Looking at life, how do you think you fared? Financially are you prepared? Our Financial Development is a lifetime journey. As we go through life celebrating work, family, and play, we are continuously facing financial decisions. With each decision, we take a step down a road that will eventually lead us into a future that was once just a thought and is now... a reality.

This book is a road map to explore one's financial possibilities. It will show you all the twists and turns. It will explain where you are likely to encounter financial traffic jams and which detours to take along the way.

Inside this audiobook you will learn how to:

• Accumulate wealth and steer it towards your true goal.
• Control your spending and allow you to allocate funds to what's important.
• Work on your emergency funds for the inevitable, but unforeseen, crisis.
• Produce solid financial security to give you life-long peace of mind.
• Leave a legacy that will secure the future of the next generation.

This book gives you a place to start planning. Now is the time to ask those vital questions and you get the truth you deserve.

About the Author

TROY A. YOUNG is the self-made shepherd. He has dedicated over 20 years of his life helping African American women with high incomes move into happy retirements. While having worked at two of the nation's largest financial services companies, his true passion is helping African American women turn their high income into a long-term retirement. Troy is a graduate of Howard University and Certified Financial Planner. Happily married to his wife, Wanda, for 29 years they are proud parents of two young adults.Troy firmly believes that is easier to prepare than it is to repair.

This book serves as a tool to help you prepare.