Couverture de Your Money Guide on the Side

Your Money Guide on the Side

Your Money Guide on the Side

De : war
Écouter gratuitement

Your go-to podcast for mastering money and investing. Hosted by Tyler Gardner, a trusted influencer with over 3M followers, Your Money Guide on the Side simplifies the complex, adds nuance to what seems simple, and connects you with the brightest minds in finance, investing, and business. Whether you’re just starting or leveling up, this is your one-stop resource to navigate your own finances with clarity, confidence, and a bit of fun. Let’s get you one step closer to where you need to be.Copyright war Direction Economie Finances privées Management et direction
Épisodes
  • The 0% Tax Bracket Most Retirees Walk Right Past

    The 0% Tax Bracket Most Retirees Walk Right Past
    Apr 27 2026
    As always, a MASSIVE thank you to this week's sponsors! LMNT⁠: → ⁠drinklmnt.com/tyler⁠ Become an INSIDER, just order the INSIDER Bundle–four boxes for the price of three, best value they offer–and get early access to limited time flavors and cool surprise gifts along the way. ⁠Bilt⁠: → ⁠joinbilt.com/tyler⁠ to get rewarded for your biggest annual expense! ⁠Copilot Money⁠: → ⁠try.copilot.money/tyler⁠ and use code TYLER2 for two free months. ⁠Gelt⁠: → ⁠joingelt.com/tyler and see if you can get your business tax planning to the next level in 2026 and beyond! And now, on with the show notes! Most retirement withdrawal conversations focus on one number: 4%? 5%? 6%? But that misses a much bigger variable: Taxes. In this episode, Tyler revisits his $2 million retirement portfolio framework and explains why the real issue isn’t just how much you withdraw — it’s how much you keep after taxes. Because two retirees can withdraw the exact same amount and end up with very different lifestyles depending on how their accounts are structured. In this episode, Tyler covers: Why after-tax returns matter more than headline portfolio returns The hidden cost of relying too heavily on traditional IRAs and 401(k)s How Roth conversions can reduce future tax pain Why taxable brokerage accounts are one of the most underrated retirement tools How the 0% capital gains bracket can legally lower taxes in retirement Why withdrawal order matters: taxable, pre-tax, and Roth accounts each play different roles How poor tax planning can quietly reduce spending power for decades Tyler also explains why the classic withdrawal-rate debate often misses the point entirely. A 6% withdrawal with poor tax planning may feel like 4.75%. A well-structured 6% withdrawal may feel like…6%. The core idea: The goal was never to withdraw less. The goal was always to keep more. This episode isn’t about tax gimmicks or loopholes. It’s about understanding the rules well enough to make smarter decisions with the money you’ve already built. If the show’s been helpful, leaving a quick review on Apple or Spotify genuinely helps. Hope this gives you something to think about this week.
    Afficher plus Afficher moins
    47 min
  • I Moved to Arizona for the Winter: The 5 Things Nobody Tells You About Snowbirding

    I Moved to Arizona for the Winter: The 5 Things Nobody Tells You About Snowbirding
    Apr 20 2026
    As always, a MASSIVE thank you to this week's sponsors! Momentous: → ⁠livemomentous.com Use code Tyler for 35% off your first order! Thrive Market: → ⁠thrivemarket.com/tyler $20 off your first three orders plus you’ll get a FREE $60 gift! Facet: → ⁠facet.com/tyler for an exclusive $550 kickstart offer! Anthropic: → ⁠claude.ai/tyler if you're looking for the best business and thought partner I have EVER had. And on to the show notes! Most financial advice focuses on optimization. This episode is about something else entirely: alignment. In this more personal episode, Tyler shares five lessons from spending two months “snowbirding” in Sedona — and what the experience revealed about money, time, and the life we think we want. Because sometimes the biggest financial insights don’t come from spreadsheets. They come from living differently long enough to notice what actually matters. In this episode, Tyler reflects on: Why buying back time only works if you know what to do with it The idea of a “path dividend” — testing lifestyles before committing to them How lifestyle upgrades quickly become your new normal (and lose their impact) Why major life changes require understanding what you’re leaving, not just gaining The illusion that a new place will create a new version of you Along the way, Tyler connects everyday moments — cooking dinner, staying in Airbnbs, almost buying a house — to deeper financial decisions around spending, relocation, and retirement. The core idea: Wherever you go, there you are. Money can change your environment. It doesn’t automatically change you. This episode isn’t about maximizing efficiency. It’s about building a life that actually fits — before you build the plan to fund it. If the show’s been helpful, leaving a quick review on Apple or Spotify genuinely helps. Hope this gives you something to think about this week.
    Afficher plus Afficher moins
    47 min
  • 5 Hard Truths About Investing From 26 Years at Motley Fool | Chris Hill

    5 Hard Truths About Investing From 26 Years at Motley Fool | Chris Hill
    Apr 13 2026
    Pre-Order Tyler's First Book, Real Wealth, ⁠⁠here⁠⁠ & be immediately eligible for exclusive bonuses between now and December 1st! April Bonus: Free two-hour digital live event on Wednesday, May 6th from 7-9pm EST, where Tyler will answer the most commonly asked questions and walk through what you can expect from the book! And as always, a MASSIVE thank you to this week's sponsors: LMNT just dropped a limited-time Pink Lemonade flavor — exclusively for LMNT INSIDERs, which means you need to order the INSIDER Bundle (four boxes for the price of three) to get it. If you like your electrolytes without the sugar and your hydration without the regret, this one's for you: → drinklmnt.com/tyler Fabric: ten minutes online, no health exam, no phone calls, a million dollars in coverage for less than a dollar a day — and if you're young and healthy, there's no better window to lock this in than right now. → meetfabric.com/tyler Copilot Money tracks your spending, net worth, investments, subscriptions, and savings goals in one place — and it's the only personal finance app to win an Apple Editor's Choice Award, with a 4.8-star rating from over 25,000 reviews. → try.copilot.money/tyler — use code TYLER2 for two free months. And on to the show notes! Most people think investing is about finding the next big thing. The reality is much less exciting — and far more effective. In this episode, Tyler sits down with Chris Hill, longtime host of Motley Fool Money, to talk about what actually drives long-term success in investing — and why so many people get distracted along the way. From launching a podcast during the 2008 financial crisis to interviewing some of the biggest names in business and finance, Chris shares lessons from decades inside one of the most influential investing platforms. In this conversation, Tyler and Chris discuss: How Motley Fool Money started during a crisis — and why simplicity won Why investors obsess over “hot stocks” and excitement (and why that hurts returns) The importance of time in the market — and not interrupting compounding Why the best companies are often the ones everyone already knows The balance between simple index investing vs. active stock picking Chris also reflects on what makes a great investor over time — and it’s not intelligence or access. It’s patience. Discipline. And the ability to ignore noise when it matters most. The core idea: Investing isn’t about being clever. It’s about staying consistent long enough for compounding to do its job. If the show’s been helpful, leaving a quick review on Apple or Spotify genuinely helps. Hope this gives you something to think about this week.
    Afficher plus Afficher moins
    42 min
adbl_web_anon_alc_button_suppression_t1
Aucun commentaire pour le moment