Let's make those ends meet, no matter what's in the bank. Not for Millionaires: 365 Days of Saving Money for Thousandaires is a money-saving calendar that inspires more planning and less consuming, every day of the year.

To save money is to hope. But hope without planning is wishing, and planning without action is useless. Saving is not an event. It is a process made up of hundreds of events. The page-a-day perpetual calendar format puts the time in “time is money” and emphasizes the cyclical and seasonal nature of saving money.

Covering 27 topics divided into 52 seasonally appropriate audio chapter "weeks", you'll learn to successfully save money and eliminate waste through 365 days of tactics, ideas, statistics, reflective questions, quotes, resources, math examples, and the philosophy of thrift. The no-frills language brings abstract economic principles down to earth and gives cogent reasons to complete the often-overlooked tasks that are so vital to our financial well-being.

With a little patience and self-discipline, Not for Millionaires will raise awareness about your own spending habits and help you make the right economic choices to get out of debt, reduce your needs, and come to this startling conclusion: you have enough.

Topics include:

• Developing a budget
• Food and groceries
• Your car
• Planning and debt management
• Credit ratings
• Utility bills
• Insurance
• Mortgages and loans
• Health
• Retirement and estate planning
• National statistics on saving
• Kids and money
• Money-saving math problems
• Helpful online resources
• Quarterly reviews
• Vacations
• Weekly money-saving quotes
• And many more