Insurance is quietly rewriting multifamily pricing, and many owners do not realize how dramatically it is impacting NOI and value.

At the same time, buyers are underwriting age and long-term system risk more aggressively, changing how older properties trade in today’s market.

🎙️EPISODE OVERVIEW

Welcome to Commercial Connections, where I help property owners and investors make smarter commercial real estate decisions with confidence. I'm René Nelson, CCIM, a broker and advisor dedicated to helping Oregon apartment owners build wealth, avoid costly mistakes, and create long-term stability.

In this episode, I break down the underwriting reset happening right now in multifamily. From insurance floors to rising maintenance assumptions and age-based risk modeling, we walk through what is actually driving buyer decision-making and how it affects your property’s value.

🧠 WHAT WE COVER

⦿ Why lenders are no longer accepting in-place insurance premiums

⦿ The new insurance cost floors buyers are underwriting

⦿ How rising maintenance assumptions are reshaping NOI

⦿ Why age matters again, even with recent upgrades

⦿ How to think about pricing your property in today’s underwriting environment

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📅 BOOK A CALL

If you’re a family-owned apartment owner in Oregon, you don’t have to navigate your next move alone. From 1031 exchanges to retirement planning, I help owners protect equity and plan for the future. Schedule a strategy call: https://eugene-commercial.com/

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