Rich Kozak has spent 49 years defining and languaging brands, first for global corporations, and then for the heart-centered entrepreneurs he felt called to serve. In this conversation, he and Lisa Marie talk about why most brands fall flat, what it actually means for your revenue when they do, and how getting crystal clear on the perception you create is what turns your purpose into consistent profit.

In this episode:

• Why Rich walked away from a high-earning corporate career at 50, and what happened next
• The two most common pieces of brand clarity that are missing, and how both connect directly to cash flow
• Why your brand is the perception in the mind of the people you most want to impact, not what you think it is
• The biggest branding mistake keeping entrepreneurs broke or invisible: inconsistency
• What "money is a magnifier" actually means and why it matters for impact-driven entrepreneurs
• How letting go of control and leading with faith has shaped Rich's business and his clients'
• The concept of an umbrella brand and why it can change everything for experts who know there's more
• Real client stories: how clarity created brands that felt like the most comfortable suit they'd ever worn

Rich Kozak is a strategic mentor for individual brands with 49 years of experience defining and languaging brands. Certified as a Global Branding Consultant, Rich worked with partners worldwide before shifting his focus to heart-centered entrepreneurs, professionals, experts, and authors, helping them evolve their top-level umbrella brands with the clarity that aligns everything they say and do.

Connect with Rich Kozak:

• Website: richbrands.org
• Facebook: facebook.com/richbrandsrk
• LinkedIn: linkedin.com/in/richkozakrichbrands
• Free Brand Clarity Session: calendly.com/richbrands — Book a free 30-minute conversation

Resources

• The Seven Money Pitfalls email series
• Money Movz™ Voxer Coaching
• Transcendent Wealth Co

Follow Lisa Marie on your favorite social platform:

• Facebook
• Instagram
• LinkedIn

Transcendent Wealth Co. LLC
https://www.transcendentwealthco.com

Most women entrepreneurs treat messaging as a marketing problem. Lisa Marie breaks down why unclear messaging is actually a profit leak, and one of the most expensive ones in your business. In this episode, you'll learn how fuzzy positioning leads directly to discounted pricing, why clarity and financial confidence are the same muscle, and the three-step action plan to tighten your message and start holding your price.

In this episode:

• Why unclear messaging is a revenue issue, not just a branding issue
• The 10-second test every entrepreneur needs to run on their own profile
• How fuzzy positioning leads to discounted pricing before anyone even asks
• The connection between brand clarity and the confidence to hold your rate
• A three-step action plan: audit your bio, do the one-sentence clarity test, and connect your clarity to your pricing

Resources

• The Seven Money Pitfalls email series
• Money Movz™ Voxer Coaching
• Transcendent Wealth Co

Follow Lisa Marie on your favorite social platform:

• Facebook
• Instagram
• LinkedIn

Transcendent Wealth Co. LLC
https://www.transcendentwealthco.com

What if you could pay off your mortgage, your car loan, and your credit cards in 5–7 years instead of 30? Andy Bennetts says it's not magic, it's math. And the banks would prefer you never find out.

Andy Bennetts is the founder of Empower Wealth Solutions and a former educator who now helps families and entrepreneurs eliminate debt faster using what he calls a Financial GPS. A proven, dynamic system that calculates the mathematically fastest path to debt freedom without budgeting gimmicks, refinancing tricks, or sacrificing quality of life.

In this episode, Andy joins Lisa Marie for a candid, grounding conversation about debt, stewardship, faith, and why so many people have accepted the lie that debt is just a way of life.

What you'll hear in this episode:

• Why debt is a uniquely American problem, and the conditioning that keeps people stuck
• The difference between APR and TIP (total interest percentage), and why the bank never volunteers this information
• How a Financial GPS works differently from the snowball or avalanche method
• Why "you can't tame what you can't name" applies directly to your debt
• What Andy's own numbers looked like when he found this system: 15 years off his mortgage, $150,000 back in his pocket
• How faith and stewardship show up in Andy's approach to helping people with their finances
• The mindset shift from working harder to working smarter with your money
• What Lisa Marie actually does with her own finances to avoid giving the bank more than she has to

On a 6% 30-year mortgage, you don't pay more in principal than interest until year 21. The banks are not in a hurry for you to know that. Andy is.

Connect with Andy Bennetts:

• Website: EmpowerWealth.Solutions
• YouTube: youtube.com/@Empower-Wealth-2024
• Facebook: facebook.com/empowerwealthsolutions

Ready to find your debt-free date? Book a free Empower Wealth Game Plan at EmpowerWealth.Solutions. You'll walk away with a clear, personalized roadmap to get debt behind you and wealth before you.

Resources

• The Seven Money Pitfalls email series
• Money Movz™ Voxer Coaching
• Transcendent Wealth Co

Resources

• The Seven Money Pitfalls email series
• Money Movz™ Voxer Coaching
• Transcendent Wealth Co

Follow Lisa Marie on your favorite social platform:

• Facebook
• Instagram
• LinkedIn

Transcendent Wealth Co. LLC
https://www.transcendentwealthco.com

We need to talk about debt. Business debt. The kind that shows up with shame already attached, even when it's being handled strategically.

In this episode, Lisa Marie gets personal about her own experience carrying a business line of credit for the first time, what it felt like even as someone who teaches this, and why the old stories showed up anyway. This conversation is for every entrepreneur who has been managing their debt quietly, alone, and wondering what it says about them.

What you'll hear in this episode:

• The crucial difference between strategic debt and avoidance debt, and why most people have never had it broken down in plain terms
• Why normalizing debt is not the same as being comfortable staying stuck in it
• Lisa Marie's honest account of using a business line of credit in 2024 and 2025, including the anxiety, the shame spiral, and the question that broke through all of it
• Why you cannot manage money well from a place of fear
• Three practical steps to take if you're carrying business debt right now

The narrative that society puts on debt is not yours to carry. You just have to decide to put it down.

Ready to stop managing your debt alone? Money Movz™ Voxer Coaching gives you two full weeks of direct access to Lisa Marie. You'll look at your debt, your cash flow, and what's actually happening in your business — and build a clear, strategic, shame-free plan that's aligned with you. No judgment, no lecture. Just strategy, clarity, and someone in your corner who's been exactly where you are.

Resources

• The Seven Money Pitfalls email series
• Money Movz™ Voxer Coaching
• Transcendent Wealth Co

Resources

• The Seven Money Pitfalls email series
• Money Movz™ Voxer Coaching
• Transcendent Wealth Co

Follow Lisa Marie on your favorite social platform:

• Facebook
• Instagram
• LinkedIn

Transcendent Wealth Co. LLC
https://www.transcendentwealthco.com

What does it look like when a therapist has to confront her own money wounds? This one goes somewhere unexpected.

Sarah Buino is a visionary therapist, consultant, speaker, and founder of Head/Heart Therapy and Head/Heart Business Therapy. She's built cultures rooted in belonging, abundance, and self-awareness, and she joins me today for a conversation that blends business, money psychology, and the real work of healing your relationship with wealth.

We get into the $50K partnership loss that changed how Sarah thinks about contracts and self-protection. We talk about growing up with inherited beliefs about rich people — and then marrying into generational wealth. We explore why so many healers and heart-led professionals freeze when it comes to their numbers, and why that freeze has a root deeper than budgets and spreadsheets.

And we get into what wealth really looks like, and how the Five Wealth Codes show up even in the most unexpected places.

In this episode:

• The partnership that cost Sarah $50K and what she learned from it (beyond the obvious)
• Why "I'm just a therapist" kept her from protecting what she'd built
• Always plan for the exit at the beginning, and what that really means
• Growing up with money shame and the internal work of feeling worthy of wealth
• Why so many healing professionals freeze when it comes to numbers
• Money as a product of doing good work, and when that mindset works for you
• The Five Wealth Codes, collective wealth, and what it means to be truly wealthy
• The Inner Work of Practice Ownership Workbook, and the free offer for listeners

Free offer for listeners: Get The Inner Work of Practice Ownership Workbook for free — visit https://sarahhbt.gumroad.com/l/InnerWorkofPracticeOwnership and use code SASSY

Connect with Sarah Buino:

• Website: www.headheartbiztherapy.com
• Instagram & Facebook: @HeadHeartBizTherapy

Resources

• The Seven Money Pitfalls email series
• Money Movz™ Voxer Coaching
• Transcendent Wealth Co

Resources

• The Seven Money Pitfalls email series
• Money Movz™ Voxer Coaching
• Transcendent Wealth Co

Follow Lisa Marie on your favorite social platform:

• Facebook
• Instagram
• LinkedIn

Transcendent Wealth Co. LLC
https://www.transcendentwealthco.com

You've built something real. You've poured your time, your energy, your creativity, and your heart into your business. And if I asked you right now whether your contracts are solid, your business structure is right, and your energetic boundaries are clear?

I'm guessing some of you just got quiet.

In this episode, I'm getting into something that comes up constantly with the women I work with, and something I've had to face in my own business too. You can be making a good amount of money and still be dangerously exposed. And the reason most heart-led entrepreneurs skip the legal, structural, and energetic protection? It's not because they're too busy.

We talk about:

• Why skipping contracts isn't warmth, it's avoidance
• The difference between legal protection, structural protection, and energetic protection
• What an LLC actually does (and why you don't automatically need an S corp)
• The reason heart-led entrepreneurs struggle to protect themselves
• The energetic protection audit, and why every gap is a wealth leak
• What I did wrong in my own business and what it finally taught me
• Why protecting your business is one of the most loving things you can do

A contract doesn't say "I don't trust you." It says, "What I've built is worth protecting." And so are you.

Resources

• The Seven Money Pitfalls email series
• Money Movz™ Voxer Coaching
• Transcendent Wealth Co

Resources

• The Seven Money Pitfalls email series
• Money Movz™ Voxer Coaching
• Transcendent Wealth Co

Follow Lisa Marie on your favorite social platform:

• Facebook
• Instagram
• LinkedIn

Transcendent Wealth Co. LLC
https://www.transcendentwealthco.com

What does it take to build real wealth when you've never seen it modeled? When the only money lesson you grew up with was "pay your bills and you'll be okay"?

Walli Miller did it anyway, and now she's teaching other women to do the same.

Walli is a Bronx-born, first-generation millionaire, financial coach, early retiree, and the founder of Financially Thriving. In this episode, she and Lisa Marie go deep on rewriting inherited money beliefs, reframing debt from shame to strategy, the identity shift from spender to saver to wealth builder, and what financial independence actually means, and how to get there.

If you've ever wondered whether wealth is even possible for someone with your background, this conversation is the answer.

What You'll Learn

• What it means to be a first-generation millionaire, and what had to shift to get there
• How childhood money stories shape your financial reality decades later
• The difference between productive and unproductive debt, and why multimillionaires use debt strategically every single day
• Walli's money identity evolution: spender → saver → wealth builder
• Why so many high earners still feel behind (and what to do about it)
• The savings bucket approach, emergency fund vs. saving-to-spend fund vs. wealth-building
• Why retirement isn't an age, it's a dollar amount
• What work-optional living actually looks like and how to build toward it

About Walli Miller Walli Miller is a financial coach, early retiree, and founder of Financially Thriving. Born and raised in the Bronx, Walli is a first-generation college graduate and self-made millionaire who's passionate about helping ambitious women achieve financial independence and design work-optional lives. Through her coaching, she transforms clients' money mindsets and teaches them to invest with confidence, so they can build lasting wealth and live life on their terms.

Connect with Walli

• Website: financiallythriving.com
• Instagram: @financially_thriving
• Free Resource Library: financiallythriving.com/resource

Resources

• The Seven Money Pitfalls email series
• Money Movz™ Voxer Coaching
• Transcendent Wealth Co services

Resources

• The Seven Money Pitfalls email series
• Money Movz™ Voxer Coaching
• Transcendent Wealth Co

Follow Lisa Marie on your favorite social platform:

• Facebook
• Instagram
• LinkedIn

Transcendent Wealth Co. LLC
https://www.transcendentwealthco.com

You've been working hard. Signing clients, launching offers, and hitting revenue goals. So why does it still feel like enough is always just out of reach?

Because income and wealth are not the same thing. And most entrepreneurs were only ever taught one of them.

In this solo episode, Lisa Marie breaks down the Make, Master, Multiply framework and lets you know about why skipping the middle stage keeps you stuck on the financial merry-go-round, no matter how much you earn. She also walks through her signature savings bucket system and what it actually looks like to start building wealth from where you are right now.

This is the episode that reframes everything.

What You'll Learn

• Why income and wealth are completely different, and why treating them the same is costing you
• The Make, Master, Multiply framework broken down stage by stage
• Why you cannot multiply what you haven't mastered (and why most people skip straight to multiply)
• The savings bucket system Lisa uses with her clients, and lives by herself
• How to start building toward wealth even if you're still in the early stages of your business
• What "having your money work for you" actually looks like in practical terms

Resources

• The Seven Money Pitfalls email series
• Money Movz™ Voxer Coaching
• Transcendent Wealth Co services

Resources

• The Seven Money Pitfalls email series
• Money Movz™ Voxer Coaching
• Transcendent Wealth Co

Follow Lisa Marie on your favorite social platform:

• Facebook
• Instagram
• LinkedIn

Transcendent Wealth Co. LLC
https://www.transcendentwealthco.com