BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

Most Canadians think retirement is about hitting a number but on today's episode, Darren and Christina break down why that mindset can quietly destroy your plan. They expose the biggest retirement lies in Canada: "I'll be in a lower tax bracket," "CPP/OAS will cover me," "inflation won't be that bad," and why the 4% rule can lead to underspending (or worse). You'll learn the five retirement risks that can cut retirement income in half — and what a "volatility buffer" can do to protect your withdrawals in down markets.

Most retirement plans ignore the exact risks that show up when it matters most. If you want a plan that's built for real Canadian retirement math — start here.

Show notes:

00:00 - Introduction

01:19 – Key question: If your retirement beliefs weren't true, when would you want to know?

01:46 – The real driver: retirement success is withdrawal strategy, not just the number

02:33 – The retirement illusion: why "hit $1M" and "pick the right investments" fails

03:18 – 4 misconceptions: lower tax bracket, CPP/OAS/RRSP will cover you, inflation won't hurt

05:07 – The 5 retirement risks that cut income in half

05:36 – Sequence of returns risk (market volatility): why selling in a down year is deadly

08:15 – Inflation math: what 2% vs 5% inflation does to buying power

11:07 – The tax trap: RRIF minimums, future tax brackets, and OAS clawbacks

12:15 – Longevity risk: why planning to 85 isn't enough

13:53 – Health & lifestyle costs: the "unknown expenses" problem

16:06 – The safe withdrawal rate problem: why the 4% rule is under pressure

18:36 – The spending lie: retirement spending isn't flat — "every day is Saturday"

19:59 – Go-go / Slow-go / No-go years: how spending actually changes

23:45 – The cash wedge strategy: good idea, questionable product choices

25:45 – Proposed solution: adding an uncorrelated "volatility buffer" bucket

32:24 – Wrap: reduce stress, increase retirement income, protect against risks

FIND US ON:

INSTAGRAM: https://www.instagram.com/controlandcompound/

TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en

LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true

Thank you for tuning in to this episode. The information contained in this podcast is for informational and entertainment purposes only, and is separate and apart from the wealth coach services provided by Darren Mitchell and Associates, Inc. To its qualified clients, Control and Compound Financial expressly disclaims any and all liability or responsibility for any direct, indirect, incidental or any other damages arising out of any individual's use of this podcast or the information in it.

The views expressed here are those of each participant and guests, and not necessarily those of or endorsed by Control and Compound Financial, its affiliates, subsidiaries, and their respective directors, shareholders, officers, or employees. For full disclosure, visit controland compound.com/podcast-media.

BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

Well we've officially made it to the end of our Rockefeller Method Series! This episode closes it all out by bringing everything together into one complete system.

The Rockefeller Method isn't a product you buy or a strategy you "try." It's a long-term framework built on certainty, structure, and intentional living. In this final chapter, Darren and Christina explain why wealth doesn't fail because of markets or bad investments — it fails when families don't pass down wisdom alongside money.

You'll learn why Infinite Banking, trusts, and governance structures only work when they're supported by clear values, shared philosophy, and ongoing family leadership. This episode introduces the concept of a Family Constitution — a document that captures how a family thinks about money, responsibility, opportunity, and legacy.

Most families focus on inheritance. The wealthy focus on heritage.

This conversation breaks down how families can protect wealth for generations by teaching clarity, confidence, and purpose — not just transferring assets. If you're serious about building wealth that lasts longer than you do, this episode is essential.

Show notes:

00:00 - Introduction

01:49 – The Fatal Flaw in Most Wealth Plans

02:12 – Heritage vs Inheritance

02:51 – What Is a Family Constitution?

04:13 – The 4-Part Family Constitution Framework

04:32 – Premise: Your Philosophy of Money

06:50 – Vision: What Wealth Is Actually For

07:54 – Purpose: Your Family's 'Why'

09:04 – Strategy: Principles Over Tactics

11:09 – Why Writing It Down Changes Everything

12:06 – Passing Down Character, Not Just Capital

14:22 – Why This Takes Time (And That's Okay)

16:37 – Goal Setting for Legacy

18:56 – The Rockefeller Method as a Complete System

20:06 – The Vanderbilt vs Rockefeller Lesson

20:49 – Next Steps and Resources

FIND US ON:

INSTAGRAM: https://www.instagram.com/controlandcompound/

TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en

LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true

Thank you for tuning in to this episode. The information contained in this podcast is for informational and entertainment purposes only, and is separate and apart from the wealth coach services provided by Darren Mitchell and Associates, Inc. To its qualified clients, Control and Compound Financial expressly disclaims any and all liability or responsibility for any direct, indirect, incidental or any other damages arising out of any individual's use of this podcast or the information in it.

The views expressed here are those of each participant and guests, and not necessarily those of or endorsed by Control and Compound Financial, its affiliates, subsidiaries, and their respective directors, shareholders, officers, or employees. For full disclosure, visit controland compound.com/podcast-media.

BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

On today's episode, we're back with our entrepreneurial spotlight series and joining Darren is Giovanni Marsico, founder of Archangel and creator of Destiny Fest — one of the most ambitious community-driven entrepreneurial platforms in the world.

Giovanni opens up about his origin story: being labeled "gifted" as a child, bullied for it, and learning to hate the very thing that would later become his superpower. From discovering the X-Men as a teenager to producing a 1,000-person event at just 17 years old, Giovanni shares how early experiences shaped his obsession with community, connection, and impact.

The conversation moves into darker territory as Giovanni reflects on a period of deep personal struggle, loss, and rebuilding — and how reframing pain as training completely changed his trajectory. That shift ultimately led to Archangel, Emmy-winning films like Dreamer, and now Destiny Fest — a large-scale event experience designed to merge financial success with meaningful impact.

You'll also hear Giovanni break down his powerful 5 C's of Dream-Building:

• Contribution
  
  

• Calling
  
  

• Curse
  
  

• Clarity
  
  

• Community
  
  

Along the way, he shares one of the most counter-intuitive marketing philosophies you'll hear this year:

"Marketing is what happens after someone pays you."

This episode is for entrepreneurs who feel called to something bigger — but may not yet know how to connect the dots between their pain, their gifts, and their purpose.

Show notes:

00:00 – From "Gifted" to Building Communities at Scale

02:32 – Bullied for Being Smart → Discovering Superpowers

04:06 – First Event at 17 & Finding His Path

09:15 – Hitting Rock Bottom (and the Turning Point)

13:17 – Entrepreneurs as Superheroes (Risk & Responsibility)

14:35 – Why Archangel Was Born

17:22 – Reverse-Engineering "Impossible" Goals (Seth Godin Story)

20:23 – The 5 C's of Dream-Building

28:13 – 10 Billion Smiles & the Vision for Massive Impact

31:14 – "Marketing Happens After They Pay You"

Find Giovanni on:

Instagram: https://www.instagram.com/giovannimarsicoofficial/?hl=en

LinkedIn: linkedin.com/in/giovannimarsico?originalSubdomain=ca

FIND US ON:

INSTAGRAM: https://www.instagram.com/controlandcompound/

TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en

LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true

Thank you for tuning in to this episode. The information contained in this podcast is for informational and entertainment purposes only, and is separate and apart from the wealth coach services provided by Darren Mitchell and Associates, Inc. To its qualified clients, Control and Compound Financial expressly disclaims any and all liability or responsibility for any direct, indirect, incidental or any other damages arising out of any individual's use of this podcast or the information in it.

The views expressed here are those of each participant and guests, and not necessarily those of or endorsed by Control and Compound Financial, its affiliates, subsidiaries, and their respective directors, shareholders, officers, or employees. For full disclosure, visit controland compound.com/podcast-media.