EP 411 - Most families don’t just feel grief when someone dies - they feel anger.

Anger about the mess, the debt, the confusion, and the things nobody sorted out.

In this episode of Business Without BS, we have the conversation most people avoid - but absolutely shouldn’t.

We talk about what actually happens if you die without a plan, why love isn’t flowers and chocolates, and how a few uncomfortable decisions can completely change your family’s future.

This isn’t about being wealthy. It’s about being responsible.

We cover:

What happens if you die without a will (and why modern families are hit hardest)

Why unmarried partners are often left with nothing

Life insurance: what it really does, how cheap it can be, and when it matters most

Powers of attorney and the nightmare families face without them

Business owners, shares, and the chaos nobody plans for

Why “I didn’t get round to it” is one of the worst legacies you can leave

This conversation is uncomfortable, but it might be the most loving thing you ever do for the people you care about.

*For Apple Podcast chapters, access them from the menu in the bottom right corner of your player*

Spotify Video Chapters:

00:00 The Importance of Wills and Life Insurance

01:14 The Consequences of Not Planning Ahead

02:05 Meet the Experts: Financial and Legal Advisors

02:37 Understanding Wills and Intestacy Rules

09:49 The Importance of Communication and Regular Updates

12:34 Life Insurance: Protecting Your Loved Ones

22:29 Power of Attorney: Ensuring Your Wishes Are Honored

37:47 Understanding Income Protection

39:16 The Importance of Life Insurance

39:53 Building Financial Security

41:17 Starting the Conversation on Wills

44:21 Choosing the Right Executor

47:01 Navigating Probate and Inheritance Tax

51:47 Managing Digital Assets

01:06:08 Final Thoughts on Financial Planning

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EP 410 - Tax Without BS returns with a fiery but surprisingly hopeful breakdown of the November 2025 UK Budget.

Andy, Jemma and Emma from Oury Clark sift the good, the bad, and the “are-you-kidding-me?” of Britain’s latest fiscal plan

From scale-up salvation and EIS boosts, to SME heartbreak, Mansion Tax grumbles, pension puzzles, and the four-year foreign-income free-for-all.

It’s the only budget reaction that’ll make you laugh and rethink your life insurance.

*For Apple Podcast chapters, access them from the menu in the bottom right corner of your player*

Spotify Video Chapters:

00:00 Andy's Episode Synposis

02:29 Business Tax Positives

05:37 Funding Gaps and EIS

14:18 Business Rates and SME Challenges

18:16 Inheritance Tax and Business Property Relief

23:58 Impact on SMEs and Entrepreneurs

33:12 Understanding Business Rates

34:04 Personal Taxes Overview

34:16 Employee Ownership Trusts Explained

37:54 Income Tax Threshold Freeze

38:55 Salary Sacrifice and ISA Changes

40:08 Financial Literacy and Investment Advice

43:44 Mansion Tax and Property Levies

48:42 Tax Avoidance vs. Tax Evasion

55:48 Foreign Income and Gains Regime

01:00:32 Final Thoughts and Budget Reflections

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EP 409 - What happens when you strip away phones, comfort and pretence?

Therapist Jerry Hyde - often called “the most dangerous therapist in the world” - and filmmaker Mai Hua explore the raw truths of mental health, vulnerability and masculinity.

Released for World Mental Health Day, the conversation dives into why modern life keeps us disconnected, how radical retreats (no phones, no showers, no distractions) transform people, and why real healing means breaking the rules.

What You’ll Learn in This Episode:

Why Jerry Hyde is called “the most dangerous therapist”

How radical retreats challenge comfort, technology and ego

The link between phones, distraction and mental health decline

Why vulnerability is strength in therapy and relationships

How group therapy transforms masculinity and human connection

If you’re interested in mental health awareness, therapy, and breaking free from modern distractions, this episode offers unfiltered insights and challenges conventional thinking.

*For Apple Podcast chapters, access them from the menu in the bottom right corner of your player*

Spotify Video Chapters:

00:00 BWB with Jerry Hyde and Mai Hua

00:40 Introducing Jerry and Mai

01:52 Exploring Masculinity and Vulnerability

04:03 The Power of Retreats

05:44 The Impact of Technology on Mental Health

06:27 The Importance of Human Connection

08:50 Challenges of Modern Parenting

18:53 Understanding ADHD and Trauma

32:24 Gender Dynamics and Therapy

45:25 Therapy as a Lifestyle Choice

45:52 Challenges of Couples Therapy

47:02 The Art of Self-Inquiry

47:41 Collaborative Conflicts

48:09 Gender Differences in Therapy

57:44 Cultural Perspectives on Therapy

01:03:02 Making a Man: The Documentary

01:05:42 The Importance of Vulnerability

01:23:12 Therapy and Group Dynamics

01:25:17 Wrap Up

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If you'd like to be on the show, get in contact - mail@businesswithoutbullshit.me