Presented by Affinity Plus Federal Credit Union

In this insightful and approachable episode of A+ You, hosts Danielle Johnson and Amber Shanley are joined by Kotchi Prosper, Director of Investment & Retirement Services at Affinity Plus Federal Credit Union. From laughs over spilled coffee to smart savings strategies, the conversation makes financial planning feel less intimidating and a lot more human.

Kotchi shares his unique personal story (spoiler: he’s never had coffee!) and breaks down the role of the Investment Center at Affinity Plus. He explains how their advisors work hand-in-hand with credit union staff to support members’ goals—whether that’s saving a few dollars a month or preparing for retirement.

Listeners will learn about:

• What an investment advisor really does (no suit required)
• Why market volatility is normal—and how it can work in your favor
• The power of habits in financial success
• Investment tips for beginners, including how to start with as little as $5
• A sneak peek at Affinity Plus’s upcoming DIY investing app
• The benefits of 529 college savings plans—and why your retirement should come first

Whether you’re just getting started or rethinking your approach, this episode offers calm, clarity, and a little humor along the way. No pressure, no fees—just helpful, human advice.

Affinity Plus Federal Credit Union - federally insured by the NCUA