In this episode of The Asset Preservation Hour, financial advisor Stewart Willis explains how Social Security cost of living adjustments, rising Medicare premiums, and required minimum distributions can quietly reduce your retirement income. Stewart breaks down why a Social Security raise does not always mean more money in your pocket and how Medicare increases and IRMA penalties can create a net loss for many retirees.

You will learn how provisional income really works, why Social Security becomes taxable for so many people, and how outdated income thresholds are pulling more retirees into higher tax exposure every year. Stewart also dives into inherited IRAs, the end of the stretch IRA, and how compressed distribution rules can turn retirement savings into a tax time bomb if not planned properly.

The conversation also covers Roth conversions, Roth 401k strategies later in life, and why tax planning must be coordinated with Social Security and RMD decisions. If you want to reduce unnecessary taxes, protect your income, and build a smarter retirement plan, this episode delivers clear explanations and actionable guidance.

📞 Call 877-5-RETIRE or visit AssetPreservationWealth.com to schedule your complimentary portfolio review and tax planning analysis.