In this episode of Lending Forward, host Hannah McManus welcomes Brian Vieaux, President of MISMO, for an in-depth conversation about the standards shaping the modern mortgage industry.

MISMO, the mortgage industry’s standards organization, plays a foundational role in creating consistency across the loan manufacturing process—from the Uniform Residential Loan Application to closing disclosures and regulatory reporting. Brian explains how standards reduce friction, improve interoperability between systems, and create efficiencies that ultimately benefit both lenders and consumers.

The discussion explores the recently released Mortgage Compliance Dataset (MCD), an industry collaboration between lenders, regulators, and technology providers designed to streamline multi-state regulatory data requests. Brian also shares insight into MISMO’s growing work around artificial intelligence, including the development of a responsible AI framework in partnership with MBA’s Residential Board of Governors.

Looking ahead, the conversation turns to adoption, awareness, and the opportunity to bring more mortgage professionals into the standards conversation. As digital transformation accelerates, collaboration and shared infrastructure will be critical to reducing manufacturing costs and improving the borrower experience.

Lending Forward is home to real conversations with the leaders shaping the future of housing finance.

So tell us—how are you lending it forward?