Episode Summary

Structural Protection is the second pillar of a family office, encompassing Legal, Tax, and Insurance. These aren't three separate things—they're one integrated system that protects what you've built. This is where most business owners leak the most money without ever realizing it.

The Three Domains

Legal Structure

How you hold assets—entities, trusts, contracts, operating agreements. Done right: asset protection, liability separation, control. Done wrong: everything exposed.

Tax Structure

How you minimize what you pay legally. Entity selection, income timing, deduction optimization, retirement structures, estate planning. Using the tax code as designed.

Insurance Structure

Transferring risk through life, disability, liability, property, and umbrella coverage. The right insurance protects against catastrophic loss. Gaps can wipe out decades of work.

The Problem

Most business owners have pieces of structural protection, but not a system. The LLC isn't maintained. There's no real tax strategy. Insurance hasn't been reviewed. It's fragmented and full of gaps.

Key Quote

"Structural Protection isn't about any single strategy. It's about integration—making sure all the pieces work together. That's where the real protection and real savings come from."

Resources & Next Steps

Visit producerswealth.com/family to download free copies of both books, watch the 10-minute video, or book a call.

Keywords

structural protection, asset protection, tax structure, legal structure, insurance structure, family office protection, integrated wealth protection, business owner asset protection, liability protection]]>