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Adulting Decrypted

Adulting Decrypted

De : Roscoe Ashton Gene and Gideon
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We prepare young adults to be independent powerhouses for life.--Who We Are: The Adulting Decrypted team is composed of a Dad and his three sons: Roscoe(Dad - age redacted), Ashton(22), Gene(18), and Gideon(14). How We Started: As a family we have always tried to have at least one meal together daily. The meal that typically ends up being is dinner. One night in particular near the beginning of the COVID pandemic, our conversation started with Roscoe mentioning that he had recently read a news article stating that an Ivy League college was offering “Adulting,” classes. These classes were being offered in the hopes that they might be able to educate students who were struggling with common “Adult” tasks. It didn't make sense to us that someone would have to enroll in an Ivy League school to learn things that nearly every person has to deal with daily. To us it seemed that things like shopping, laundry, mental health, communication, taxes, loans, and so much more should be basic knowledge before taking on the substantial challenges of modern life. Eventually the idea was floated that there should be a podcast that can be accessed for free that would help people gain insight into these things that we thought we knew fairly well. Since COVID-19 had caused unemployment and school schedule changes for all of us we thought that there could be no better thing than for us to take on this challenge. Less than a month later, after several planning meetings and countless hours of research, we had recorded and uploaded our first episode.

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    Épisodes
    • Hey Dad: Insurance, Liability, Comprehensive, Collision

      Hey Dad: Insurance, Liability, Comprehensive, Collision
      Jul 30 2025

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      Understanding Car Insurance: Full Coverage vs. Liability Only

      Hey everyone! In this episode, we dive into the nitty-gritty of car insurance. Learn the key differences between full coverage, liability only, and other essential types of insurance like comprehensive and collision. We break down what each term means, how they work, and which one might be best for your specific situation. Join us as we make sense of deductibles, coverage options, and the financial aspects of insurance, while sharing some real-life examples to make it all clear. Don't forget to consult your insurance agent and feel confident as you make these important decisions. #Insurance101 #CarInsurance #FullCoverage #LiabilityOnly #Adulting #FinancialTips #AskQuestions

      00:00 Introduction to Insurance Questions

      00:19 Types of Insurance Coverage

      00:24 Understanding Comprehensive Insurance

      00:55 Collision and Liability Insurance Explained

      01:43 Full Coverage vs. Liability Only

      02:03 Choosing the Right Coverage

      03:00 The Role of Deductibles

      03:50 Final Thoughts on Insurance



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      6 min
    • HOA, Hey Dad

      HOA, Hey Dad
      Jul 23 2025

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      HOAs Explained: What You Need to Know Before Buying Your First Home!

      In this episode, we dive into the essentials of Homeowners Associations (HOAs). Discover what an HOA is, the pros and cons, and how it can affect your property and lifestyle. From additional fees to community amenities, we'll cover everything first-time home buyers need to know. Don't forget to read those bylaws before moving in! #HomeBuyingTips #HOA #FirstHome #RealEstate101 #HappyAdulting

      00:00 Introduction to HOAs

      00:10 What is an HOA?

      00:31 HOA Fees and Projects

      01:01 HOA Rules and Restrictions

      01:39 Personal Experiences with HOAs

      02:03 HOA Benefits and Considerations

      02:56 Final Thoughts on HOAs



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      5 min
    • "Hey Dad, When Do I Need New Tires?" – A Practical Guide to Tread, Safety & Smart Buying

      "Hey Dad, When Do I Need New Tires?" – A Practical Guide to Tread, Safety & Smart Buying
      Jul 9 2025

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      Is it time to replace your tires, or can you squeeze out a few more miles? In this episode, we answer the classic question: "Hey Dad, when should I get new tires?" Using the simple penny test (while we still have pennies!), we dive into how to check tread depth, spot dangerous wear patterns, and avoid getting talked into a premature replacement. We talk about:

      • What uneven wear, bubbles, and exposed belts mean
      • Why not all vehicles (or drivers) need top-tier tires
      • Whether extended warranties are worth it
      • The smart way to shop for tires on a budget

      Whether you're driving a college beater or logging highway miles weekly, this episode gives you the knowledge to make the right call—on your own terms.

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      6 min
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