In this episode, Alberto Garcia sits down with Julian Hernandez, a local mortgage lender, for an interview while eating hot wings 🌶️🍗 As the wings get hotter, so do the mortgage questions. We break down:

- What buyers actually need to qualify for a home loan

- Common mortgage myths in today’s market

- Credit Score Tips

- Down payment assistance programs

- What first-time buyers in Northwest Arkansas should know right now

Whether you’re buying your first home, relocating to Northwest Arkansas, or just trying to understand today’s mortgage options, this episode is packed with value and a little heat. 🔥🏡

📍 Serving Northwest ArkansasBentonville | Rogers | Fayetteville | Springdale | Centerton | Siloam Springs

👉 Thinking about buying a home or getting pre-approved?

👉 Want to know what loan programs you qualify for?

Alberto Garcia, REALTOR®

NWA Solutions Team | PAK Home Realty

📞 479-477-1824

🌐 Website: https://nwarealtysolutions.com

Julian Hernandez – Mortgage Lender

In this episode of The NWA Realty Solutions Podcast, I sit down with Francisco Mijares, founder of The Mijares Agency, one of Northwest Arkansas’s trusted independent insurance advisors. We break down everything local buyers and sellers need to know about protecting their biggest investments — their homes.

Francisco shares insights on home, auto, life, and commercial insurance, how coverage impacts buying decisions, and tips to make smarter choices that protect your family, your home, and your future here in NWA. Whether you’re gearing up to purchase your first home or preparing to sell and invest elsewhere, this conversation is packed with practical guidance from two local pros who live and work right here in the community.

🔗 Connect With Us
Real Estate with Alberto Garcia, REALTOR
🌐 Website: https://nwarealtysolutions.com
📞 Phone: 479.477.1824
📩 DM us on social: @nwarealtysolutions

Insurance with Francisco Mijares at The Mijares Agency
🌐 Website: https://nwainsured.com
📞 Phone: (479)-422-6891
📩 Email: francisco@nwainsured.com

NWA Realty Solutions: Investing in Legacy & CommunityHosted by Alberto Garcia – Realtor & Investor in Northwest ArkansasIn this episode, I’m joined by Geraldine, one of the most respected real estate agents in the Springdale area. She’s not only a top producer but also a dedicated mom who’s built a thriving career while raising her family.We talk about what it really takes to succeed in the Northwest Arkansas real estate market, how to stay consistent through changing conditions, and how agents can grow without sacrificing their personal lives.As a newer agent who’s grown fast by learning from others and building relationships, I created this podcast to share those lessons with you.📍 In This Episode:How Geraldine built her business in Springdale & NWATips for balancing real estate success with family lifeWhy collaboration is better than competitionWhat newer agents can learn from top producersLocal insight into buying/selling in NWA👇 Connect with Alberto Garcia: Call or Text 479-477-1824📲 https://nwarealtysolutions.com📸 Instagram: https://www.instagram.com/alberto.gmedia📘 Facebook: https://www.facebook.com/AlbertoGarciaj👩‍💼 Connect with Geraldine:📸 Instagram: https://www.instagram.com/buywithgeraldine/📘 Facebook: https://www.facebook.com/geraldine.martinez.775