Couverture de “What Percentage of Income Should I Save for Retirement?”

“What Percentage of Income Should I Save for Retirement?”

“What Percentage of Income Should I Save for Retirement?”

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I walk through the popular “save 20% of your income for retirement” guideline and why that number is only a starting point. The real conversation is about your life, your priorities, and the tradeoffs you want to make. In this episode:

  • Why 20 percent is a rule of thumb, not a rule
  • The role of employer retirement contributions
  • How lifestyle choices shape your savings rate
  • Early retirement goals
  • Why cost of living & inflation matter more than a single number
  • Situations where saving less than 20% still works
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