 - Why We Must Plan for Our Parents’ Future 00:01:01 - 00:05:02 - Longevity, Guilt & Why We Don’t Plan for Old Age 00:05:03 - 00:07:42 - The Pressure on Today’s Adults Caring for Parents 00:07:41 - 00:11:22 - Do Elder Homes, Hospitals & Society Really Support Seniors? 00:11:23 - 00:19:27 - Protecting Parents, Planning Ahead & Tough Truths

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How to Start Financial Planning For Couples | Depend On Insurance S6 E3 Here are the five key takeaways from this episode: • Have a “Money Date”: Regularly discuss financial goals, debts, and savings to build transparency and shared responsibility in your relationship. • Talk Openly About Finances: Honest conversations about income, loans, and insurance policies help strengthen trust and prevent future stress. • Prioritize Life Insurance: Protect your family’s future with the right life insurance policy plan and guaranteed savings insurance plan to ensure long-term financial security. • Balance Life Goals: Plan for your child’s education and future, but remember, your retirement and life insurance investments must come first. • Be Financially Aware: Financial planning is not just for experts; understanding your life insurance benefits, savings plans, and investments empowers both partners to make smarter decisions.

In this insightful episode of Depend on Insurance, Rishi Mathur, Chief Marketing Officer at Canara HSBC Life Insurance, is joined by Mrin Agarwal, Founder of Finsafe and Womantra, to discuss how couples can achieve true financial security through shared awareness, smart investments, and the right insurance products. The conversation dives deep into the real-life financial challenges that couples face, ranging from income disparities to lack of communication, and how these can impact long-term wealth creation. Mrin highlights why financial honesty and collaboration are essential, and how setting clear goals, backed by a sound life insurance policy, can transform the way families plan for the future.

The episode emphasises the role of insurance as an investment, not just a safety net. With Canara HSBC Life Insurance’s savings insurance plans, couples can align their life goal planning with tailored financial products designed to protect and grow their wealth.

A guaranteed savings insurance plan offers both protection and assured returns, making it a smart way to balance risk and reward in your financial planning journey. Throughout the discussion, viewers learn why it’s vital to build an emergency fund, secure comprehensive life insurance coverage, and regularly review one’s life insurance premium and policy benefits. Whether it’s safeguarding your loved ones from unforeseen challenges or achieving long-term aspirations, the right life insurance investment forms the cornerstone of financial well-being. This episode serves as a reminder that managing money together is more than budgeting; it’s about partnership, awareness, and protection.

By combining financial advice with actionable insights, Canara HSBC Life Insurance continues to empower individuals and families to plan, protect, and prosper. Watch now to learn how a thoughtful life insurance policy plan can help you and your partner take confident steps toward a secure and stress-free financial future with Canara HSBC Life Insurance, Your Promises Ka Partner!

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