In this episode of Be Free & Clear, Jon sits down with Karen Hernandez and Chris Anderson to unpack what it really looks like to start from nothing, push through setbacks, and build a business and life that finally feels aligned.

• From broke and overwhelmed to building momentum: the early years, the pressure, and what kept them moving.
• “Don’t ask how, just start”: Karen’s leap into business during COVID, and why it unexpectedly became her best year.
• The hidden mistake that cost them 2,000 hours: why Chris built a program that sold zero, and the lesson that changed everything.

Stay to the end for their two-part mic drop: why “being stuck” is often a belief, not a reality, and the simple shift that helps you stop getting in your own way, especially when fear and uncertainty feel louder than your goals.

In this episode of Be Free & Clear, Jon sits down with Dr. Kim Deng to unpack why starting over in a job or career feels so heavy and how people can move through fear, self-doubt, and uncertainty without forcing confidence or blowing up their life.

• Confidence is not bravado, it’s relaxation: Dr. Kim explains why tension signals fear and how real confidence shows up as calm presence, even in uncomfortable transitions.
• Identity shifting vs self-fixing: Instead of endlessly improving the old version of yourself, she teaches how real change happens by shifting identity at the core.
• Why holding steady beats feeling ready: Career change gets messy before it gets clear, and the people who succeed are the ones who stay the course through uncertainty.

If you are questioning whether it’s too late, too risky, or too disruptive to start over in your career, stay to the end. Dr. Kim shares a powerful story about “holding steady” that reframes fear and makes the next step feel grounded instead of overwhelming.

In this episode Jon talks with Brian Johnson, owner of thrivewithmoney.com. Brian shares how he built a personal financial system that creates real momentum, including the unexpected moment that forced him to go all-in on his purpose.

What you’ll learn:

• How to find your Financial North Star so your money stops drifting
• Why most people stay trapped on the financial hamster wheel, even when they “do everything right”
• Simple frameworks you can use immediately: Plan, Track, Pivot and Disrupt, Question, Decide (DQD)

Watch until the end…Because Brian breaks down a real example where one small disruption (literally changing how a credit card is stored) helped a client move from pay-advance survival mode to finally feeling like, “I didn’t realize how much money I have.”