Our industry is changing. Our industry is changed. Josh is joined by JD from Aptus Capital Advisors to discuss the future of investing!

Josh is joined by local entrepreneur Forrest Derr on the second episode of Coasting in Retirement Shorts!

This week, Josh is going to tackle something that may challenge some of the conventional wisdom you've heard about investing. You’ve worked very hard to build your nest egg. Now how do you protect it? How do you keep it safe? And what exactly is a “safe” investment?

Josh and Jay are here to answer a very important question you may be asking yourself: "At this stage of my life, would having another professional involved improve my financial plan, save me time, reduce my risk of making a costly mistake, or simply give me more confidence that everything is coordinated?”

For our topic today, Josh & Cam want to take the time to lay some groundwork, some foundational work that let’s listeners know about an upcoming event they will be hosting a few weeks from now in downtown Fairhope.

Today we are diving into one of the most critical phases of your financial life: what the industry calls the Retirement Red Zone. If you aren’t familiar with the term, think of the Red Zone like the final five years before you cross the retirement goal line, and in my opinion, also what happens the first five years after you retire. A mistake made here isn't like a mistake made in your 30s—you don’t have twenty years of wage-earning power to recover from it.

For this week's episode we're going to start with a trope that our industry uses over and over again, usually for good reason: you’ve climbed the financial mountain and reached the top and you are now ready to retire, but how do you get back down the mountain without falling off? So let's discuss 4 retirement income strategies and help you decide which one might be the best for your situation.

In general, stocks are ultimately valued by a combination of a company's underlying fundamentals (its ability to generate profit and cash) and the collective market forces of supply and demand. But this week's Space X IPO throws these notions out the window. Josh is joined by Payton this week to discuss why.